NIC | Ticker Profile - Titan Protect

NIC

Nicolet Bankshares, Inc.

Financial Services · Banks - Regional · NYQ

$137.28

Data: 2026-05-28

✗ ETHICAL FAIL

Unknown MOAT

HIGH

Data Confidence: 100.0%

Key Metrics

How this company measures up on the fundamentals that matter

Market Cap

$3.0B

Total market value of the company

Trailing P/E

16.39

Reasonably valued

Forward P/E

10.50

Based on estimated future earnings — lower means cheaper

Rev Growth

+46.5%

Year-over-year revenue change

Profit Margin

31.1%

How much profit the company keeps from each dollar of revenue

ROE

7.7%

Return on equity — how efficiently it uses shareholder money

Analyst Target

$173.00

+26% from current price — median analyst estimate

Recommendation

NONE

Consensus view from 5 analysts covering this stock

About Nicolet Bankshares, Inc.

Nicolet Bankshares, Inc. operates as the bank holding company for Nicolet National Bank that provides banking products and services for businesses and individuals in Wisconsin, Michigan, and Minnesota. The company accepts demand deposits, checking, savings, and money market accounts; various certificates of deposit; and individual retirement accounts. It also offers commercial loans, including commercial, industrial, and business loans and lines of credit; commercial real estate loans; agricultural (AG) production and AG real estate loans; commercial real estate investment loans; construction and land development loans; residential real estate loans, such as residential first lien and junior lien mortgages, home equity loans, and residential construction loans; and consumer loans. In addition, the company provides cash management, international banking, personal brokerage, safe deposit boxes, and trust and fiduciary services, as well as wealth management and retirement plan services. Further, it offers mortgage refinancing; online services, such as commercial, retail, and trust online banking; automated bill payment, mobile banking deposits and account access, and remote deposit capture services; and other services consisting of wire transfers, debit cards, credit cards, pre-paid gift cards, direct deposits, and official bank checks, as well as facilitates crop insurance products. The company was formerly known as Green Bay Financial Corporation and changed its name to Nicolet Bankshares, Inc. in March 2002. The company was incorporated in 2000 and is headquartered in Green Bay, Wisconsin.

https://www.nicoletbank.com

Country: United States Employees: 1,236 Industry: Banks - Regional

Ethical Screening

Five compliance checks based on AAOIFI standards — all must pass for ethical clearance

Business Activity

FAIL

Core business does not involve prohibited activities

Debt Ratio

0.0% N/A

Debt must be below 33% of total assets

Cash Ratio

0.0% N/A

Interest-bearing cash below 33% of assets

Receivables

0.0% N/A

Receivables below 49% of assets

Revenue Purity

0.0% N/A

Non-compliant revenue below 5% — any excess requires purification

Quantitative Intelligence

Statistical analysis of price behaviour, risk, and market regime — independent of fundamental data

Regime

MARKDOWN

Price trending down — defensive positioning

Sharpe Ratio

1.121

Excellent risk-adjusted returns

Kelly Fraction

0.0913

Suggested allocation is meaningful — the edge justifies a position

Calmar Ratio

1.991

Returns exceed worst-case losses — strong risk profile

Annual Return

35.6%

Historical annualised return based on price data

Max Drawdown

-17.9%

Largest peak-to-trough decline — the worst it has been

HMM State

BEAR

Statistical model detects bearish conditions

Days in State

How long the current regime has persisted — longer means more stable

Market Data

Trading characteristics and market positioning

Beta

0.70

Less volatile than the market — more defensive

52W High

$163.11

16% below the year high

52W Low

$114.12

20% above the year low

Avg Volume

174,136

Average daily shares traded — higher means easier to buy and sell

Short Ratio

3.4

Days it would take all short sellers to cover — higher means more crowded

Short % Float

2.8%

Low short interest — limited bearish positioning

Div Yield

95.0%

Annual dividend as a percentage of the share price

EPS (TTM)

$8.52

Earnings per share over the last 12 months

Financial Health

Balance sheet strength and cash generation — the foundation of long-term value

Debt/Equity

N/A

Current Ratio

N/A

Quick Ratio

N/A

Like current ratio but excludes inventory — stricter test

Gross Margin

0.0%

Revenue left after cost of goods — higher means pricing power

Operating Margin

50.5%

Profit from core operations before interest and tax

Free Cash Flow

N/A

Negative — the business is spending more than it generates

Revenue (TTM)

$429M

Total revenue over the last 12 months

Net Income

$133M

Profitable — the bottom line is positive

Analyst Coverage

Analysts

Target High

$183.00

Target Median

$173.00

Target Low

$165.00

Political Trading Activity

Congressional trading disclosures involving this instrument

Date	Politician	Party	Type	Amount
2 Apr2026	Scott Peters	Democrat	sell	100K–250K
2 Apr2026	Scott Peters	Democrat	sell	250K–500K

Source: Congressional disclosure filings. View all political trades at

Insider Intelligence

Explore the Ethical Screener View Track Record

Data sourced from public filings and market feeds. Not financial advice. Updated: 2026-05-28

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