NAS10029,644+0.67%S&P7,651+0.17%GOLD$4,417−0.18%BTC$81,133−0.12%VIX14.81−4.08%live tape · as of 23:00 UTC
The Screen · Consumer Defensive · Education & Training Services
Phoenix Education Partners, Inc.
PXED · the NYSE · USD · Market cap $959M · 3,400 employees
Phoenix Education Partners, Inc., through its subsidiary, The University of Phoenix, Inc., provides online higher education for working adults in the United States.
Positioning no disclosures inside 60 days, left as found
Options no verdict drawn today, left as found
Ethical passes the values gate
Price26.61 USD
Fair value48.75
Ethical score70.0/100
Our investment reviews on this name
2026-09-10Read Markdown29.12-8.6% to today ✓
2026-08-09Read Markup30.16-11.8% to today
2026-07-02Read Accumulation30.81-13.6% to today
Our analytic regime reads on this name, dated and marked against today's price. Small sample per name, and separate from the daily-framework accuracy on the Track Record page.
Phoenix Education Partners, Inc. holds its Markdown at $26.61. The statistical read favours the buyers, held for 14 days.
As held on the ledger · 2026-09-16
Phase
Markdown · caution
Quantitative state
The statistical read favours the buyers, held for 14 days
Price at the screen
$26.61
Valuation
12.21 trailing · 5.77 forward price to earnings
Values screen
PASS· score 70.0
The Workings
Five Screens, Shown in Full
Full pass across all five screens. This security clears the Titan Ethical Standard: its business and its balance sheet both stay inside the lines.
Test
Figure
Limit
What it means
Status
Business activity
Permissible
Core business clean
Its core business isn't built on prohibited lines: no gambling, alcohol, tobacco, weapons, or interest-based lending.
Pass
Debt load
14.85%
Below 33%
Interest-bearing debt is just 14.9% of its assets, well under the one-third ceiling: it does not run on borrowed money.
Pass
Interest-bearing cash
2.59%
Below 33%
Cash held in interest-bearing accounts and securities is 2.6% of assets, under the one-third limit.
Pass
Receivables
37.61%
Below 49%
Money owed to the company is 37.6% of assets, under the 49% limit.
Pass
Revenue purity
1.04%
Below 5%
Only 1.0% of revenue comes from non-compliant sources, under the 5% line.
Pass
Five checks adapted from AAOIFI screening standards: business activity plus four balance-sheet ratios. All five must pass for ethical clearance. Every figure is arithmetic on public accounts, not judgement.
Fair value range in USD, drawn from the 2026-09-16 screen. The gold marker is the market price at the same screen. A 83.2% margin of safety to the base estimate.
Third-party analyst targets: 8 covering, consensus None. The average target sits +47% from the screen price.
Reading the gap · Both our model and the analysts see meaningful upside from here.
Price History & Projections
Where it has been, where the models see it going. History from market close data; projection points are our fair-value estimates and third-party analyst targets, dated to the 2026-09-16 screen.
Fair value and rating are our own model estimates; the Street's range reflects third-party analyst estimates. Analysis, not advice.
The Business, in Plain Words
Flat growth education stock offers little upside
Think of Phoenix as the online university still taking enrolments but with no new students arriving. Revenue sits completely flat and the moat remains unknown, so the low forward multiple of 6.4 times does not signal opportunity, it signals a business that has stopped expanding even while profit margins hold at 8 percent and return on equity reaches 25 percent.
We pass because the numbers show stagnation rather than undervaluation. A 62 percent margin of safety to our fair value of 48.75 dollars looks attractive on paper, yet zero top-line growth removes the catalyst that would normally turn a cheap valuation into real returns. Analyst targets sit at 39 dollars and the ethical screen clears, but neither changes the core lack of momentum.
The main risk is that earnings stay supported only by cost control while enrolment trends stay weak, leaving the business exposed to any rise in competition or regulatory pressure on for-profit education. A low multiple on peak or static profits is rarely the bargain it appears.
The risks · The things to watch: it's a small-cap, so the share price can swing harder than the market.
Plain-English interpretation of our own screen data. Analysis, not advice.
Where & How to Trade
PXED trades on the NYSE. As a listed security it is accessible through almost any international broker offering its home market. New to this, or investing from abroad? Our guide to accessing global markets covers brokers, currencies and the practical steps.
The Dated Journal · Newest First, Never Edited
Every Entry, As Written
2026-09-10Markdown · changed$29.12-3.4%Entry 5
The framework has shifted from markup to markdown since the last review. Price is trending lower. Sellers are in control and the prior trend has reversed. Price has moved down 3.4% since our last review. Ethical screening: PASS with passing ethical screen. The risk-adjusted return profile shows negative risk-adjusted returns. Our composite framework grades it B. Technically it is momentum reading neutral. Our forward projection puts the odds of a 10% gain over the next month near 20%. The street (8 analysts) rates it buy, with a mean price target of $45.
2026-08-09Markup · changed$30.16-2.1%Entry 4
The framework has shifted from accumulation to markup since the last review. Price is trending higher with momentum. The crowd has caught on and buyers are in control. Price has moved down 2.1% since our last review. Ethical screening: PASS with passing ethical screen. The risk-adjusted return profile shows negative risk-adjusted returns. Our composite framework grades it B. Technically it is momentum reading neutral. Our forward projection puts the odds of a 10% gain over the next month near 20%. The street (8 analysts) rates it buy, with a mean price target of $45.
2026-07-18Accumulation$30.81+0.0%Entry 3
The framework reads accumulation. Smart money appears to be quietly building positions. This typically precedes a markup phase. Price has moved down 0.0% since our last review. Ethical screening: PASS with passing ethical screen. The risk-adjusted return profile shows negative risk-adjusted returns. Our composite framework grades it B. Technically it is momentum reading neutral. Our forward projection puts the odds of a 10% gain over the next month near 20%. The street (8 analysts) rates it buy, with a mean price target of $45.
2026-07-03Accumulation$30.81+0.0%Entry 2
The framework reads accumulation. Smart money appears to be quietly building positions. This typically precedes a markup phase. Price has moved down 0.0% since our last review. Ethical screening: PASS with passing ethical screen (70). The risk-adjusted return profile shows negative risk-adjusted returns.
2026-07-02Accumulation$30.81Entry 1
The framework reads accumulation. Smart money appears to be quietly building positions. This typically precedes a markup phase. Ethical screening: PASS with passing ethical screen (70). The risk-adjusted return profile shows negative risk-adjusted returns.
Each entry above was written on its date, before the outcome. A journal you can prune is not a journal.