SFBS
ServisFirst Bancshares, Inc.
Financial Services · Banks - Regional · NYQ
$77.64
Close 2026-05-28
✗ ETHICAL FAIL

UNKNOWN MOAT
HIGH
Data Confidence: 100%
Full financial profile available
Market Cap
$4.2B
Trailing P/E
13.84
Forward P/E
10.83
Rev Growth
+18.5%
Profit Margin
54.0%
ROE
16.5%
Analyst Target
$95.00
Recommendation
NONE
About ServisFirst Bancshares, Inc.

ServisFirst Bancshares, Inc. operates as the bank holding company for ServisFirst Bank that provides banking services to individual and corporate customers in the United States. It offers deposit services, including checking, money market, savings, and individual retirement arrangements (IRA) accounts, as well as certificates of deposit. The company also provides real estate loans that consist of commercial real estate loans, 1-4 family residential real estate loans, and construction and development loans; consumer loans, such as home equity loans, vehicle financing, loans secured by deposits, and secured and unsecured personal loans; and commercial loans comprising seasonal, bridge, and term loans, as well as commercial lines of credit. In addition, it offers other banking services, such as 24-hour telephone banking, direct deposit, Internet banking, mobile banking, traveler's checks, safe deposit boxes, attorney trust accounts, and automatic account transfers, as well as automated teller machines and debit and credit card systems. Further, the company provides treasury and cash management services; direct deposit, wire transfer, night depository, banking-by-mail and remote capture services for non-cash items; and correspondent banking services to other financial institutions. Additionally, it holds and manages participations in residential mortgages and commercial real estate loans originated by ServisFirst Bank in Alabama, Florida, Georgia, and Tennessee. ServisFirst Bancshares, Inc. was founded in 2005 and is headquartered in Birmingham, Alabama.

Ethical Screen
Business ActivityFAIL
Debt RatioN/A
Cash RatioN/A
Receivables RatioN/A
Revenue RatioN/A
OverallFAIL
Score Ethical: 50.0
Score Valuation: 71.5
Score Quality: 80.2
Score Combined: 58.4

Full Analysis

Opportunity scores, earnings history, insider transactions, institutional holders, analyst consensus, and more.

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Opportunity Scores
Valuation100.0
Quality91.9
Cash Flow50.0
Moat40.0
Balance Sheet50.0
Debt Purity50.0
Liquid Purity50.0
Rev Purity50.0
Compliance100.0
Tier: SILVER · Score: 55.9 · Rank: #754
Insider Transactions
No insider transaction data.
Top Institutional Holders
No institutional holder data.
Additional Fundamentals
Enterprise Value
$5.2B
Price/Book
2.22
Beta
0.900
Analysts
3
Total Revenue (TTM)
$548.9M
Total Debt
$1.6B
Earnings Growth
+31.1%
Dividend Yield
196.0%
Short Ratio
10.93
Short % Float
0.1%
Employees
668

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Trade Consideration
The Opportunity
Score 58.4 (P93 — top 7.1% of scored tickers). Unknown Moat. Ethical FAIL. 3 analysts at None.
Price: $77.64 | Target: $94.33 (+22%)
Score
58
Moat
Unknown
Conviction
Standard
Upside
+22%
The Fundamentals
Revenue Growth+18.5%
Profit Margin54.0%
ROE16.5%
Forward P/E10.8
Market Cap$4.2B
Position Sizing Scenarios
Stop: $65.99 (-15%) | Entry: $77.64
SharesCostProfit to TargetR:R
To Consensus ($94.33, 3 analysts)
10$776.40+$166.90 (22%)1.4R
50$3,882.00+$834.50 (22%)1.4R
100$7,764.00+$1,669.00 (22%)1.4R
Risk Factors
  • Elevated short interest (10.93 days to cover)
The Verdict
ServisFirst Bancshares, Inc. holds a unknown competitive moat.
Quantitative Grade

A single score combining all analytical layers below. A is strongest, D is weakest.

B
Quant Score
58.7
Risk Grade
LOW_RISK
Layers
7
Risk Profile

How much could this ticker lose on a bad day? These metrics measure worst-case scenarios from historical data.

VaR 95%
-3.0%
worst expected daily loss, 19 in 20 days
CVaR 95%
-4.6%
avg loss on the worst 5% of days
Annual Volatility
Sortino Ratio
0.68
above 1.0 is good
Max Drawdown
-30.4%
Worst Day
Forward Outlook

Based on 10,000 simulated price paths, here is the probability of where this ticker could be in 30, 60, and 90 days.

30d Prob Up
90d Prob Up
Median Return 30d
Liquidity Score
75
Liquidity Grade
LIQUID
Trend & Momentum

What direction is this ticker actually moving, filtered through noise? Is it speeding up or slowing down?

Kalman Trend
Trend Strength
Momentum Signal
HMM Regime
RSI Signal
Technical Signals

Classic chart signals that institutional traders monitor. Golden Cross is bullish, Death Cross is bearish.

MA Crossover
BELOW_200
Bollinger Position
LOWER_HALF
Beta
Relative Volume
1.4x
Short Interest
Financial Health

Is this company financially sound? The Z-Score measures bankruptcy risk. The F-Score measures fundamental strength.

Altman Z-Score
below 1.81 = distress zone
Piotroski F-Score
Earnings Beat Rate
Earnings Consistency
Correlations

These tickers tend to move together (positive) or in opposite directions (negative). Useful for portfolio diversification.

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Inverse Correlated
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Seasonality

Does this ticker have consistent patterns on certain days or months? Historical tendencies, not guarantees.

Best Day
Wednesday
Worst Day
Thursday
Best Month
Jul
Worst Month
Mar
Fri-Mon Effect
-0.2337589189615047
Momentum Rankings

How does this ticker's recent performance compare to the entire universe? Ranked across 1, 3, 6, and 12-month returns.

1M Return
-2.3%
3M Return
-9.1%
6M Return
+12.1%
12M Return
+5.5%
Momentum Rank
#2841
Momentum Signal
FLAT

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