FBK
FB Financial Corporation
Financial Services · Banks - Regional · NYQ
$52.95
Close 2026-05-28
✗ ETHICAL FAIL

UNKNOWN MOAT
HIGH
Data Confidence: 100%
Full financial profile available
Market Cap
$2.7B
Trailing P/E
19.54
Forward P/E
10.45
Rev Growth
+31.9%
Profit Margin
25.2%
ROE
7.9%
Analyst Target
$65.00
Recommendation
NONE
About FB Financial Corporation

FB Financial Corporation operates as a bank holding company for FirstBank that provides a suite of commercial and consumer banking services. The company operates in two segments, Banking and Mortgage. It offers interest-bearing checking, noninterest-bearing demand, money market, and savings accounts; deposit and lending products and services to corporate, commercial, and consumer customers; and time deposits, as well as residential mortgage loans and loan securitization services to third party private investors or government sponsored agencies. The company also provides owner-occupied and non-owner-occupied commercial real estate loans; residential real estate 1-4 family mortgage, multi-family residential, commercial and industrial, construction, land acquisition and land development loans, and single-family interim construction loans, as well as residential lines of credit; consumer and other loans, such as car, boat, and other recreational vehicle loans; and personal lines of credit. In addition, the company offers mortgage banking services through its bank branch network and mortgage banking offices; and securities underwriting, insurance underwriting, and merchant banking. It operates through various full-service branch locations, as well as online or mobile banking. The company serves retail and wealth consumers, small businesses, and corporate clients and owners. The company was formerly known as First South Bancorp, Inc. and changed its name to FB Financial Corporation in 2016. FB Financial Corporation was founded in 1906 and is headquartered in Nashville, Tennessee.

Ethical Screen
Business ActivityFAIL
Debt RatioN/A
Cash RatioN/A
Receivables RatioN/A
Revenue RatioN/A
OverallFAIL
Score Ethical: 50.0
Score Valuation: 71.5
Score Quality: 68.0
Score Combined: 55.4

Full Analysis

Opportunity scores, earnings history, insider transactions, institutional holders, analyst consensus, and more.

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Opportunity Scores
Valuation100.0
Quality71.5
Cash Flow50.0
Moat40.0
Balance Sheet50.0
Debt Purity50.0
Liquid Purity50.0
Rev Purity50.0
Compliance100.0
Tier: BRONZE · Score: 53.6 · Rank: #1106
Insider Transactions
No insider transaction data.
Top Institutional Holders
No institutional holder data.
Additional Fundamentals
Enterprise Value
$1.8B
Price/Book
1.38
Beta
0.972
Analysts
7
Total Revenue (TTM)
$557.7M
Total Debt
$294.9M
Earnings Growth
+31.0%
Dividend Yield
159.0%
Short Ratio
6.34
Short % Float
0.0%
Employees
1,594

Elite Intelligence

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Trade Consideration
The Opportunity
Score 55.4 (P86 — top 13.7% of scored tickers). Unknown Moat. Ethical FAIL. 7 analysts at None.
Price: $52.95 | Target: $64.43 (+22%)
Score
55
Moat
Unknown
Conviction
Standard
Upside
+22%
The Fundamentals
Revenue Growth+31.9%
Profit Margin25.2%
ROE7.9%
Forward P/E10.4
Market Cap$2.7B
Position Sizing Scenarios
Stop: $45.01 (-15%) | Entry: $52.95
SharesCostProfit to TargetR:R
To Consensus ($64.43, 7 analysts)
10$529.50+$114.80 (22%)1.4R
50$2,647.50+$574.00 (22%)1.4R
100$5,295.00+$1,148.00 (22%)1.4R
Risk Factors
  • Elevated short interest (6.34 days to cover)
The Verdict
FB Financial Corporation holds a unknown competitive moat and is growing revenue at +31.9%.
Quantitative Grade

A single score combining all analytical layers below. A is strongest, D is weakest.

C
Quant Score
49.1
Risk Grade
LOW_RISK
Layers
7
Risk Profile

How much could this ticker lose on a bad day? These metrics measure worst-case scenarios from historical data.

VaR 95%
-2.7%
worst expected daily loss, 19 in 20 days
CVaR 95%
-4.4%
avg loss on the worst 5% of days
Annual Volatility
Sortino Ratio
0.93
above 1.0 is good
Max Drawdown
-30.6%
Worst Day
Forward Outlook

Based on 10,000 simulated price paths, here is the probability of where this ticker could be in 30, 60, and 90 days.

30d Prob Up
90d Prob Up
Median Return 30d
Liquidity Score
80
Liquidity Grade
HIGHLY LIQUID
Trend & Momentum

What direction is this ticker actually moving, filtered through noise? Is it speeding up or slowing down?

Kalman Trend
Trend Strength
Momentum Signal
HMM Regime
RSI Signal
Technical Signals

Classic chart signals that institutional traders monitor. Golden Cross is bullish, Death Cross is bearish.

MA Crossover
DEATH_CROSS
Bollinger Position
UPPER_HALF
Beta
Relative Volume
0.6x
Short Interest
Financial Health

Is this company financially sound? The Z-Score measures bankruptcy risk. The F-Score measures fundamental strength.

Altman Z-Score
below 1.81 = distress zone
Piotroski F-Score
Earnings Beat Rate
Earnings Consistency
Correlations

These tickers tend to move together (positive) or in opposite directions (negative). Useful for portfolio diversification.

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Inverse Correlated
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Seasonality

Does this ticker have consistent patterns on certain days or months? Historical tendencies, not guarantees.

Best Day
Wednesday
Worst Day
Thursday
Best Month
Jul
Worst Month
Mar
Fri-Mon Effect
-0.1967926638362207
Momentum Rankings

How does this ticker's recent performance compare to the entire universe? Ranked across 1, 3, 6, and 12-month returns.

1M Return
-2.8%
3M Return
-8.1%
6M Return
-2.2%
12M Return
+20.9%
Momentum Rank
#2999
Momentum Signal
FLAT

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