LC
LendingClub Corporation
Financial Services · Banks - Regional · NYQ
$17.15
Data: 2026-05-28
✗ ETHICAL FAIL

Unknown MOAT
HIGH
Data Confidence: 100.0%
Key Metrics

How this company measures up on the fundamentals that matter

Market Cap
$1.9B
Total market value of the company
11.12
Reasonably valued
7.25
Based on estimated future earnings — lower means cheaper
Rev Growth
+12.5%
Year-over-year revenue change
Profit Margin
12.8%
How much profit the company keeps from each dollar of revenue
12.2%
Return on equity — how efficiently it uses shareholder money
Analyst Target
$23.00
+34% from current price — median analyst estimate
Recommendation
NONE
Consensus view from 10 analysts covering this stock
About LendingClub Corporation

LendingClub Corporation, operates as a bank holding company, that provides range of financial products and services in the United States. It offers deposit products, including savings accounts, checking accounts, and certificates of deposit; patient and education finance loans; and commercial loans, including small business loans. The company also provides consumer loans, such as Unsecured and unsecured, fixed-rate, and fixed-term consumer loans; and secured auto refinance loans. In addition, it operates a lending marketplace platform. The company was incorporated in 2006 and is headquartered in San Francisco, California.

https://www.lendingclub.com

Country: United States Employees: 1,075 Industry: Banks - Regional
Ethical Screening

Five compliance checks based on AAOIFI standards — all must pass for ethical clearance

Business Activity
FAIL
Core business does not involve prohibited activities
Debt Ratio
0.0% N/A
Debt must be below 33% of total assets
Cash Ratio
0.0% N/A
Interest-bearing cash below 33% of assets
Receivables
0.0% N/A
Receivables below 49% of assets
Revenue Purity
0.0% N/A
Non-compliant revenue below 5% — any excess requires purification
Quantitative Intelligence

Statistical analysis of price behaviour, risk, and market regime — independent of fundamental data

MARKDOWN
Price trending down — defensive positioning
0.877
Good returns relative to risk taken
0.0638
Suggested allocation is meaningful — the edge justifies a position
0.764
Acceptable balance between returns and drawdown risk
Annual Return
39.9%
Historical annualised return based on price data
-52.2%
Largest peak-to-trough decline — the worst it has been
BEAR
Statistical model detects bearish conditions
Days in State
42
How long the current regime has persisted — longer means more stable
Market Data

Trading characteristics and market positioning

2.01
Significantly more volatile than the market
52W High
$21.67
21% below the year high
52W Low
$9.78
75% above the year low
Avg Volume
2,049,816
Average daily shares traded — higher means easier to buy and sell
2.2
Days it would take all short sellers to cover — higher means more crowded
Short % Float
5.8%
Moderate short interest
N/A
Annual dividend as a percentage of the share price
$1.50
Earnings per share over the last 12 months
Financial Health

Balance sheet strength and cash generation — the foundation of long-term value

0.82
Moderate leverage — manageable
2.76
Strong balance sheet — comfortably covers short-term obligations
Quick Ratio
1.93
Like current ratio but excludes inventory — stricter test
Gross Margin
38.8%
Revenue left after cost of goods — higher means pricing power
Operating Margin
20.0%
Profit from core operations before interest and tax
$285M
Positive — the business generates more cash than it spends
Revenue (TTM)
$1.4B
Total revenue over the last 12 months
Net Income
$176M
Profitable — the bottom line is positive
Analyst Coverage
Analysts
10
Target High
$29.00
Target Median
$23.00
Target Low
$20.00
Political Trading Activity

Congressional trading disclosures involving this instrument

Date Politician Party Type Amount
8 Apr2026 Richard Blumenthal Democrat sell 1K–15K
8 Apr2026 Richard Blumenthal Democrat sell 1K–15K
8 Apr2026 Richard Blumenthal Democrat buy 50K–100K
8 Apr2026 Richard Blumenthal Democrat buy 15K–50K
8 Apr2026 Richard Blumenthal Democrat buy 100K–250K
Source: Congressional disclosure filings. View all political trades at
Insider Intelligence
Explore the Ethical Screener View Track Record

Data sourced from public filings and market feeds. Not financial advice. Updated: 2026-05-28

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