PRK
Park National Corporation
Financial Services · Banks - Regional · ASE
$169.79
Close 2026-05-28
✗ ETHICAL FAIL

UNKNOWN MOAT
HIGH
Data Confidence: 100%
Full financial profile available
Market Cap
$3.1B
Trailing P/E
15.58
Forward P/E
13.28
Rev Growth
+21.2%
Profit Margin
31.3%
ROE
12.0%
Analyst Target
$184.00
Recommendation
NONE
About Park National Corporation

Park National Corporation operates as the bank holding company for Park National Bank that provides commercial banking and trust services in small and medium population areas in the United States. The company offers deposits for demand, savings, and time accounts; trust and wealth management services; cash management services; safe deposit operations; electronic funds transfers; Internet and mobile banking solutions with bill pay service; credit cards; and various additional banking-related services. It also provides commercial loans, including financing for industrial and commercial properties, financing for equipment, inventory and accounts receivable, acquisition financing, and commercial leasing, as well as for consumer finance companies; commercial real estate loans comprising mortgage loans to developers and owners of commercial real estate; originates financing leases primarily for the purchase of commercial vehicles, operating/manufacturing equipment, and municipal vehicles/equipment; consumer loans, such as automobile, recreational vehicle, and watercraft loans; consumer finance services; home equity lines of credit; and residential real estate and construction loans, as well as installment loans and commercial loans. In addition, the company offers aircraft financing services; and ParkDirect, a personal banking application. Park National Corporation was founded in 1908 and is headquartered in Newark, Ohio.

Ethical Screen
Business ActivityFAIL
Debt RatioN/A
Cash RatioN/A
Receivables RatioN/A
Revenue RatioN/A
OverallFAIL
Score Ethical: 50.0
Score Valuation: 71.5
Score Quality: 76.0
Score Combined: 57.4

Full Analysis

Opportunity scores, earnings history, insider transactions, institutional holders, analyst consensus, and more.

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Opportunity Scores
Valuation100.0
Quality81.3
Cash Flow50.0
Moat40.0
Balance Sheet50.0
Debt Purity50.0
Liquid Purity50.0
Rev Purity50.0
Compliance100.0
Tier: BRONZE · Score: 54.7 · Rank: #904
Insider Transactions
No insider transaction data.
Top Institutional Holders
No institutional holder data.
Additional Fundamentals
Enterprise Value
$2.3B
Price/Book
2.04
Beta
0.702
Analysts
3
Total Revenue (TTM)
$573.2M
Total Debt
$169.6M
Earnings Growth
-8.1%
Dividend Yield
256.0%
Short Ratio
5.58
Short % Float
0.0%
Employees
1,589

Elite Intelligence

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Trade Consideration
The Opportunity
Score 57.4 (P91 — top 9.2% of scored tickers). Unknown Moat. Ethical FAIL. 3 analysts at None.
Price: $169.79 | Target: $184.00 (+8%)
Score
57
Moat
Unknown
Conviction
Standard
Upside
+8%
The Fundamentals
Revenue Growth+21.2%
Profit Margin31.3%
ROE12.0%
Forward P/E13.3
Market Cap$3.1B
Position Sizing Scenarios
Stop: $144.32 (-15%) | Entry: $169.79
SharesCostProfit to TargetR:R
To Consensus ($184.00, 3 analysts)
10$1,697.90+$142.10 (8%)0.6R
50$8,489.50+$710.50 (8%)0.6R
100$16,979.00+$1,421.00 (8%)0.6R
Risk Factors
  • Elevated short interest (5.58 days to cover)
The Verdict
Park National Corporation holds a unknown competitive moat and is growing revenue at +21.2%.
Quantitative Grade

A single score combining all analytical layers below. A is strongest, D is weakest.

B
Quant Score
59.8
Risk Grade
LOW_RISK
Layers
7
Risk Profile

How much could this ticker lose on a bad day? These metrics measure worst-case scenarios from historical data.

VaR 95%
-2.9%
worst expected daily loss, 19 in 20 days
CVaR 95%
-4.5%
avg loss on the worst 5% of days
Annual Volatility
Sortino Ratio
0.73
above 1.0 is good
Max Drawdown
-30.4%
Worst Day
Forward Outlook

Based on 10,000 simulated price paths, here is the probability of where this ticker could be in 30, 60, and 90 days.

30d Prob Up
90d Prob Up
Median Return 30d
Liquidity Score
85
Liquidity Grade
HIGHLY LIQUID
Trend & Momentum

What direction is this ticker actually moving, filtered through noise? Is it speeding up or slowing down?

Kalman Trend
Trend Strength
Momentum Signal
HMM Regime
RSI Signal
Technical Signals

Classic chart signals that institutional traders monitor. Golden Cross is bullish, Death Cross is bearish.

MA Crossover
ABOVE_200
Bollinger Position
UPPER_HALF
Beta
Relative Volume
0.8x
Short Interest
Financial Health

Is this company financially sound? The Z-Score measures bankruptcy risk. The F-Score measures fundamental strength.

Altman Z-Score
below 1.81 = distress zone
Piotroski F-Score
Earnings Beat Rate
Earnings Consistency
Correlations

These tickers tend to move together (positive) or in opposite directions (negative). Useful for portfolio diversification.

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Inverse Correlated
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Seasonality

Does this ticker have consistent patterns on certain days or months? Historical tendencies, not guarantees.

Best Day
Tuesday
Worst Day
Friday
Best Month
Jul
Worst Month
Dec
Fri-Mon Effect
-0.16043327368681523
Momentum Rankings

How does this ticker's recent performance compare to the entire universe? Ranked across 1, 3, 6, and 12-month returns.

1M Return
-1.9%
3M Return
+0.4%
6M Return
+12.0%
12M Return
+7.5%
Momentum Rank
#2359
Momentum Signal
FLAT

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