Screened 2026-08-27 · the tape above runs as of 22:12 UTC · 11 Sep · two dates, stated on purpose · verdict and workings shown in full · never trimmed
The Label · The Season, Not the Day
This name holds its accumulation label.
PBF Energy Inc. holds its Accumulation at $68.59. The statistical read favours the buyers, held for 2 days.
As held on the ledger · 2026-08-27
Phase
Accumulation
Quantitative state
The statistical read favours the buyers, held for 2 days
Price at the screen
$68.59
Valuation
6.01 trailing · 7.07 forward price to earnings
Values screen
PASS· score 70.0
Beta
0.08
The Workings
Five Screens, Shown in Full
Full pass across all five screens. This security clears the Titan Ethical Standard: its business and its balance sheet both stay inside the lines.
Test
Figure
Limit
What it means
Status
Business activity
Permissible
Core business clean
Its core business isn't built on prohibited lines: no gambling, alcohol, tobacco, weapons, or interest-based lending.
Pass
Debt load
22.38%
Below 33%
Interest-bearing debt is just 22.4% of its assets, well under the one-third ceiling: it does not run on borrowed money.
Pass
Interest-bearing cash
0.00%
Below 33%
Cash held in interest-bearing accounts and securities is 0.0% of assets, under the one-third limit.
Pass
Receivables
13.02%
Below 49%
Money owed to the company is 13.0% of assets, under the 49% limit.
Pass
Revenue purity
0.08%
Below 5%
Only 0.1% of revenue comes from non-compliant sources, under the 5% line.
Pass
Five checks adapted from AAOIFI screening standards: business activity plus four balance-sheet ratios. All five must pass for ethical clearance. Every figure is arithmetic on public accounts, not judgement.
Fair value range in USD, drawn from the 2026-08-27 screen. The gold marker is the market price at the same screen. A 13.0% margin of safety to the base estimate.
Third-party analyst targets: 13 covering, consensus Hold. The average target sits +6% from the screen price.
Reading the gap · Both our model and the analysts see meaningful upside from here.
Price History & Projections
Where it has been, where the models see it going. History from market close data; projection points are our fair-value estimates and third-party analyst targets, dated to the 2026-08-27 screen.
Fair value and rating are our own model estimates; the Street's range reflects third-party analyst estimates. Analysis, not advice.
The Business, in Plain Words
Refiner trades rich while cycles turn sour
Picture a refinery running flat out when crude prices spike, then watching margins vanish the moment oil dips. PBF sits right in that squeeze. At $62.75 the shares already price in better days than our fair value of $47.90, so the margin of safety runs negative 24 percent and we see no opportunity here.
Forward earnings sit at 10.6 times while revenue grows 12 percent, yet profit margins scrape just 1 percent and return on equity reaches only 8 percent. In a cyclical refining business a low multiple often signals peak earnings rather than a bargain, and the consensus target of $46 from thirteen analysts lines up with that caution.
Ethical checks clear, which removes one red flag, but the real risk remains the industry's boom-and-bust rhythm that can trap investors holding elevated multiples when demand cools. Analysis, not advice.
The risks · The main risks here are ordinary market swings and the chance our fair-value read proves too optimistic.
Plain-English interpretation of our own screen data. Analysis, not advice.
Where & How to Trade
PBF trades on the NYSE. As a listed security it is accessible through almost any international broker offering its home market. New to this, or investing from abroad? Our guide to accessing global markets covers brokers, currencies and the practical steps.
The Dated Journal · Newest First, Never Edited
Every Entry, As Written
2026-09-09Markup$68.59-5.1%Entry 5
The framework reads markup. Price is trending higher with momentum. The crowd has caught on and buyers are in control. Price has moved down 5.1% since our last review. Ethical screening: PASS with passing ethical screen. The risk-adjusted return profile shows good risk-adjusted returns. Our composite framework grades it C. Technically it is holding around 16% above its long-term trend line with momentum reading neutral. Over the past year the shares are up 118%. Our forward projection puts the odds of a 10% gain over the next month near 27%. The street (12 analysts) rates it hold, with a mean price target of $44. Insiders have been net sellers over the past quarter.
2026-08-08Markup · changed$72.28+72.5%Entry 4
The framework has shifted from distribution to markup since the last review. Price is trending higher with momentum. The crowd has caught on and buyers are in control. Price has moved up 72.5% since our last review. Ethical screening: PASS with passing ethical screen. The risk-adjusted return profile shows good risk-adjusted returns. Our composite framework grades it C. Technically it is holding around 16% above its long-term trend line with momentum reading neutral. Over the past year the shares are up 118%. Our forward projection puts the odds of a 10% gain over the next month near 27%. The street (12 analysts) rates it hold, with a mean price target of $44.
2026-07-18Distribution$41.89+0.0%Entry 3
The framework reads distribution. Smart money appears to be selling into strength. Institutional holders may be rotating out. Price has moved down 0.0% since our last review. Ethical screening: PASS with passing ethical screen. The risk-adjusted return profile shows modest positive risk-adjusted returns. Our composite framework grades it C. Technically it is holding around 16% above its long-term trend line with momentum reading neutral. Over the past year the shares are up 118%. Our forward projection puts the odds of a 10% gain over the next month near 27%. The street (12 analysts) rates it hold, with a mean price target of $44.
2026-07-03Distribution$41.89+0.0%Entry 2
The framework reads distribution. Smart money appears to be selling into strength. Institutional holders may be rotating out. Price has moved down 0.0% since our last review. Ethical screening: PASS with passing ethical screen (70). The risk-adjusted return profile shows modest positive risk-adjusted returns.
2026-07-02Distribution$41.89Entry 1
The framework reads distribution. Smart money appears to be selling into strength. Institutional holders may be rotating out. Ethical screening: PASS with passing ethical screen (70). The risk-adjusted return profile shows modest positive risk-adjusted returns.
Each entry above was written on its date, before the outcome. A journal you can prune is not a journal.
