FNB
F.N.B. Corporation
Financial Services · Banks - Regional · NYQ
$17.55
Close 2026-05-28
✗ ETHICAL FAIL

UNKNOWN MOAT
HIGH
Data Confidence: 100%
Full financial profile available
Market Cap
$6.2B
Trailing P/E
10.83
Forward P/E
8.95
Rev Growth
+9.6%
Profit Margin
34.1%
ROE
8.9%
Analyst Target
$21.00
Recommendation
NONE
About F.N.B. Corporation

F.N.B. Corporation, a bank and financial holding company, provides a range of financial products and services primarily to consumers, corporations, governments, and small- to medium-sized businesses in the United States. The company operates through three segments: Community Banking, Wealth Management, and Insurance. The Community Banking segment offers commercial and consumer banking services, including small business banking, investment real estate financing, business credit, capital market, and capital market and equipment financing services. It provides consumer banking products and services, such as deposit products, mortgage and consumer lending services, and mobile and online banking services. The Wealth Management segment provides personal and corporate fiduciary services comprising administration of decedent and trust estates; and securities brokerage and investment advisory services, mutual funds, and annuities. The Insurance segment comprises commercial and personal insurance, and reinsurance products, as well as mezzanine financing options for small- to medium-sized businesses. The company operates community banking branches in Pennsylvania, Ohio, Maryland, West Virginia, North Carolina, South Carolina, Washington, D.C., and Virginia. F.N.B. Corporation was founded in 1864 and is headquartered in Pittsburgh, Pennsylvania.

Ethical Screen
Business ActivityFAIL
Debt RatioN/A
Cash RatioN/A
Receivables RatioN/A
Revenue RatioN/A
OverallFAIL
Score Ethical: 50.0
Score Valuation: 78.5
Score Quality: 59.2
Score Combined: 54.9

Full Analysis

Opportunity scores, earnings history, insider transactions, institutional holders, analyst consensus, and more.

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Opportunity Scores
Valuation100.0
Quality67.0
Cash Flow50.0
Moat40.0
Balance Sheet50.0
Debt Purity50.0
Liquid Purity50.0
Rev Purity50.0
Compliance100.0
Tier: BRONZE · Score: 53.1 · Rank: #1197
Insider Transactions
No insider transaction data.
Top Institutional Holders
No institutional holder data.
Additional Fundamentals
Enterprise Value
$8.1B
Price/Book
0.92
Beta
0.887
Analysts
8
Total Revenue (TTM)
$1.7B
Total Debt
$4.6B
Earnings Growth
+18.8%
Dividend Yield
296.0%
Short Ratio
4.56
Short % Float
0.1%
Employees
4,128

Elite Intelligence

Trade Consideration with position sizing, convergence signals, and risk analysis. Available to Elite members.

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Trade Consideration
The Opportunity
Score 54.9 (P85 — top 14.8% of scored tickers). Unknown Moat. Ethical FAIL. 8 analysts at None.
Price: $17.55 | Target: $20.62 (+18%)
Score
55
Moat
Unknown
Conviction
Standard
Upside
+18%
The Fundamentals
Revenue Growth+9.6%
Profit Margin34.1%
ROE8.9%
Forward P/E8.9
Market Cap$6.2B
Position Sizing Scenarios
Stop: $14.92 (-15%) | Entry: $17.55
SharesCostProfit to TargetR:R
To Consensus ($20.62, 8 analysts)
10$175.50+$30.70 (18%)1.2R
50$877.50+$153.50 (18%)1.2R
100$1,755.00+$307.00 (18%)1.2R
Risk Factors
  • Elevated short interest (4.56 days to cover)
The Verdict
F.N.B. Corporation holds a unknown competitive moat.
Quantitative Grade

A single score combining all analytical layers below. A is strongest, D is weakest.

C
Quant Score
50.2
Risk Grade
LOW_RISK
Layers
7
Quality: HMM_CRISIS
Risk Profile

How much could this ticker lose on a bad day? These metrics measure worst-case scenarios from historical data.

VaR 95%
-3.0%
worst expected daily loss, 19 in 20 days
CVaR 95%
-4.7%
avg loss on the worst 5% of days
Annual Volatility
Sortino Ratio
0.72
above 1.0 is good
Max Drawdown
-32.6%
Worst Day
Forward Outlook

Based on 10,000 simulated price paths, here is the probability of where this ticker could be in 30, 60, and 90 days.

30d Prob Up
90d Prob Up
Median Return 30d
Liquidity Score
85
Liquidity Grade
HIGHLY LIQUID
Trend & Momentum

What direction is this ticker actually moving, filtered through noise? Is it speeding up or slowing down?

Kalman Trend
Trend Strength
Momentum Signal
HMM Regime
RSI Signal
Technical Signals

Classic chart signals that institutional traders monitor. Golden Cross is bullish, Death Cross is bearish.

MA Crossover
ABOVE_200
Bollinger Position
LOWER_HALF
Beta
Relative Volume
0.5x
Short Interest
Financial Health

Is this company financially sound? The Z-Score measures bankruptcy risk. The F-Score measures fundamental strength.

Altman Z-Score
below 1.81 = distress zone
Piotroski F-Score
Earnings Beat Rate
Earnings Consistency
Correlations

These tickers tend to move together (positive) or in opposite directions (negative). Useful for portfolio diversification.

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Seasonality

Does this ticker have consistent patterns on certain days or months? Historical tendencies, not guarantees.

Best Day
Wednesday
Worst Day
Thursday
Best Month
Nov
Worst Month
Dec
Fri-Mon Effect
-0.2375543933966182
Momentum Rankings

How does this ticker's recent performance compare to the entire universe? Ranked across 1, 3, 6, and 12-month returns.

1M Return
-1.0%
3M Return
-1.8%
6M Return
+9.8%
12M Return
+27.8%
Momentum Rank
#2187
Momentum Signal
FLAT

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