PFBC
Preferred Bank
Financial Services · Banks - Regional · NMS
$94.73
Close 2026-05-28
✗ ETHICAL FAIL

UNKNOWN MOAT
HIGH
Data Confidence: 100%
Full financial profile available
Market Cap
$1.1B
Trailing P/E
8.85
Forward P/E
8.45
Rev Growth
+3.3%
Profit Margin
47.5%
ROE
17.4%
Analyst Target
$102.00
Recommendation
NONE
About Preferred Bank

Preferred Bank provides various banking products and services to small and mid-sized businesses, entrepreneurs, real estate developers, professionals, and high net worth individuals. The company accepts checking, savings, and money market deposit accounts; fixed-rate and fixed maturity retail, and non-retail certificates of deposit; and individual retirement accounts. It also provides real estate mortgage loans that are secured by retail, industrial, office, special purpose, and residential single and multi-family properties; real estate construction loans; commercial loans, including lines of credit for working capital, term loans for capital expenditures, and commercial and stand-by letters of credit; and small business administration loans for business purposes, such as owner-occupied commercial real estate, business acquisitions, start-ups, franchise financing, working capital, improvements and renovations, inventory and equipment, and debt-refinancing. In addition, the company offers trade finance services, including commercial and export letters of credit, import lines of credit, documentary collections, international wire transfers, acceptances/trust receipt financing, export financing, and bills purchase programs. Further, it provides cash management services; and internet, mobile, and tablet banking services. The company was incorporated in 1991 and is headquartered in Los Angeles, California.

Ethical Screen
Business ActivityFAIL
Debt RatioN/A
Cash RatioN/A
Receivables RatioN/A
Revenue RatioN/A
OverallFAIL
Score Ethical: 50.0
Score Valuation: 78.5
Score Quality: 75.2
Score Combined: 58.9

Full Analysis

Opportunity scores, earnings history, insider transactions, institutional holders, analyst consensus, and more.

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Opportunity Scores
Valuation100.0
Quality79.3
Cash Flow50.0
Moat40.0
Balance Sheet50.0
Debt Purity50.0
Liquid Purity50.0
Rev Purity50.0
Compliance100.0
Tier: BRONZE · Score: 54.5 · Rank: #940
Insider Transactions
No insider transaction data.
Top Institutional Holders
No institutional holder data.
Additional Fundamentals
Enterprise Value
$684.3M
Price/Book
1.46
Beta
0.556
Analysts
4
Total Revenue (TTM)
$283.4M
Total Debt
$383.1M
Earnings Growth
+13.5%
Dividend Yield
338.0%
Short Ratio
10.26
Short % Float
0.1%
Employees
324

Elite Intelligence

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Trade Consideration
The Opportunity
Score 58.9 (P94 — top 6.3% of scored tickers). Unknown Moat. Ethical FAIL. 4 analysts at None.
Price: $94.73 | Target: $103.75 (+10%)
Score
59
Moat
Unknown
Conviction
Standard
Upside
+10%
The Fundamentals
Revenue Growth+3.3%
Profit Margin47.5%
ROE17.4%
Forward P/E8.5
Market Cap$1.1B
Position Sizing Scenarios
Stop: $80.52 (-15%) | Entry: $94.73
SharesCostProfit to TargetR:R
To Consensus ($103.75, 4 analysts)
10$947.30+$90.20 (10%)0.6R
50$4,736.50+$451.00 (10%)0.6R
100$9,473.00+$902.00 (10%)0.6R
Risk Factors
  • Elevated short interest (10.26 days to cover)
The Verdict
Preferred Bank holds a unknown competitive moat.
Quantitative Grade

A single score combining all analytical layers below. A is strongest, D is weakest.

B
Quant Score
60.5
Risk Grade
LOW_RISK
Layers
7
Risk Profile

How much could this ticker lose on a bad day? These metrics measure worst-case scenarios from historical data.

VaR 95%
-2.5%
worst expected daily loss, 19 in 20 days
CVaR 95%
-4.3%
avg loss on the worst 5% of days
Annual Volatility
Sortino Ratio
0.72
above 1.0 is good
Max Drawdown
-20.7%
Worst Day
Forward Outlook

Based on 10,000 simulated price paths, here is the probability of where this ticker could be in 30, 60, and 90 days.

30d Prob Up
90d Prob Up
Median Return 30d
Liquidity Score
70
Liquidity Grade
LIQUID
Trend & Momentum

What direction is this ticker actually moving, filtered through noise? Is it speeding up or slowing down?

Kalman Trend
Trend Strength
Momentum Signal
HMM Regime
RSI Signal
Technical Signals

Classic chart signals that institutional traders monitor. Golden Cross is bullish, Death Cross is bearish.

MA Crossover
GOLDEN_CROSS
Bollinger Position
UPPER_HALF
Beta
Relative Volume
1.0x
Short Interest
Financial Health

Is this company financially sound? The Z-Score measures bankruptcy risk. The F-Score measures fundamental strength.

Altman Z-Score
below 1.81 = distress zone
Piotroski F-Score
Earnings Beat Rate
Earnings Consistency
Correlations

These tickers tend to move together (positive) or in opposite directions (negative). Useful for portfolio diversification.

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Inverse Correlated
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Seasonality

Does this ticker have consistent patterns on certain days or months? Historical tendencies, not guarantees.

Best Day
Tuesday
Worst Day
Friday
Best Month
Jul
Worst Month
Dec
Fri-Mon Effect
-0.4811898032638863
Momentum Rankings

How does this ticker's recent performance compare to the entire universe? Ranked across 1, 3, 6, and 12-month returns.

1M Return
-0.8%
3M Return
+5.7%
6M Return
+4.5%
12M Return
+16.2%
Momentum Rank
#2168
Momentum Signal
FLAT

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