BANC | Ticker Profile - Titan Protect

BANC

Banc of California, Inc.

Financial Services · Banks - Regional · NYQ

$19.27

Data: 2026-05-28

✗ ETHICAL FAIL

Unknown MOAT

HIGH

Data Confidence: 100.0%

Key Metrics

How this company measures up on the fundamentals that matter

Market Cap

$2.9B

Total market value of the company

Trailing P/E

14.62

Reasonably valued

Forward P/E

9.22

Based on estimated future earnings — lower means cheaper

Rev Growth

+8.0%

Year-over-year revenue change

Profit Margin

23.1%

How much profit the company keeps from each dollar of revenue

ROE

7.0%

Return on equity — how efficiently it uses shareholder money

Analyst Target

$23.00

+19% from current price — median analyst estimate

Recommendation

NONE

Consensus view from 11 analysts covering this stock

About Banc of California, Inc.

Banc of California, Inc. operates as the bank holding company for Banc of California that provides banking and treasury management services in the United States. The company offers deposit products, including checking, savings, money market, demand, and retirement accounts, as well as time deposits, certificates of deposit, and safe deposit boxes. It also provides real estate loans, such as commercial real estate mortgage, multi-family, other residential real estate mortgage, and real estate construction and land loans; commercial loans and leases comprising lender finance, equipment finance, other asset-based, venture capital, secured business, warehouse, and other lending loans; and consumer loans. In addition, the company offers electronic payment services for commercial clients, such as merchant acquiring and card issuing services; automated bill payments, cash and treasury management, master demand accounts, foreign exchange, interest rate swaps, card payment services, remote and mobile deposit capture, automated clearing house origination, wire transfer, and direct deposit; and investment management services. It serves small and middle-market businesses, venture capital and private equity firms, non-profit organizations, business owners, entrepreneurs, professionals, and high-net worth individuals. The company offers its products and services through branches located throughout California; Denver, Colorado; and Durham, North Carolina, as well as through regional offices in the United States. Banc of California, Inc. was founded in 1941 and is headquartered in Los Angeles, California.

https://bancofcal.com

Country: United States Employees: 1,904 Industry: Banks - Regional

Ethical Screening

Five compliance checks based on AAOIFI standards — all must pass for ethical clearance

Business Activity

FAIL

Core business does not involve prohibited activities

Debt Ratio

0.0% N/A

Debt must be below 33% of total assets

Cash Ratio

0.0% N/A

Interest-bearing cash below 33% of assets

Receivables

0.0% N/A

Receivables below 49% of assets

Revenue Purity

0.0% N/A

Non-compliant revenue below 5% — any excess requires purification

Quantitative Intelligence

Statistical analysis of price behaviour, risk, and market regime — independent of fundamental data

Regime

ACCUMULATION

Smart money appears to be building positions quietly

Sharpe Ratio

0.764

Good returns relative to risk taken

Kelly Fraction

0.0527

Suggested allocation is meaningful — the edge justifies a position

Calmar Ratio

0.727

Acceptable balance between returns and drawdown risk

Annual Return

22.7%

Historical annualised return based on price data

Max Drawdown

-31.2%

Largest peak-to-trough decline — the worst it has been

HMM State

SIDEWAYS

Price consolidating — no clear directional bias

Days in State

How long the current regime has persisted — longer means more stable

Market Data

Trading characteristics and market positioning

Beta

0.98

Less volatile than the market — more defensive

52W High

$21.61

11% below the year high

52W Low

$13.24

46% above the year low

Avg Volume

3,017,965

Average daily shares traded — higher means easier to buy and sell

Short Ratio

3.5

Days it would take all short sellers to cover — higher means more crowded

Short % Float

7.9%

Moderate short interest

Div Yield

252.0%

Annual dividend as a percentage of the share price

EPS (TTM)

$1.30

Earnings per share over the last 12 months

Financial Health

Balance sheet strength and cash generation — the foundation of long-term value

Debt/Equity

N/A

Current Ratio

N/A

Quick Ratio

N/A

Like current ratio but excludes inventory — stricter test

Gross Margin

0.0%

Revenue left after cost of goods — higher means pricing power

Operating Margin

39.3%

Profit from core operations before interest and tax

Free Cash Flow

N/A

Negative — the business is spending more than it generates

Revenue (TTM)

$1.1B

Total revenue over the last 12 months

Net Income

$207M

Profitable — the bottom line is positive

Analyst Coverage

Analysts

Target High

$24.00

Target Median

$23.00

Target Low

$20.00

Political Trading Activity

Congressional trading disclosures involving this instrument

Date	Politician	Party	Type	Amount
9 Apr2026	Josh Gottheimer	Democrat	sell	1K–15K
2026-04-14	Thomas Kean Jr	Republican	Sale	1K–15K
2026-04-13	Ro Khanna	Democrat	Purchase	1K–15K
2026-04-13	Ro Khanna	Democrat	Purchase	1K–15K
2026-04-09	Josh Gottheimer	Democrat	Sale	1K–15K

Source: Congressional disclosure filings. View all political trades at

Insider Intelligence

Explore the Ethical Screener View Track Record

Data sourced from public filings and market feeds. Not financial advice. Updated: 2026-05-28

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