IBOC | Ticker Profile - Titan Protect

IBOC

International Bancshares Corporation

Financial Services · Banks - Regional · NMS

$72.98

Data: 2026-05-28

✗ ETHICAL FAIL

Unknown MOAT

HIGH

Data Confidence: 85.7%

Key Metrics

How this company measures up on the fundamentals that matter

Market Cap

$4.5B

Total market value of the company

Trailing P/E

10.78

Reasonably valued

Forward P/E

N/A

Based on estimated future earnings — lower means cheaper

Rev Growth

+5.4%

Year-over-year revenue change

Profit Margin

49.9%

How much profit the company keeps from each dollar of revenue

ROE

13.5%

Return on equity — how efficiently it uses shareholder money

Analyst Target

$87.00

+19% from current price — median analyst estimate

Recommendation

STRONG_BUY

Consensus view from 1 analysts covering this stock

About International Bancshares Corporation

International Bancshares Corporation, a multibank financial holding company, engages in the provision of commercial and retail banking services in Texas and the State of Oklahoma. The company accepts checking and saving deposits; and offers commercial, real estate, personal, home improvement, automobile, and other installment and term loans. It also provides international banking services, including letters of credit, commercial and industrial loans, and foreign exchange services. In addition, it offers other banking related services, such as credit cards, safety deposit boxes, collections, escrow, drive up and walk up facilities, and other customary banking services; and internet and mobile banking services, as well as securities products through third party providers. The company offers its banking services through ATM network and retail locations in shopping malls and other places. International Bancshares Corporation was founded in 1966 and is headquartered in Laredo, Texas.

https://www.ibc.com

Country: United States Employees: 2,126 Industry: Banks - Regional

Ethical Screening

Five compliance checks based on AAOIFI standards — all must pass for ethical clearance

Business Activity

FAIL

Core business does not involve prohibited activities

Debt Ratio

0.0% N/A

Debt must be below 33% of total assets

Cash Ratio

0.0% N/A

Interest-bearing cash below 33% of assets

Receivables

0.0% N/A

Receivables below 49% of assets

Revenue Purity

0.0% N/A

Non-compliant revenue below 5% — any excess requires purification

Quantitative Intelligence

Statistical analysis of price behaviour, risk, and market regime — independent of fundamental data

Regime

MARKDOWN

Price trending down — defensive positioning

Sharpe Ratio

0.670

Good returns relative to risk taken

Kelly Fraction

0.0489

Modest edge detected — smaller position warranted

Calmar Ratio

0.675

Acceptable balance between returns and drawdown risk

Annual Return

16.3%

Historical annualised return based on price data

Max Drawdown

-24.1%

Largest peak-to-trough decline — the worst it has been

HMM State

SIDEWAYS

Price consolidating — no clear directional bias

Days in State

268

How long the current regime has persisted — longer means more stable

Market Data

Trading characteristics and market positioning

Beta

0.71

Less volatile than the market — more defensive

52W High

$75.44

3% below the year high

52W Low

$61.15

19% above the year low

Avg Volume

391,055

Average daily shares traded — higher means easier to buy and sell

Short Ratio

6.0

Days it would take all short sellers to cover — higher means more crowded

Short % Float

3.4%

Low short interest — limited bearish positioning

Div Yield

198.0%

Annual dividend as a percentage of the share price

EPS (TTM)

$6.70

Earnings per share over the last 12 months

Financial Health

Balance sheet strength and cash generation — the foundation of long-term value

Debt/Equity

N/A

Current Ratio

N/A

Quick Ratio

N/A

Like current ratio but excludes inventory — stricter test

Gross Margin

0.0%

Revenue left after cost of goods — higher means pricing power

Operating Margin

63.9%

Profit from core operations before interest and tax

Free Cash Flow

N/A

Negative — the business is spending more than it generates

Revenue (TTM)

$838M

Total revenue over the last 12 months

Net Income

$418M

Profitable — the bottom line is positive

Analyst Coverage

Analysts

Target High

$87.00

Target Median

$87.00

Target Low

$87.00

Explore the Ethical Screener View Track Record

Data sourced from public filings and market feeds. Not financial advice. Updated: 2026-05-28

Before you go