CPAY
Corpay
Financials · Transaction & Payment Processing Services · US
✗ ETHICAL FAIL
STRONG MOAT
HIGH
Data Confidence: 100.0%
Key Metrics
How this company measures up on the fundamentals that matter
Market Cap
$22.7B
Total market value of the company
11.40
Based on estimated future earnings — lower means cheaper
Rev Growth
+25.4%
Year-over-year revenue change
Profit Margin
0.0%
How much profit the company keeps from each dollar of revenue
32.1%
Return on equity — how efficiently it uses shareholder money
Analyst Target
$388.54
+12% from current price — median analyst estimate
Recommendation
BUY
Consensus view from 13 analysts covering this stock
About Corpay
Corpay, Inc. operates as a payments company that helps businesses and consumers to manage and pay their expenses.
It operates through Corporate Payments, Vehicle Payments, Lodging Payments, and Other segments. The company offers vehicle payment solutions for fuel, tolls and parking, vehicle compliance, auto insurance and road assistance, fleet maintenance, and long-haul transportation services, as well as prepaid food and transportation vouchers and cards. It also provides corporate payment solutions, such as cross-border payments, spend management solutions, AP modernization, virtual cards, and purchasing and T&E cards. Additionally, it offers lodging payments solutions for employees who travel overnight for work purposes; traveling crews and stranded passengers from airlines and cruise lines; workforce lodging solutions for business travel programs; airline logistics, crew management, insurance, and other payments solutions. Further, the company offers gifts and payroll cards. It serves business, merchant, consumer, and payment network customers. The company was formerly known as FLEETCOR Technologies, Inc. and changed its name to Corpay, Inc. in June 2002. Corpay, Inc. was founded in 1986 and is headquartered in Atlanta, Georgia.
https://www.corpay.com
Country: United States Employees: 11,800 Industry: Software - Infrastructure
Ethical Screening
Five compliance checks based on AAOIFI standards — all must pass for ethical clearance
Business Activity
FAIL
Core business does not involve prohibited activities
Debt Ratio
0.0%
Debt must be below 33% of total assets
Cash Ratio
0.0%
Interest-bearing cash below 33% of assets
Receivables
0.0%
Receivables below 49% of assets
Revenue Purity
0.0%
Non-compliant revenue below 5% — any excess requires purification
Valuation
$753.00
What our model estimates this business is worth per share
53.9%
Deep discount to fair value — significant undervaluation
Rating
AVOID
Overall assessment combining ethics, valuation, and quality
79.8th
Ranks in the top 20% of our 13,571 screened universe
Trading at $344 against a fair value of $753, a 54% discount. Strong competitive moat. Fails ethical screen (Business activity screen). Ranks better than 83% of screened stocks.
Quantitative Intelligence
Statistical analysis of price behaviour, risk, and market regime — independent of fundamental data
MARKUP
Price trending up with increasing momentum
0.578
Good returns relative to risk taken
0.0544
Suggested allocation is meaningful — the edge justifies a position
0.446
Drawdown risk outweighs the returns — higher risk profile
Annual Return
15.4%
Historical annualised return based on price data
-34.5%
Largest peak-to-trough decline — the worst it has been
BEAR
Statistical model detects bearish conditions
Days in State
11
How long the current regime has persisted — longer means more stable
Market Data
Trading characteristics and market positioning
0.82
Less volatile than the market — more defensive
52W High
$361.99
4% below the year high
52W Low
$252.84
37% above the year low
Avg Volume
618,746
Average daily shares traded — higher means easier to buy and sell
5.4
Days it would take all short sellers to cover — higher means more crowded
Short % Float
4.3%
Low short interest — limited bearish positioning
N/A
Annual dividend as a percentage of the share price
$16.68
Earnings per share over the last 12 months
Financial Health
Balance sheet strength and cash generation — the foundation of long-term value
2.68
Heavy leverage — higher financial risk if revenues decline
0.98
Below 1 means short-term obligations exceed liquid assets — risk flag
Quick Ratio
0.49
Like current ratio but excludes inventory — stricter test
Gross Margin
79.7%
Revenue left after cost of goods — higher means pricing power
Operating Margin
41.4%
Profit from core operations before interest and tax
$2.1B
Positive — the business generates more cash than it spends
Revenue (TTM)
$4.8B
Total revenue over the last 12 months
Net Income
$1.2B
Profitable — the bottom line is positive
Recent Insider Activity
SEC Form 4 filings — what company insiders are buying and selling
| Date |
Insider |
Title |
Type |
Shares |
Value |
| 2026-04-22 |
VICKERY ALISSA B |
Officer |
|
1,152 |
— |
| 2026-02-24 |
KING ALAN |
Officer |
|
1,181 |
— |
| 2026-02-24 |
THROOP GERALD C |
Director |
|
886 |
— |
| 2026-02-24 |
WALKER PETER JAMES |
Chief Financial Officer |
|
1,772 |
— |
| 2026-02-24 |
BEXIGA ANNABELLE G |
Director |
|
886 |
— |
| 2026-02-24 |
SLOAN JEFFREY STEVEN |
Director |
|
886 |
— |
| 2026-02-24 |
MODDELMOG HALA G |
Director |
|
886 |
— |
| 2026-02-24 |
GUPTA RAHUL |
Director |
|
886 |
— |
| 2026-02-24 |
JONES ARCHIE LEE JR |
Director |
|
886 |
— |
| 2026-02-24 |
MACCHIA RICHARD |
Director |
|
886 |
— |
Source: SEC Form 4 filings via public data. View all insider activity at
Insider Intelligence
Political Trading Activity
Congressional trading disclosures involving this instrument
| Date |
Politician |
Party |
Type |
Amount |
| 2026-04-13 |
Ro Khanna |
Democrat |
Purchase |
1K–15K |
Source: Congressional disclosure filings. View all political trades at
Insider Intelligence
Data sourced from public filings and market feeds. Not financial advice. Updated: