PFS
Provident Financial Services, Inc.
Financial Services · Banks - Regional · NYQ
$22.50
Data: 2026-05-28
✗ ETHICAL FAIL

Unknown MOAT
HIGH
Data Confidence: 100.0%
Key Metrics

How this company measures up on the fundamentals that matter

Market Cap
$2.9B
Total market value of the company
9.43
Very cheap relative to earnings
8.83
Based on estimated future earnings — lower means cheaper
Rev Growth
+9.2%
Year-over-year revenue change
Profit Margin
34.6%
How much profit the company keeps from each dollar of revenue
11.1%
Return on equity — how efficiently it uses shareholder money
Analyst Target
$26.00
+16% from current price — median analyst estimate
Recommendation
NONE
Consensus view from 5 analysts covering this stock
About Provident Financial Services, Inc.

Provident Financial Services, Inc. operates as the bank holding company for Provident Bank that provides various banking products and services to individuals, families, and businesses in the United States. Its deposit products include savings, checking, interest-bearing checking, money market deposit, and certificate of deposit accounts, as well as IRA products. The company's loan portfolio comprises commercial real estate loans that are secured by properties, such as multi-family apartment buildings, retail and industrial properties, and office buildings; commercial business loans; fixed-rate and adjustable-rate mortgage loans collateralized by one- to four-family residential real estate properties; residential mortgage loans; commercial construction loans; and consumer loans consisting of home equity loans, home equity lines of credit, personal loans and unsecured lines of credit, and auto and recreational vehicle loans. It also offers cash management, remote deposit capture, payroll origination, escrow account management, and online and mobile banking services; and business credit cards. In addition, the company provides wealth management services comprising investment management, trust and estate administration, financial planning, and tax compliance and planning; and insurance agency operations. Further, it sells insurance and investment products, including annuities; and manages and sells real estate properties acquired through foreclosure. The company was founded in 1839 and is headquartered in Jersey City, New Jersey.

https://www.provident.bank

Country: United States Employees: 1,817 Industry: Banks - Regional
Ethical Screening

Five compliance checks based on AAOIFI standards — all must pass for ethical clearance

Business Activity
FAIL
Core business does not involve prohibited activities
Debt Ratio
0.0% N/A
Debt must be below 33% of total assets
Cash Ratio
0.0% N/A
Interest-bearing cash below 33% of assets
Receivables
0.0% N/A
Receivables below 49% of assets
Revenue Purity
0.0% N/A
Non-compliant revenue below 5% — any excess requires purification
Quantitative Intelligence

Statistical analysis of price behaviour, risk, and market regime — independent of fundamental data

MARKDOWN
Price trending down — defensive positioning
1.015
Excellent risk-adjusted returns
0.0676
Suggested allocation is meaningful — the edge justifies a position
0.991
Acceptable balance between returns and drawdown risk
Annual Return
31.0%
Historical annualised return based on price data
-31.3%
Largest peak-to-trough decline — the worst it has been
BEAR
Statistical model detects bearish conditions
Days in State
66
How long the current regime has persisted — longer means more stable
Market Data

Trading characteristics and market positioning

0.80
Less volatile than the market — more defensive
52W High
$23.98
6% below the year high
52W Low
$15.92
41% above the year low
Avg Volume
987,806
Average daily shares traded — higher means easier to buy and sell
5.9
Days it would take all short sellers to cover — higher means more crowded
Short % Float
6.4%
Moderate short interest
433.0%
Annual dividend as a percentage of the share price
$2.35
Earnings per share over the last 12 months
Financial Health

Balance sheet strength and cash generation — the foundation of long-term value

Quick Ratio
N/A
Like current ratio but excludes inventory — stricter test
Gross Margin
0.0%
Revenue left after cost of goods — higher means pricing power
Operating Margin
53.5%
Profit from core operations before interest and tax
N/A
Negative — the business is spending more than it generates
Revenue (TTM)
$886M
Total revenue over the last 12 months
Net Income
$307M
Profitable — the bottom line is positive
Analyst Coverage
Analysts
5
Target High
$26.00
Target Median
$26.00
Target Low
$23.00
Explore the Ethical Screener View Track Record

Data sourced from public filings and market feeds. Not financial advice. Updated: 2026-05-28

Discover More
Alpha Insights Market Intelligence Titan Watch Ethical Screener Insider Intelligence Track Record Ethical Finance Zakat Calculator Iran Oil Tracker Foundry (292 articles) Indicators Join Free →

Get our weekly market brief free.