PRG
PROG Holdings, Inc.
Industrials · Rental & Leasing Services · NYQ
$37.68
Close 2026-05-28
✓ ETHICAL PASS

UNKNOWN MOAT
HIGH
Data Confidence: 100%
Full financial profile available
Market Cap
$1.5B
Trailing P/E
9.59
Forward P/E
7.07
Rev Growth
+11.1%
Profit Margin
6.0%
ROE
17.6%
Analyst Target
$45.00
Recommendation
NONE
About PROG Holdings, Inc.

PROG Holdings, Inc., a financial technology holding company, provides payment options to consumers in the United States. The company operates through two segments: Progressive Leasing and Four. It owns Progressive Leasing, an in-store, app-based, and e-commerce point-of-sale lease-to-own solutions provider; and Four, which enables consumers of all credit backgrounds to pay for purchases over time through short-term, interest-free instalment buy-now-pay-later BNPL plans. The company offers Purchasing Power, that provides these underserved customers with alternatives to traditional financing options. The company was formerly known as Aaron's Holdings Company, Inc. and changed its name to PROG Holdings, Inc. in December 2020. PROG Holdings, Inc. was founded in 1955 and is based in Draper, Utah.

Ethical Screen
Business ActivityPASS
Debt RatioN/A
Cash RatioN/A
Receivables RatioN/A
Revenue Ratio (0.00%)PASS
OverallPASS
Score Ethical: 64.7
Score Valuation: 78.5
Score Quality: 66.2
Score Combined: 59.6

Full Analysis

Opportunity scores, earnings history, insider transactions, institutional holders, analyst consensus, and more.

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Opportunity Scores
Valuation100.0
Quality65.0
Cash Flow100.0
Moat40.0
Balance Sheet0.0
Debt Purity50.0
Liquid Purity50.0
Rev Purity100.0
Compliance100.0
Tier: SILVER · Score: 56.5 · Rank: #688
Insider Transactions
No insider transaction data.
Top Institutional Holders
No institutional holder data.
Additional Fundamentals
Enterprise Value
$2.4B
Price/Book
1.93
Beta
1.834
Analysts
7
Total Revenue (TTM)
$2.5B
Total Debt
$936.1M
Earnings Growth
+6.4%
Dividend Yield
149.0%
Short Ratio
6.85
Short % Float
0.1%
Employees
1,235

Elite Intelligence

Trade Consideration with position sizing, convergence signals, and risk analysis. Available to Elite members.

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Trade Consideration
The Opportunity
Score 59.6 (P95 — top 5.2% of scored tickers). Unknown Moat. Ethical PASS. 7 analysts at None.
Price: $37.68 | Target: $45.79 (+22%)
Score
60
Moat
Unknown
Conviction
Standard
Upside
+22%
The Fundamentals
Revenue Growth+11.1%
Profit Margin6.0%
ROE17.6%
Forward P/E7.1
Market Cap$1.5B
Position Sizing Scenarios
Stop: $32.03 (-15%) | Entry: $37.68
SharesCostProfit to TargetR:R
To Consensus ($45.79, 7 analysts)
10$376.80+$81.10 (22%)1.4R
50$1,884.00+$405.50 (22%)1.4R
100$3,768.00+$811.00 (22%)1.4R
Risk Factors
  • High beta (1.83) — amplifies market moves by 1.83x
  • Elevated short interest (6.85 days to cover)
The Verdict
PROG Holdings, Inc. passes all ethical screens and holds a unknown competitive moat.
Quantitative Grade

A single score combining all analytical layers below. A is strongest, D is weakest.

B
Quant Score
57.0
Risk Grade
LOW_RISK
Layers
7
Risk Profile

How much could this ticker lose on a bad day? These metrics measure worst-case scenarios from historical data.

VaR 95%
-3.9%
worst expected daily loss, 19 in 20 days
CVaR 95%
-6.4%
avg loss on the worst 5% of days
Annual Volatility
Sortino Ratio
0.12
above 1.0 is good
Max Drawdown
-51.9%
Worst Day
Forward Outlook

Based on 10,000 simulated price paths, here is the probability of where this ticker could be in 30, 60, and 90 days.

30d Prob Up
90d Prob Up
Median Return 30d
Liquidity Score
80
Liquidity Grade
HIGHLY LIQUID
Trend & Momentum

What direction is this ticker actually moving, filtered through noise? Is it speeding up or slowing down?

Kalman Trend
Trend Strength
Momentum Signal
HMM Regime
RSI Signal
Technical Signals

Classic chart signals that institutional traders monitor. Golden Cross is bullish, Death Cross is bearish.

MA Crossover
GOLDEN_CROSS
Bollinger Position
NEAR_UPPER
Beta
Relative Volume
0.5x
Short Interest
Financial Health

Is this company financially sound? The Z-Score measures bankruptcy risk. The F-Score measures fundamental strength.

Altman Z-Score
below 1.81 = distress zone
Piotroski F-Score
Earnings Beat Rate
Earnings Consistency
Correlations

These tickers tend to move together (positive) or in opposite directions (negative). Useful for portfolio diversification.

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Inverse Correlated
TickerCorrelation
ATC.KW-0.180
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Seasonality

Does this ticker have consistent patterns on certain days or months? Historical tendencies, not guarantees.

Best Day
Wednesday
Worst Day
Thursday
Best Month
Jul
Worst Month
Feb
Fri-Mon Effect
-0.09511809088847346
Momentum Rankings

How does this ticker's recent performance compare to the entire universe? Ranked across 1, 3, 6, and 12-month returns.

1M Return
+29.4%
3M Return
+1.9%
6M Return
+33.5%
12M Return
+30.4%
Momentum Rank
#759
Momentum Signal
STRONG_UP

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