Positioning no disclosures inside 60 days, left as found
Options put/call open interest 1.01, read 2026-10-23
Ethical passes the values gate
Price17.25 USD
Fair value22.50
Ethical score70.0/100
Our investment reviews on this name
2026-10-11Read Accumulation15.21+13.4% to today ✓Markdown gives way to Accumulation
2026-10-02Read Markdown15.21+13.4% to today Accumulation gives way to Markdown first Markdown read since July
2026-08-05Read Accumulation15.86+8.8% to today ✓Markdown gives way to Accumulation after a 17% rise in 5 weeks
2026-07-02Read Markdown13.54+27.4% to today First review on file: Markdown
Our analytic regime reads on this name, dated and marked against the screened price. Small sample per name, and separate from the daily-framework accuracy on the Track Record page.
Lyft, Inc. holds its Accumulation at $17.25. The statistical read favours the buyers, held for 151 days.
As held on the ledger · 2026-10-20
Phase
Accumulation
Quantitative state
The statistical read favours the buyers, held for 151 days
Price at the screen
$17.25
Valuation
2.51 trailing · 8.01 forward price to earnings
Values screen
PASS· score 70.0
Beta
1.96
The Workings
Five Screens, Shown in Full
Full pass across all five screens. This security clears the Titan Ethical Standard: its business and its balance sheet both stay inside the lines.
Test
Figure
Limit
What it means
Status
Business activity
Permissible
Core business clean
Its core business isn't built on prohibited lines: no gambling, alcohol, tobacco, weapons, or interest-based lending.
Pass
Debt load
14.14%
Below 33%
Interest-bearing debt is just 14.1% of its assets, well under the one-third ceiling: it does not run on borrowed money.
Pass
Interest-bearing cash
7.81%
Below 33%
Cash held in interest-bearing accounts and securities is 7.8% of assets, under the one-third limit.
Pass
Receivables
12.54%
Below 49%
Money owed to the company is 12.5% of assets, under the 49% limit.
Pass
Revenue purity
0.00%
Below 5%
Only 0.0% of revenue comes from non-compliant sources, under the 5% line.
Pass
Five checks adapted from AAOIFI screening standards: business activity plus four balance-sheet ratios. All five must pass for ethical clearance. Every figure is arithmetic on public accounts, not judgement.
The Ethical Read
Why It Clears, in Plain English
Lyft, clears all five screens. Its business is in a permissible area, its interest-bearing debt is about 14%, inside the ~33% line, and almost none of its income is interest, so it passes.
Read as at 2026-10-24. It updates when the underlying figures move, and past reads are kept below.
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Today LYFT passes the screen. If new figures move it to a fail, we send you one short email with the before and after. Verdicts change rarely, so you may not hear from us for a long time.
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Fair value range in USD, drawn from the 2026-10-20 screen. The gold marker is the market price at the same screen. A 30.4% margin of safety to the base estimate.
Third-party analyst targets: 37 covering, consensus Buy. The average target sits +4% from the screen price.
Reading the gap · Our model sees value the Street hasn't fully caught up to yet.
Price History & Projections
Where it has been, where the models see it going. History from market close data; projection points are our fair-value estimates and third-party analyst targets, dated to the 2026-10-20 screen.
Fair value and rating are our own model estimates; the Street's range reflects third-party analyst estimates. Analysis, not advice.
The Business, in Plain Words
Rideshare app turns fares into fat margins
Picture someone ordering a lift on a Friday night and the company behind the app pocketing nearly half the fare as profit. Lyft shows revenue growth of 14 percent, a 44 percent profit margin and 148 percent return on equity, all at a forward multiple of just 7.4 times. Our fair value sits 45 percent above the current price of 15.52 dollars, giving it a wide margin of safety even though 36 analysts only see 18 dollars ahead.
The business clears our ethical screen without issue and the numbers point to real cash generation rather than accounting tricks. Yet the moat remains unknown and rides remain tied to discretionary spending that can shrink fast when wallets tighten.
Risk sits in that lack of proven durability and the gap between our valuation and the street consensus. The low multiple may simply reflect peak-cycle earnings rather than a bargain. Analysis, not advice.
The risks · The things to watch: it already moves more than the market on an average day.
Plain-English interpretation of our own screen data. Analysis, not advice.
Where & How to Trade
LYFT trades on Nasdaq. As a listed security it is accessible through almost any international broker offering its home market. New to this, or investing from abroad? Our guide to accessing global markets covers brokers, currencies and the practical steps.
