AFYA
Afya Limited
Consumer Defensive · Education & Training Services · NMS
$14.44
Data: 2026-05-28
✓ ETHICAL PASS

Unknown MOAT
HIGH
Data Confidence: 100.0%
Key Metrics

How this company measures up on the fundamentals that matter

Market Cap
$1.2B
Total market value of the company
Trailing P/E
8.28
Very cheap relative to earnings
Forward P/E
6.55
Based on estimated future earnings — lower means cheaper
Rev Growth
+8.2%
Year-over-year revenue change
Profit Margin
20.1%
How much profit the company keeps from each dollar of revenue
ROE
16.8%
Return on equity — how efficiently it uses shareholder money
Analyst Target
$16.46
+14% from current price — median analyst estimate
Recommendation
UNDERPERFORM
Consensus view from 9 analysts covering this stock
About Afya Limited

Afya Limited operates as a medical education group in Brazil. The company operates in three segments: Undergraduate, Continuing Education, and Medical Practice Solutions. The Undergraduate segment offers educational services through undergraduate courses related to medical school, health sciences, and other non-health undergraduate programs, including medicine, dentistry, nursing, radiology, psychology, pharmacy, physical education, physiotherapy, nutrition, biomedicine, business administration, accounting, law, civil and industrial engineering, and pedagogy. The Continuing Education segment provides medical education, including residency preparation programs, specialization test preparation, graduate courses in medicine, and digital and in-person professional development for physicians and medical students. The Medical Practice Solutions segment offers clinical decision support platforms, medical practice management software, healthcare financial services, and digital healthcare ecosystem solutions, such as electronic medical records, practice management tools, telemedicine, digital prescriptions, and doctor-patient relationship platforms. This segment also provides a subscription-based mobile app and website portal that focuses on assisting health professionals and students with clinical decision-making through tools, such as medical calculators, charts, and updated content, as well as prescriptions, clinical scores, medical procedures and laboratory exams, and others. The company also offers educational health and medical imaging; and other programs to lifelong medical learners enrolled across its distribution network, as well as to third-party medical schools. In addition, it offers printed and digital content, as well as an online medical education platform and physicians, healthcare professionals and students. Afya Limited was founded in 1999 and is headquartered in Belo Horizonte, Brazil.

https://www.afya.com.br

Country: Brazil Employees: 9,395 Industry: Education & Training Services
Ethical Screening

Five compliance checks based on AAOIFI standards — all must pass for ethical clearance

Business Activity
PASS
Core business does not involve prohibited activities
Debt Ratio
0.0% N/A
Debt must be below 33% of total assets
Cash Ratio
0.0% N/A
Interest-bearing cash below 33% of assets
Receivables
0.0% N/A
Receivables below 49% of assets
Revenue Purity
0.0% PASS
Non-compliant revenue below 5% — any excess requires purification
Quantitative Intelligence

Statistical analysis of price behaviour, risk, and market regime — independent of fundamental data

Regime
MARKDOWN
Price trending down — defensive positioning
Sharpe Ratio
-0.071
Returns do not compensate for the risk — negative edge
Kelly Fraction
-0.0276
No positive edge detected — the data suggests staying out
Calmar Ratio
-0.211
Drawdown risk outweighs the returns — higher risk profile
Annual Return
-7.0%
Historical annualised return based on price data
Max Drawdown
-32.9%
Largest peak-to-trough decline — the worst it has been
HMM State
SIDEWAYS
Price consolidating — no clear directional bias
Days in State
302
How long the current regime has persisted — longer means more stable
Market Data

Trading characteristics and market positioning

Beta
0.39
Very low correlation to market moves
52W High
$18.72
23% below the year high
52W Low
$13.00
11% above the year low
Avg Volume
97,618
Average daily shares traded — higher means easier to buy and sell
Short Ratio
4.9
Days it would take all short sellers to cover — higher means more crowded
Short % Float
6.8%
Moderate short interest
Div Yield
477.0%
Annual dividend as a percentage of the share price
EPS (TTM)
$1.66
Earnings per share over the last 12 months
Financial Health

Balance sheet strength and cash generation — the foundation of long-term value

Debt/Equity
66.89
Heavy leverage — higher financial risk if revenues decline
Current Ratio
1.78
Healthy liquidity position
Quick Ratio
1.73
Like current ratio but excludes inventory — stricter test
Gross Margin
64.3%
Revenue left after cost of goods — higher means pricing power
Operating Margin
38.9%
Profit from core operations before interest and tax
Free Cash Flow
$525M
Positive — the business generates more cash than it spends
Revenue (TTM)
$3.8B
Total revenue over the last 12 months
Net Income
$757M
Profitable — the bottom line is positive
Analyst Coverage
Analysts
9
Target High
$21.26
Target Median
$16.46
Target Low
$14.70
Explore the Ethical Screener View Track Record

Data sourced from public filings and market feeds. Not financial advice. Updated: 2026-05-28

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