The framework reads markup. Price is trending higher with momentum. The crowd has caught on and buyers are in control. Price has moved down 7.4% since our last review. Ethical screening: FAIL. This security does not pass our values-based screening criteria. The risk-adjusted return profile shows excellent risk-adjusted returns. Our composite framework grades it B, carrying a low risk profile. Technically it is holding around 11% above its long-term trend line with momentum reading neutral. Over the past year the shares are up 64%. Our forward projection puts the odds of a 10% gain over the next month near 30%. The street (26 analysts) rates it buy, with a mean price target of $94. Insiders have been net sellers over the past quarter. It reported earnings in this window, a natural checkpoint for the thesis.
General Motors GM
An entry written while the outcome is still unknown. It will be scored by what the market does next, and it will never be edited to look cleverer than it was.
In plain words · General Motors Company designs, builds, and sells trucks, crossovers, cars, and automobile parts worldwide.
read at $76.07
General Motors holds its Markup at $76.07.
- PHPhase · the trend structure carries the Markup label
- INInsiders · insiders sold, $37,192,225, latest filing 2026-05-26
- POPositioning · no disclosures inside 60 days, left as found
- OPOptions · no verdict drawn today, left as found
- SCScreen · does not pass the values gate
- edge confirmed
- edge broken
- edge forming
Each arm is one independent read. Conviction is not a single call, it is how many edges converge.
The investor read · the season, not the day
| Phase | Markup |
| Quantitative state | Consolidating, no directional conviction, held for 2 days |
| Price | $76.07 |
| Valuation | 27.76 trailing · 5.37 forward price to earnings |
| Values screen | FAIL · score 10.0 |
| Beta | 1.31 |
The values screen, explained · five checks, plain English
Does not pass. Debt ratio
- Business activity Its core business isn't built on prohibited lines — no gambling, alcohol, tobacco, weapons, or interest-based lending. Pass
- Debt load Interest-bearing debt is 46.7% of its assets, above the one-third ceiling the screen allows. Fail
- Interest-bearing cash Cash held in interest-bearing accounts and securities is 2.0% of assets, under the one-third limit. Pass
- Receivables Money owed to the company is 28.2% of assets, under the 49% limit. Pass
- Revenue purity Only 0.5% of revenue comes from non-compliant sources — under the 5% line. Pass
Five checks adapted from AAOIFI screening standards — business activity plus four balance-sheet ratios. All five must pass for ethical clearance.
The opportunity · what the numbers say it is worth
Our framework reads AVOID — it trades at roughly a 35% discount to our $102.69 fair value, weak competitive moat.
Price history & projections · where it has been, where the models see it going
The valuation journey · where the price sits against fair value and the Street
Green marks levels above today's price, red below; the shaded band is the gap between the price and our fair value.
Reading the gap · Both our model and the analysts see meaningful upside from here.
| Revenue growth | -0.90% |
| Profit margin | 1.38% |
| Debt to equity | 199.05 |
| Analyst consensus | Buy · 26 covering |
Fair value and rating are our own model estimates; target range reflects third-party analyst estimates. Analysis, not advice.
The business, in plain words · what the numbers mean
GM's low multiple hides a cyclical trap
Picture a shiny truck on the forecourt with a bargain price sticker. You kick the tyres and the numbers look tempting at 5.4 times forward earnings, yet the business is shrinking revenue, scraping 1 percent profit margins and posting just 4 percent return on equity with a weak moat.
We pass for clear reasons. The ethical screen flags excessive debt and the company sits in a deeply cyclical industry where low multiples often mark peak earnings rather than a genuine bargain. Analyst targets sit higher but that does not change the underlying picture.
The combination of thin returns, negative growth and leverage makes this look more like a value trap than an opportunity. Analysis, not advice.
| Forward P/E | 5.4x very cheap relative to earnings |
| Trailing P/E | 27.8x a premium valuation |
| Revenue growth | -0.9% revenue is shrinking |
| Profit margin | 1.4% barely profitable |
| Return on equity | 4.0% a modest return on shareholder capital |
| Debt to equity | 1.99 a meaningful debt load worth watching |
| Current ratio | 1.15 adequate liquidity, worth monitoring |
| Beta | 1.31 moves a little more than the market |
| Market cap | $68.6B |
| Employees | 156,000 |
The risks · The things to watch: it already moves more than the market on an average day; it carries a real debt load, which raises the stakes if revenue slips.
Plain-English interpretation of our own screen data. Analysis, not advice.
Latest news · what the market is reading on GM
- › Ford promises Canada's autoworkers raises, bonuses and job security Detroit Free Press · 2d ago
- › General Motors (GM) Registers a Bigger Fall Than the Market: Important Facts to Note Zacks · 3d ago
- › America isn't buying expensive electric trucks TheStreet · 3d ago
- › General Motors to Report Q2 Earnings: What's in the Cards? Zacks · 3d ago
- › The Number That Could Test Tesla Stock Trefis · 3d ago
Headlines from third-party outlets, linked for reference — not our reporting, not advice.
Related securities · others in GM's space worth a look
Screened names in the same industry · explore each on its own page.
