ESNT | Ticker Profile - Titan Protect

ESNT

Essent Group Ltd.

Financial Services · Insurance - Specialty · NYQ

$57.44

Data: 2026-05-28

✗ ETHICAL FAIL

Unknown MOAT

HIGH

Data Confidence: 100.0%

Key Metrics

How this company measures up on the fundamentals that matter

Market Cap

$5.5B

Total market value of the company

Trailing P/E

8.46

Very cheap relative to earnings

Forward P/E

7.70

Based on estimated future earnings — lower means cheaper

Rev Growth

+5.8%

Year-over-year revenue change

Profit Margin

53.6%

How much profit the company keeps from each dollar of revenue

ROE

12.1%

Return on equity — how efficiently it uses shareholder money

Analyst Target

$69.00

+20% from current price — median analyst estimate

Recommendation

BUY

Consensus view from 8 analysts covering this stock

About Essent Group Ltd.

Essent Group Ltd., through its subsidiaries, provides private mortgage insurance and reinsurance, and title insurance and settlement services to mortgage lenders, borrowers, and investors in the United States. It operates through two segments, Mortgage Insurance and Reinsurance. The company's mortgage insurance products include primary, pool, and master policy. It also provides information technology maintenance and development services; customer support-related services; underwriting consulting services to third-party reinsurers; and contract underwriting services, as well as credit risk management products. In addition, the company offers title insurance and settlement services; and title insurance underwriting services. It serves the originators of residential mortgage loans, such as regulated depository institutions, mortgage banks, credit unions, and other lenders. Essent Group Ltd. was founded in 2008 and is headquartered in Hamilton, Bermuda.

https://ir.essentgroup.com

Country: Bermuda Employees: 520 Industry: Insurance - Specialty

Ethical Screening

Five compliance checks based on AAOIFI standards — all must pass for ethical clearance

Business Activity

FAIL

Core business does not involve prohibited activities

Debt Ratio

0.0% N/A

Debt must be below 33% of total assets

Cash Ratio

0.0% N/A

Interest-bearing cash below 33% of assets

Receivables

0.0% N/A

Receivables below 49% of assets

Revenue Purity

0.0% N/A

Non-compliant revenue below 5% — any excess requires purification

Quantitative Intelligence

Statistical analysis of price behaviour, risk, and market regime — independent of fundamental data

Regime

DISTRIBUTION

Smart money appears to be selling into strength — caution

Sharpe Ratio

0.309

Positive but modest risk-adjusted returns

Kelly Fraction

0.0253

Modest edge detected — smaller position warranted

Calmar Ratio

0.248

Drawdown risk outweighs the returns — higher risk profile

Annual Return

4.6%

Historical annualised return based on price data

Max Drawdown

-18.4%

Largest peak-to-trough decline — the worst it has been

HMM State

CRISIS

Elevated risk detected — extreme caution warranted

Days in State

How long the current regime has persisted — longer means more stable

Market Data

Trading characteristics and market positioning

Beta

0.81

Less volatile than the market — more defensive

52W High

$67.09

14% below the year high

52W Low

$55.22

4% above the year low

Avg Volume

683,365

Average daily shares traded — higher means easier to buy and sell

Short Ratio

3.3

Days it would take all short sellers to cover — higher means more crowded

Short % Float

3.6%

Low short interest — limited bearish positioning

Div Yield

235.0%

Annual dividend as a percentage of the share price

EPS (TTM)

$7.03

Earnings per share over the last 12 months

Financial Health

Balance sheet strength and cash generation — the foundation of long-term value

Debt/Equity

8.70

Heavy leverage — higher financial risk if revenues decline

Current Ratio

2.01

Strong balance sheet — comfortably covers short-term obligations

Quick Ratio

1.24

Like current ratio but excludes inventory — stricter test

Gross Margin

79.1%

Revenue left after cost of goods — higher means pricing power

Operating Margin

63.7%

Profit from core operations before interest and tax

Free Cash Flow

$587M

Positive — the business generates more cash than it spends

Revenue (TTM)

$1.3B

Total revenue over the last 12 months

Net Income

$686M

Profitable — the bottom line is positive

Analyst Coverage

Analysts

Target High

$75.00

Target Median

$69.00

Target Low

$62.00

Explore the Ethical Screener View Track Record

Data sourced from public filings and market feeds. Not financial advice. Updated: 2026-05-28

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