LIFE
Ethos Technologies Inc.
Financial Services · Insurance Brokers · NMS
$21.14
Close 2026-05-28
✗ ETHICAL FAIL

UNKNOWN MOAT
HIGH
Data Confidence: 86%
Full financial profile available
Market Cap
$2.0B
Trailing P/E
Forward P/E
10.98
Rev Growth
+103.5%
Profit Margin
-22.1%
ROE
-29.1%
Analyst Target
$27.00
Recommendation
STRONG BUY
About Ethos Technologies Inc.

Ethos Technologies Inc. provides third-party administrator services for insurance policies in the United States. The company offers Ethos, a three-sided technology platform that serves an ecosystem of consumers, agents, and carriers. It also provides term life insurance, whole life insurance, and indexed universal life insurance products, as well as wills and estate planning, and supplemental health insurance products. The company was formerly known as Ethos Insurance Corporation and changed its name to Ethos Technologies Inc. in August 2016. The company was incorporated in 2016 and is based in San Francisco, California.

Ethical Screen
Business ActivityFAIL
Debt RatioN/A
Cash RatioN/A
Receivables RatioN/A
Revenue RatioN/A
OverallFAIL
Score Ethical: 50.0
Score Valuation: 71.5
Score Quality: 33.8
Score Combined: 44.1

Full Analysis

Opportunity scores, earnings history, insider transactions, institutional holders, analyst consensus, and more.

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Opportunity Scores
Valuation85.0
Quality25.0
Cash Flow0.0
Moat40.0
Balance Sheet88.5
Debt Purity50.0
Liquid Purity50.0
Rev Purity50.0
Compliance100.0
Tier: BRONZE · Score: 44.8 · Rank: #3176
Insider Transactions
No insider transaction data.
Top Institutional Holders
No institutional holder data.
Additional Fundamentals
Enterprise Value
$1.1B
Price/Book
2.14
Analysts
8
Total Revenue (TTM)
$485.8M
Total Debt
$2.1M
Rec. Mean
1.33
Short Ratio
1.90
Short % Float
0.1%
Employees
614

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Trade Consideration
The Opportunity
Score 44.1 (P57 — top 42.7% of scored tickers). Unknown Moat. Ethical FAIL. 8 analysts at Strong Buy.
Price: $21.14 | Target: $27.44 (+30%)
Score
44
Moat
Unknown
Conviction
Standard
Upside
+30%
The Fundamentals
Revenue Growth+103.5%
Profit Margin-22.1%
ROE-29.1%
Forward P/E11.0
Market Cap$2.0B
Position Sizing Scenarios
Stop: $17.97 (-15%) | Entry: $21.14
SharesCostProfit to TargetR:R
To Consensus ($27.44, 8 analysts)
10$211.40+$63.00 (30%)2.0R
50$1,057.00+$315.00 (30%)2.0R
100$2,114.00+$630.00 (30%)2.0R
Risk Factors
  • No elevated risk flags in current data
The Verdict
Ethos Technologies Inc. holds a unknown competitive moat and is growing revenue at +103.5%.
Quantitative Grade

A single score combining all analytical layers below. A is strongest, D is weakest.

C
Quant Score
53.0
Risk Grade
Layers
6
Quality: HIGH_VOL
Risk Profile

How much could this ticker lose on a bad day? These metrics measure worst-case scenarios from historical data.

VaR 95%
-11.3%
worst expected daily loss, 19 in 20 days
CVaR 95%
-14.1%
avg loss on the worst 5% of days
Annual Volatility
Sortino Ratio
0.64
above 1.0 is good
Max Drawdown
-42.1%
Worst Day
Forward Outlook

Based on 10,000 simulated price paths, here is the probability of where this ticker could be in 30, 60, and 90 days.

30d Prob Up
90d Prob Up
Median Return 30d
Liquidity Score
45
Liquidity Grade
MODERATE
Trend & Momentum

What direction is this ticker actually moving, filtered through noise? Is it speeding up or slowing down?

Kalman Trend
Trend Strength
Momentum Signal
HMM Regime
RSI Signal
Technical Signals

Classic chart signals that institutional traders monitor. Golden Cross is bullish, Death Cross is bearish.

MA Crossover
NONE
Bollinger Position
LOWER_HALF
Beta
Relative Volume
Short Interest
Financial Health

Is this company financially sound? The Z-Score measures bankruptcy risk. The F-Score measures fundamental strength.

Altman Z-Score
below 1.81 = distress zone
Piotroski F-Score
Earnings Beat Rate
Earnings Consistency
Seasonality

Does this ticker have consistent patterns on certain days or months? Historical tendencies, not guarantees.

Best Day
Wednesday
Worst Day
Tuesday
Best Month
Apr
Worst Month
Feb
Fri-Mon Effect
-1.7069824465097196
Momentum Rankings

How does this ticker's recent performance compare to the entire universe? Ranked across 1, 3, 6, and 12-month returns.

1M Return
+8.9%
3M Return
+59.5%
6M Return
12M Return
Momentum Rank
#541
Momentum Signal
STRONG_UP

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