AIG
American International Group
Financials · Multi-line Insurance · US
$75.49
Data:
✗ ETHICAL FAIL

NARROW MOAT
HIGH
Data Confidence: 100.0%
Key Metrics

How this company measures up on the fundamentals that matter

Market Cap
$40.5B
Total market value of the company
13.40
Reasonably valued
8.60
Based on estimated future earnings — lower means cheaper
Rev Growth
+1.4%
Year-over-year revenue change
Profit Margin
0.0%
How much profit the company keeps from each dollar of revenue
7.7%
Return on equity — how efficiently it uses shareholder money
Analyst Target
$88.05
+17% from current price — median analyst estimate
Recommendation
BUY
Consensus view from 20 analysts covering this stock
About American International Group

American International Group, Inc. provides insurance products for commercial, institutional, and individual customers in North America and internationally. It operates through three segments: North America Commercial, International Commercial, and Global Personal. The company offers commercial and industrial property insurance, including business interruption and package insurance that cover exposure to made and natural disasters; general liability, environmental, commercial automobile liability, workers' compensation, excess casualty, and crisis management insurance products; risk-sharing and other customized structured programs for large corporate and multinational customers; professional liability insurance; and marine, energy-related property insurance products, aviation, political risk, trade credit, and trade finance products. It also provides group personal accident and business travel products for employees, associations, and other organizations; voluntary and sponsor-paid personal accident and supplemental health products for individuals; and personal auto and homeowners in selected markets, comprehensive extended warranty, device protection insurance, home warranty and related services, and insurance for high net-worth individuals. In addition, the company offers mortgage and other loans receivable, such as commercial mortgages, life insurance policy loans, commercial loans, and other loans and notes receivable. American International Group, Inc. was founded in 1919 and is headquartered in New York, New York.

https://www.aig.com

Country: United States Employees: 22,100 Industry: Insurance - Diversified
Ethical Screening

Five compliance checks based on AAOIFI standards — all must pass for ethical clearance

Business Activity
FAIL
Core business does not involve prohibited activities
Debt Ratio
0.0%
Debt must be below 33% of total assets
Cash Ratio
0.0%
Interest-bearing cash below 33% of assets
Receivables
0.0%
Receivables below 49% of assets
Revenue Purity
0.0%
Non-compliant revenue below 5% — any excess requires purification
Valuation
$177.00
What our model estimates this business is worth per share
57.4%
Deep discount to fair value — significant undervaluation
Rating
AVOID
Overall assessment combining ethics, valuation, and quality
69.9th
Ranks in the top 30% of our 13,571 screened universe
Ethical Score
10.0
Valuation Score
95.0
Quality Score
33.0
Combined
45.0

Trading at $76 against a fair value of $177, a 57% discount. Fails ethical screen (Business activity screen). Ranks better than 76% of screened stocks.

Quantitative Intelligence

Statistical analysis of price behaviour, risk, and market regime — independent of fundamental data

MARKUP
Price trending up with increasing momentum
0.208
Positive but modest risk-adjusted returns
0.0082
Marginal edge — very small allocation suggested
0.124
Drawdown risk outweighs the returns — higher risk profile
Annual Return
2.1%
Historical annualised return based on price data
-17.0%
Largest peak-to-trough decline — the worst it has been
CRISIS
Elevated risk detected — extreme caution warranted
Days in State
270
How long the current regime has persisted — longer means more stable
Market Data

Trading characteristics and market positioning

0.54
Less volatile than the market — more defensive
52W High
$87.46
14% below the year high
52W Low
$71.25
6% above the year low
Avg Volume
4,314,490
Average daily shares traded — higher means easier to buy and sell
1.7
Days it would take all short sellers to cover — higher means more crowded
Short % Float
1.5%
Low short interest — limited bearish positioning
262.0%
Annual dividend as a percentage of the share price
$5.68
Earnings per share over the last 12 months
Financial Health

Balance sheet strength and cash generation — the foundation of long-term value

0.23
Conservative use of debt — low financial risk
0.61
Below 1 means short-term obligations exceed liquid assets — risk flag
Quick Ratio
0.20
Like current ratio but excludes inventory — stricter test
Gross Margin
35.5%
Revenue left after cost of goods — higher means pricing power
Operating Margin
18.6%
Profit from core operations before interest and tax
$9.5B
Positive — the business generates more cash than it spends
Revenue (TTM)
$26.7B
Total revenue over the last 12 months
Net Income
$3.2B
Profitable — the bottom line is positive
Analyst Coverage
Analysts
20
Target High
$101.00
Target Median
$88.05
Target Low
$80.00
Recent Insider Activity

SEC Form 4 filings — what company insiders are buying and selling

Date Insider Title Type Shares Value
2026-04-01 NAVAGAMUWA ROSHAN Chief Technology Officer 19,704
2026-02-20 HANCOCK JONATHAN LAWTON Officer 6,490
2026-02-20 FRY CHARLES ANTHONY Officer 2,108
2026-02-20 CARBONE KATHLEEN Officer 2,109
2026-02-20 GLAZER ROSE MARIE E General Counsel 1,623
2026-02-20 SCHAPER CHRISTOPHER Officer 2,365
2026-02-17 NAVAGAMUWA ROSHAN Chief Technology Officer 5,189
2026-02-17 FRY CHARLES ANTHONY Officer 27,446
2026-02-17 LAFNITZEGGER KELLY Officer 5,675
2026-02-17 TWININGDAVIS MELISSA Officer 5,675
Source: SEC Form 4 filings via public data. View all insider activity at
Insider Intelligence
Explore the Ethical Screener View Track Record

Data sourced from public filings and market feeds. Not financial advice. Updated:

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