The Dated Journal · Newest First, Never Edited
Every Entry, As Written
2026-10-18Accumulation$17.16+12.8%Entry 8
The analysis reads accumulation. Smart money appears to be quietly building positions. This typically precedes a markup phase. Price has moved up 12.8% since our last review. Ethical screening: PASS with passing ethical screen. The risk-adjusted return profile shows modest positive risk-adjusted returns. Our composite framework grades it C. Technically it is sitting below its long-term trend line with momentum reading neutral. Over the past year the shares are down 14%. Our forward projection puts the odds of a 10% gain over the next month near 26%. The street (36 analysts) rates it hold, with a mean price target of $19. Insiders have been net sellers over the past quarter.
The framework has shifted from markdown to accumulation since the last review. Smart money appears to be quietly building positions. This typically precedes a markup phase. Price has moved down 0.0% since our last review. Ethical screening: PASS with passing ethical screen. The risk-adjusted return profile shows modest positive risk-adjusted returns. Our composite framework grades it C. Technically it is sitting below its long-term trend line with momentum reading neutral. Over the past year the shares are down 14%. Our forward projection puts the odds of a 10% gain over the next month near 26%. The street (36 analysts) rates it hold, with a mean price target of $19. Insiders have been net sellers over the past quarter.
2026-10-02Markdown · changed$15.21-13.8%Entry 6
The framework has shifted from accumulation to markdown since the last review. Price is trending lower. Sellers are in control and the prior trend has reversed. Price has moved down 13.8% since our last review. Ethical screening: PASS with passing ethical screen. The risk-adjusted return profile shows modest positive risk-adjusted returns. Our composite framework grades it C. Technically it is sitting below its long-term trend line with momentum reading neutral. Over the past year the shares are down 14%. Our forward projection puts the odds of a 10% gain over the next month near 26%. The street (36 analysts) rates it hold, with a mean price target of $19. Insiders have been net sellers over the past quarter.
2026-09-04Accumulation$17.65+11.3%Entry 5
Our analysis reads accumulation. Smart money appears to be quietly building positions. This typically precedes a markup phase. Price has moved up 11.3% since our last review. Ethical screening: PASS with passing ethical screen. The risk-adjusted return profile shows modest positive risk-adjusted returns. Our composite framework grades it C. Technically it is sitting below its long-term trend line with momentum reading neutral. Over the past year the shares are down 14%. Our forward projection puts the odds of a 10% gain over the next month near 26%. The street (36 analysts) rates it hold, with a mean price target of $19.
The framework has shifted from markdown to accumulation since the last review. Smart money appears to be quietly building positions. This typically precedes a markup phase. Price has moved up 17.1% since our last review. Ethical screening: PASS with passing ethical screen. The risk-adjusted return profile shows modest positive risk-adjusted returns. Our composite framework grades it C, carrying a low risk profile. Technically it is sitting below its long-term trend line with momentum reading neutral. Over the past year the shares are down 14%. Our forward projection puts the odds of a 10% gain over the next month near 26%. The street (36 analysts) rates it hold, with a mean price target of $19.
2026-07-18Markdown$13.54+0.0%Entry 3
Our analysis reads markdown. Price is trending lower. Sellers are in control and the prior trend has reversed. Price has moved down 0.0% since our last review. Ethical screening: PASS with passing ethical screen. The risk-adjusted return profile shows modest positive risk-adjusted returns. Our composite framework grades it C, carrying a low risk profile. Technically it is sitting below its long-term trend line with momentum reading neutral. Over the past year the shares are down 14%. Our forward projection puts the odds of a 10% gain over the next month near 26%. The street (36 analysts) rates it hold, with a mean price target of $19.
2026-07-03Markdown$13.54+0.0%Entry 2
Our analysis reads markdown. Price is trending lower. Sellers are in control and the prior trend has reversed. Price has moved down 0.0% since our last review. Ethical screening: PASS with passing ethical screen (70). The risk-adjusted return profile shows modest positive risk-adjusted returns.
2026-07-02Markdown$13.54Entry 1
Our analysis reads markdown. Price is trending lower. Sellers are in control and the prior trend has reversed. Ethical screening: PASS with passing ethical screen (70). The risk-adjusted return profile shows modest positive risk-adjusted returns.
Each entry above was written on its date, before the outcome. A journal you can prune is not a journal.