Where & how to trade · wherever in the world you are
GM trades on a US exchange. As a US-listed security it is accessible through almost any international broker offering US markets. New to this, or investing from outside the US? Our guide to accessing global markets covers brokers, currencies and the practical steps.
The trader read · the latest dated commentary
The dated journal · newest first, never edited
The framework reads markup. Price is trending higher with momentum. The crowd has caught on and buyers are in control. Price has moved down 0.0% since our last review. Ethical screening: FAIL. This security does not pass our values-based screening criteria. The risk-adjusted return profile shows excellent risk-adjusted returns. Our composite framework grades it B, carrying a low risk profile. Technically it is holding around 11% above its long-term trend line with momentum reading neutral. Over the past year the shares are up 64%. Our forward projection puts the odds of a 10% gain over the next month near 30%. The street (26 analysts) rates it buy, with a mean price target of $94. Insiders have been net sellers over the past quarter. It reported earnings in this window, a natural checkpoint for the thesis.
The framework reads markup. Price is trending higher with momentum. The crowd has caught on and buyers are in control. Price has moved down 0.0% since our last review. Ethical screening: FAIL. This security does not pass our values-based screening criteria. The risk-adjusted return profile shows excellent risk-adjusted returns. Our composite framework grades it B, carrying a low risk profile. Technically it is holding around 11% above its long-term trend line with momentum reading neutral. Over the past year the shares are up 64%. Our forward projection puts the odds of a 10% gain over the next month near 30%. The street (26 analysts) rates it buy, with a mean price target of $94. Insiders have been net sellers over the past quarter. It reported earnings in this window, a natural checkpoint for the thesis.
The framework reads markup. Price is trending higher with momentum. The crowd has caught on and buyers are in control. Price has moved down 0.0% since our last review. Ethical screening: FAIL. This security does not pass our values-based screening criteria. The risk-adjusted return profile shows excellent risk-adjusted returns. Our composite framework grades it B, carrying a low risk profile. Technically it is holding around 11% above its long-term trend line with momentum reading neutral. Over the past year the shares are up 64%. Our forward projection puts the odds of a 10% gain over the next month near 30%. The street (26 analysts) rates it buy, with a mean price target of $94. Insiders have been net sellers over the past quarter. It reported earnings in this window, a natural checkpoint for the thesis.
The framework reads markup. Price is trending higher with momentum. The crowd has caught on and buyers are in control. Price has moved down 0.0% since our last review. Ethical screening: FAIL. This security does not pass our values-based screening criteria. The risk-adjusted return profile shows excellent risk-adjusted returns.
The framework reads markup. Price is trending higher with momentum. The crowd has caught on and buyers are in control. Ethical screening: FAIL. This security does not pass our values-based screening criteria. The risk-adjusted return profile shows excellent risk-adjusted returns.
Each entry above was written on its date, before the outcome. A journal you can prune is not a journal.
The insider ledger · Form 4 filings, as filed
| Date | Insider | Title | Type | Shares | Value |
|---|---|---|---|---|---|
| 2026-05-26 | Barra Mary T | Chair, CEO | Sale | 453,402 | $37,192,225 |
| 2026-05-26 | Jacobson Paul A | EVP, CFO | Sale | 40,000 | $3,200,000 |
| 2026-05-22 | Harvey Rory | EVP | Sale | 85,146 | $7,049,302 |
| 2026-02-17 | REUSS MARK L | President | 230,058 | $9,539,850 | |
| 2026-02-17 | REUSS MARK L | President | 480,724 | $38,709,455 | |
| 2026-02-06 | BARRA MARY TERESA | Chief Executive Officer | 521,778 | · | |
| 2026-02-06 | REUSS MARK L | President | 373,607 | · | |
| 2026-02-06 | JACOBSON PAUL A | Chief Financial Officer | 220,753 | · | |
| 2026-02-06 | HATTO CHRISTOPHER | Officer | 29,434 | · | |
| 2026-02-06 | HARVEY RORY | Officer | 176,542 | · |
Public filings, recorded as found. The full tape lives at Insider Intelligence.
The political ledger · congressional disclosures
| Date | Politician | Party | Type | Amount |
|---|---|---|---|---|
| 15 May2026 | Ro Khanna | Democrat | buy | 1K–15K |
What holding actually paid · price plus dividends
| Period | Price then | Price return | Divs per share | $1,000 became | Total return |
|---|---|---|---|---|---|
| 1 month | $75.13 | +6.0% | $0.18 | $1,063 | +6.3% |
| 2 months | $76.25 | +4.5% | $0.18 | $1,047 | +4.7% |
| 3 months | $73.29 | +8.7% | $0.18 | $1,089 | +8.9% |
| 6 months | $80.48 | -1.0% | $0.36 | $994 | -0.6% |
| 1 year | $48.49 | +64.3% | $0.66 | $1,656 | +65.6% |
| 2 years | $46.65 | +70.8% | $1.17 | $1,733 | +73.3% |
| 3 years | $35.13 | +126.7% | $1.59 | $2,312 | +131.2% |
| 5 years | $59.06 | +34.9% | $1.95 | $1,382 | +38.2% |
Historical returns from market close data. Past performance does not guarantee future results.