ACT | Ticker Profile - Titan Protect

ACT

Enact Holdings, Inc.

Financial Services · Insurance - Specialty · NMS

$41.79

Data: 2026-05-28

✗ ETHICAL FAIL

Unknown MOAT

HIGH

Data Confidence: 100.0%

Key Metrics

How this company measures up on the fundamentals that matter

Market Cap

$6.0B

Total market value of the company

Trailing P/E

9.29

Very cheap relative to earnings

Forward P/E

8.57

Based on estimated future earnings — lower means cheaper

Rev Growth

+1.7%

Year-over-year revenue change

Profit Margin

54.5%

How much profit the company keeps from each dollar of revenue

ROE

12.9%

Return on equity — how efficiently it uses shareholder money

Analyst Target

$45.50

+9% from current price — median analyst estimate

Recommendation

BUY

Consensus view from 4 analysts covering this stock

About Enact Holdings, Inc.

Enact Holdings, Inc. operates as a private mortgage insurance company in the United States. The company engages in writing and assuming residential mortgage guaranty insurance. It also offers private mortgage insurance products insuring prime-based, individually underwritten residential mortgage loans; pool mortgage insurance; contract underwriting services; and mortgage-related reinsurance products. The company serves large money center banks, non-bank lenders, national and local mortgage bankers, community banks, and credit unions. The company was formerly known as Genworth Mortgage Holdings, Inc. and changed its name to Enact Holdings, Inc. in May 2021. Enact Holdings, Inc. was founded in 1981 and is headquartered in Raleigh, North Carolina. Enact Holdings, Inc. is a subsidiary of Genworth Holdings Inc.

https://enactmi.com

Country: United States Employees: 419 Industry: Insurance - Specialty

Ethical Screening

Five compliance checks based on AAOIFI standards — all must pass for ethical clearance

Business Activity

FAIL

Core business does not involve prohibited activities

Debt Ratio

0.0% N/A

Debt must be below 33% of total assets

Cash Ratio

0.0% N/A

Interest-bearing cash below 33% of assets

Receivables

0.0% N/A

Receivables below 49% of assets

Revenue Purity

0.0% N/A

Non-compliant revenue below 5% — any excess requires purification

Quantitative Intelligence

Statistical analysis of price behaviour, risk, and market regime — independent of fundamental data

Regime

DISTRIBUTION

Smart money appears to be selling into strength — caution

Sharpe Ratio

0.982

Good returns relative to risk taken

Kelly Fraction

0.0739

Suggested allocation is meaningful — the edge justifies a position

Calmar Ratio

1.349

Returns exceed worst-case losses — strong risk profile

Annual Return

20.7%

Historical annualised return based on price data

Max Drawdown

-15.3%

Largest peak-to-trough decline — the worst it has been

HMM State

BEAR

Statistical model detects bearish conditions

Days in State

How long the current regime has persisted — longer means more stable

Market Data

Trading characteristics and market positioning

Beta

0.50

Very low correlation to market moves

52W High

$44.80

7% below the year high

52W Low

$33.94

23% above the year low

Avg Volume

309,303

Average daily shares traded — higher means easier to buy and sell

Short Ratio

12.4

Days it would take all short sellers to cover — higher means more crowded

Short % Float

14.6%

Elevated short interest — bears are positioned against this

Div Yield

204.0%

Annual dividend as a percentage of the share price

EPS (TTM)

$4.62

Earnings per share over the last 12 months

Financial Health

Balance sheet strength and cash generation — the foundation of long-term value

Debt/Equity

13.94

Heavy leverage — higher financial risk if revenues decline

Current Ratio

0.97

Below 1 means short-term obligations exceed liquid assets — risk flag

Quick Ratio

0.88

Like current ratio but excludes inventory — stricter test

Gross Margin

73.5%

Revenue left after cost of goods — higher means pricing power

Operating Margin

72.3%

Profit from core operations before interest and tax

Free Cash Flow

$591M

Positive — the business generates more cash than it spends

Revenue (TTM)

$1.2B

Total revenue over the last 12 months

Net Income

$676M

Profitable — the bottom line is positive

Analyst Coverage

Analysts

Target High

$48.00

Target Median

$45.50

Target Low

$44.00

Political Trading Activity

Congressional trading disclosures involving this instrument

Date	Politician	Party	Type	Amount
9 Apr2026	Josh Gottheimer	Democrat	sell	15K–50K
21 Apr2026	Thomas Kean Jr	Republican	sell	1K–15K
2026-04-21	Thomas Kean Jr	Republican	Sale	1K–15K
2026-04-13	Ro Khanna	Democrat	Purchase	1K–15K
2026-04-13	Ro Khanna	Democrat	Purchase	1K–15K

Source: Congressional disclosure filings. View all political trades at

Insider Intelligence

Explore the Ethical Screener View Track Record

Data sourced from public filings and market feeds. Not financial advice. Updated: 2026-05-28

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