SFNC
Simmons First National Corporation
Financial Services · Banks - Regional · NMS
$21.35
Close 2026-05-28
✗ ETHICAL FAIL

UNKNOWN MOAT
HIGH
Data Confidence: 86%
Full financial profile available
Market Cap
$3.1B
Trailing P/E
Forward P/E
9.73
Rev Growth
+24.1%
Profit Margin
0.0%
ROE
-10.4%
Analyst Target
$23.00
Recommendation
NONE
About Simmons First National Corporation

Simmons First National Corporation operates as the bank holding company for Simmons Bank that provides banking and other financial products and services to individuals and businesses. The company offers deposits, checking, and savings accounts; loan products, such as consumer, real estate, commercial, agricultural, equipment, warehouse lending, and SBA lending; specialized products and services, including credit cards, trust and fiduciary services, investments, and insurance; and treasury management services. It also provides ATM services; internet and mobile banking platforms; overdraft facilities; safe deposit boxes; and brokerage services. The company has operations in Arkansas, Kansas, Missouri, Oklahoma, Tennessee, and Texas. Simmons First National Corporation was founded in 1903 and is headquartered in Pine Bluff, Arkansas.

Ethical Screen
Business ActivityFAIL
Debt RatioN/A
Cash RatioN/A
Receivables RatioN/A
Revenue RatioN/A
OverallFAIL
Score Ethical: 50.0
Score Valuation: 78.5
Score Quality: 33.8
Score Combined: 45.8

Full Analysis

Opportunity scores, earnings history, insider transactions, institutional holders, analyst consensus, and more.

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Opportunity Scores
Valuation85.0
Quality25.0
Cash Flow50.0
Moat40.0
Balance Sheet50.0
Debt Purity50.0
Liquid Purity50.0
Rev Purity50.0
Compliance100.0
Tier: BRONZE · Score: 46.7 · Rank: #2731
Insider Transactions
No insider transaction data.
Top Institutional Holders
No institutional holder data.
Additional Fundamentals
Enterprise Value
$3.3B
Price/Book
0.91
Beta
0.936
Analysts
7
Total Revenue (TTM)
$81.4M
Total Debt
$827.2M
Earnings Growth
+82.6%
Dividend Yield
403.0%
Short Ratio
4.08
Short % Float
0.0%
Employees
2,913

Elite Intelligence

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Trade Consideration
The Opportunity
Score 45.8 (P64 — top 36.2% of scored tickers). Unknown Moat. Ethical FAIL. 7 analysts at None.
Price: $21.35 | Target: $23.57 (+10%)
Score
46
Moat
Unknown
Conviction
Standard
Upside
+10%
The Fundamentals
Revenue Growth+24.1%
Profit Margin0.0%
ROE-10.4%
Forward P/E9.7
Market Cap$3.1B
Position Sizing Scenarios
Stop: $18.15 (-15%) | Entry: $21.35
SharesCostProfit to TargetR:R
To Consensus ($23.57, 7 analysts)
10$213.50+$22.20 (10%)0.7R
50$1,067.50+$111.00 (10%)0.7R
100$2,135.00+$222.00 (10%)0.7R
Risk Factors
  • Elevated short interest (4.08 days to cover)
The Verdict
Simmons First National Corporation holds a unknown competitive moat and is growing revenue at +24.1%.
Quantitative Grade

A single score combining all analytical layers below. A is strongest, D is weakest.

B
Quant Score
61.2
Risk Grade
LOW_RISK
Layers
7
Risk Profile

How much could this ticker lose on a bad day? These metrics measure worst-case scenarios from historical data.

VaR 95%
-2.5%
worst expected daily loss, 19 in 20 days
CVaR 95%
-4.1%
avg loss on the worst 5% of days
Annual Volatility
Sortino Ratio
0.82
above 1.0 is good
Max Drawdown
-30.6%
Worst Day
Forward Outlook

Based on 10,000 simulated price paths, here is the probability of where this ticker could be in 30, 60, and 90 days.

30d Prob Up
90d Prob Up
Median Return 30d
Liquidity Score
75
Liquidity Grade
LIQUID
Trend & Momentum

What direction is this ticker actually moving, filtered through noise? Is it speeding up or slowing down?

Kalman Trend
Trend Strength
Momentum Signal
HMM Regime
RSI Signal
Technical Signals

Classic chart signals that institutional traders monitor. Golden Cross is bullish, Death Cross is bearish.

MA Crossover
ABOVE_200
Bollinger Position
UPPER_HALF
Beta
Relative Volume
1.7x
Short Interest
Financial Health

Is this company financially sound? The Z-Score measures bankruptcy risk. The F-Score measures fundamental strength.

Altman Z-Score
below 1.81 = distress zone
Piotroski F-Score
Earnings Beat Rate
Earnings Consistency
Correlations

These tickers tend to move together (positive) or in opposite directions (negative). Useful for portfolio diversification.

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Inverse Correlated
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Seasonality

Does this ticker have consistent patterns on certain days or months? Historical tendencies, not guarantees.

Best Day
Tuesday
Worst Day
Friday
Best Month
Jul
Worst Month
Mar
Fri-Mon Effect
-0.15741262534080713
Momentum Rankings

How does this ticker's recent performance compare to the entire universe? Ranked across 1, 3, 6, and 12-month returns.

1M Return
-0.6%
3M Return
+2.4%
6M Return
+21.1%
12M Return
+16.9%
Momentum Rank
#1857
Momentum Signal
UP

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