VLY | Ticker Profile - Titan Protect

VLY

Valley National Bancorp

Financial Services · Banks - Regional · NMS

$13.78

Data: 2026-05-28

✗ ETHICAL FAIL

Unknown MOAT

HIGH

Data Confidence: 100.0%

Key Metrics

How this company measures up on the fundamentals that matter

Market Cap

$7.6B

Total market value of the company

Trailing P/E

12.29

Reasonably valued

Forward P/E

8.88

Based on estimated future earnings — lower means cheaper

Rev Growth

+23.8%

Year-over-year revenue change

Profit Margin

33.8%

How much profit the company keeps from each dollar of revenue

ROE

8.6%

Return on equity — how efficiently it uses shareholder money

Analyst Target

$16.00

+16% from current price — median analyst estimate

Recommendation

BUY

Consensus view from 14 analysts covering this stock

About Valley National Bancorp

Valley National Bancorp operates as the holding company for Valley National Bank that provides various commercial, private banking, retail, insurance, and wealth management financial services products. The company operates through Consumer Banking, Commercial Banking, and Treasury and Corporate other segments. It offers non-interest bearing, savings, NOW, money market, and time deposit accounts; commercial and industrial, commercial real estate, construction, residential mortgage, and automobile loans; loans secured by the cash surrender value of life insurance; home equity loans and lines of credit; automobile financing; and secured and unsecured other consumer loans. The company also invests in various securities and interest-bearing deposits with other banks; and provides international banking services. In addition, it offers investment services for individuals and small to medium sized businesses; and trusts investment strategies designed for various investment profiles and objectives. Further, the company provides trust services, such as living and testamentary trusts, investment management, custodial and escrow services, and estate administration to individuals; tax credit advisory services; brokerage services; property and casualty, life, health, and title insurance agency services; and health care equipment lending and other commercial equipment leasing services, as well as private banking and management services. Additionally, it offers niche financial services, including loan and deposit products for homeowners associations, cannabis-related business banking, and venture banking; online, mobile, and telephone banking services; credit cards; and automated teller machine services. Valley National Bancorp was founded in 1927 and is headquartered in Morristown, New Jersey.

https://www.valley.com

Country: United States Employees: 3,675 Industry: Banks - Regional

Ethical Screening

Five compliance checks based on AAOIFI standards — all must pass for ethical clearance

Business Activity

FAIL

Core business does not involve prohibited activities

Debt Ratio

0.0% N/A

Debt must be below 33% of total assets

Cash Ratio

0.0% N/A

Interest-bearing cash below 33% of assets

Receivables

0.0% N/A

Receivables below 49% of assets

Revenue Purity

0.0% N/A

Non-compliant revenue below 5% — any excess requires purification

Quantitative Intelligence

Statistical analysis of price behaviour, risk, and market regime — independent of fundamental data

Regime

ACCUMULATION

Smart money appears to be building positions quietly

Sharpe Ratio

1.337

Excellent risk-adjusted returns

Kelly Fraction

0.0936

Suggested allocation is meaningful — the edge justifies a position

Calmar Ratio

1.905

Returns exceed worst-case losses — strong risk profile

Annual Return

48.1%

Historical annualised return based on price data

Max Drawdown

-25.2%

Largest peak-to-trough decline — the worst it has been

HMM State

BEAR

Statistical model detects bearish conditions

Days in State

288

How long the current regime has persisted — longer means more stable

Market Data

Trading characteristics and market positioning

Beta

1.06

Moves slightly more than the broader market

52W High

$14.12

2% below the year high

52W Low

$8.36

65% above the year low

Avg Volume

6,877,275

Average daily shares traded — higher means easier to buy and sell

Short Ratio

6.3

Days it would take all short sellers to cover — higher means more crowded

Short % Float

9.3%

Moderate short interest

Div Yield

323.0%

Annual dividend as a percentage of the share price

EPS (TTM)

$1.11

Earnings per share over the last 12 months

Financial Health

Balance sheet strength and cash generation — the foundation of long-term value

Debt/Equity

N/A

Current Ratio

N/A

Quick Ratio

N/A

Like current ratio but excludes inventory — stricter test

Gross Margin

0.0%

Revenue left after cost of goods — higher means pricing power

Operating Margin

46.4%

Profit from core operations before interest and tax

Free Cash Flow

N/A

Negative — the business is spending more than it generates

Revenue (TTM)

$1.9B

Total revenue over the last 12 months

Net Income

$627M

Profitable — the bottom line is positive

Analyst Coverage

Analysts

Target High

$17.00

Target Median

$16.00

Target Low

$14.00

Political Trading Activity

Congressional trading disclosures involving this instrument

Date	Politician	Party	Type	Amount
9 Apr2026	Josh Gottheimer	Democrat	sell	1K–15K

Source: Congressional disclosure filings. View all political trades at

Insider Intelligence

Explore the Ethical Screener View Track Record

Data sourced from public filings and market feeds. Not financial advice. Updated: 2026-05-28

Before you go