CVNA
Carvana
Consumer Discretionary · Automotive Retail · US
$66.51
Data: 2025-12-31
✗ ETHICAL FAIL

NARROW MOAT
HIGH
Data Confidence: 100.0%
Key Metrics

How this company measures up on the fundamentals that matter

Market Cap
$61.9B
Total market value of the company
Trailing P/E
45.30
Expensive — high growth expected
Forward P/E
37.10
Based on estimated future earnings — lower means cheaper
Rev Growth
+52.0%
Year-over-year revenue change
Profit Margin
0.0%
How much profit the company keeps from each dollar of revenue
ROE
60.2%
Return on equity — how efficiently it uses shareholder money
Analyst Target
$92.92
+40% from current price — median analyst estimate
Recommendation
BUY
Consensus view from 21 analysts covering this stock
About Carvana

Carvana Co., together with its subsidiaries, operates an e-commerce platform for buying and selling used cars. It provides vehicle acquisition, inspection and reconditioning, online search and shopping experience, financing, complementary products, logistics network and distinctive fulfillment experience, and post-sale customer support services. The company also operates auction sites. Carvana Co. was founded in 2012 and is based in Tempe, Arizona.

https://www.carvana.com

Country: United States Employees: 23,100 Industry: Auto & Truck Dealerships
Ethical Screening

Five compliance checks based on AAOIFI standards — all must pass for ethical clearance

Business Activity
PASS
Core business does not involve prohibited activities
Debt Ratio
41.8% FAIL
Debt must be below 33% of total assets
Cash Ratio
3.7% PASS
Interest-bearing cash below 33% of assets
Receivables
19.5% PASS
Receivables below 49% of assets
Revenue Purity
0.0% PASS
Non-compliant revenue below 5% — any excess requires purification
Valuation
Fair Value Est.
$53.00
What our model estimates this business is worth per share
Margin of Safety
-25.5%
Trading above fair value — no margin of safety
Rating
AVOID
Overall assessment combining ethics, valuation, and quality
Percentile
18.6th
Ranks in the top 81% of our 13,571 screened universe
Ethical Score
10.0
Valuation Score
30.5
Quality Score
65.8
Combined
30.5

Trading at $78, 47% above fair value of $53. Fails ethical screen (Debt ratio). Ranks better than 18% of screened stocks.

Quantitative Intelligence

Statistical analysis of price behaviour, risk, and market regime — independent of fundamental data

Regime
MARKDOWN
Price trending down — defensive positioning
Sharpe Ratio
1.252
Excellent risk-adjusted returns
Kelly Fraction
0.1137
Suggested allocation is meaningful — the edge justifies a position
Calmar Ratio
1.953
Returns exceed worst-case losses — strong risk profile
Annual Return
84.0%
Historical annualised return based on price data
Max Drawdown
-43.0%
Largest peak-to-trough decline — the worst it has been
HMM State
BEAR
Statistical model detects bearish conditions
Days in State
6
How long the current regime has persisted — longer means more stable
Market Data

Trading characteristics and market positioning

Beta
3.55
Significantly more volatile than the market
52W High
$97.38
32% below the year high
52W Low
$54.46
22% above the year low
Avg Volume
16,151,922
Average daily shares traded — higher means easier to buy and sell
Short Ratio
4.9
Days it would take all short sellers to cover — higher means more crowded
Short % Float
13.1%
Elevated short interest — bears are positioned against this
Div Yield
N/A
Annual dividend as a percentage of the share price
EPS (TTM)
$1.72
Earnings per share over the last 12 months
Financial Health

Balance sheet strength and cash generation — the foundation of long-term value

Debt/Equity
1.21
Meaningful debt load — monitor closely
Current Ratio
4.09
Strong balance sheet — comfortably covers short-term obligations
Quick Ratio
1.84
Like current ratio but excludes inventory — stricter test
Gross Margin
20.1%
Revenue left after cost of goods — higher means pricing power
Operating Margin
9.0%
Profit from core operations before interest and tax
Free Cash Flow
$197M
Positive — the business generates more cash than it spends
Revenue (TTM)
$22.5B
Total revenue over the last 12 months
Net Income
$1.4B
Profitable — the bottom line is positive
Analyst Coverage
Analysts
21
Target High
$120.00
Target Median
$92.92
Target Low
$67.00
Recent Insider Activity

SEC Form 4 filings — what company insiders are buying and selling

Date Insider Title Type Shares Value
2026-05-08 TAIRA THOMAS Officer 5,590 $2,178,423
2026-05-01 HUSTON BENJAMIN EDWARD Chief Operating Officer 10,000 $100,700
2026-05-01 JENKINS MARK W Chief Financial Officer 12,750 $223,738
2026-05-01 PALMER STEPHEN R Officer 1,000 $395,320
2026-05-01 HUSTON BENJAMIN EDWARD Chief Operating Officer 10,000 $3,849,592
2026-05-01 JENKINS MARK W Chief Financial Officer 12,750 $4,936,671
2026-04-29 TAIRA THOMAS Officer 14,099 —
2026-04-29 JENKINS MARK W Chief Financial Officer 22,231 —
2026-04-29 BREAUX PAUL W General Counsel 14,096 —
2026-04-29 HUSTON BENJAMIN EDWARD Chief Operating Officer 22,231 —
Source: SEC Form 4 filings via public data. View all insider activity at
Insider Intelligence
Explore the Ethical Screener View Track Record

Data sourced from public filings and market feeds. Not financial advice. Updated: 2025-12-31

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