HACBY | Ticker Profile - Titan Protect

HACBY

Hachijuni Nagano Bank, Ltd.

Financial Services · Banks - Regional · PNK

$27.39

Data: 2026-05-15

✗ ETHICAL FAIL

MOAT

HIGH

Data Confidence: 100.0%

Key Metrics

How this company measures up on the fundamentals that matter

Market Cap

$6.3B

Total market value of the company

Trailing P/E

17.23

Reasonably valued

Forward P/E

0.00

Based on estimated future earnings — lower means cheaper

Rev Growth

-28.1%

Year-over-year revenue change

Profit Margin

32.1%

How much profit the company keeps from each dollar of revenue

ROE

6.1%

Return on equity — how efficiently it uses shareholder money

Analyst Target

N/A

Recommendation

NONE

Consensus view from ? analysts covering this stock

About Hachijuni Nagano Bank, Ltd.

Hachijuni Nagano Bank, Ltd. provides various banking products and services to individuals, corporations, and sole proprietors. It offers foreign currency, structured, time, property, public, payment, savings, and fixed deposits; housing, car, education card, card, medical, overdraft, business, founding support, and Hachini free loans; public and private placement bonds; and life, medical, education, and fire insurance products. The company also provides credit and debit cards; pension plans; and investment trust, inheritance, internet and mobile banking, pension consultation, foreign currency reserve, payment collection, expense settlement, and management and business support services, as well as information on civil trust. It also engages in financial products brokerage business. The company was formerly known as The Hachijuni Bank, Ltd. and changed its name to Hachijuni Nagano Bank, Ltd. in Jan 2026. The company was founded in 1877 and is headquartered in Nagano, Japan.

https://bank.82group.jp

Country: Japan Employees: 4,121 Industry: Banks - Regional

Ethical Screening

Five compliance checks based on AAOIFI standards — all must pass for ethical clearance

Business Activity

FAIL

Core business does not involve prohibited activities

Debt Ratio

0.0% PASS

Debt must be below 33% of total assets

Cash Ratio

0.0% PASS

Interest-bearing cash below 33% of assets

Receivables

0.0% PASS

Receivables below 49% of assets

Revenue Purity

0.0% PASS

Non-compliant revenue below 5% — any excess requires purification

Quantitative Intelligence

Statistical analysis of price behaviour, risk, and market regime — independent of fundamental data

Regime

MARKUP

Price trending up with increasing momentum

Sharpe Ratio

0.287

Positive but modest risk-adjusted returns

Kelly Fraction

-1.0914

No positive edge detected — the data suggests staying out

Calmar Ratio

-0.405

Drawdown risk outweighs the returns — higher risk profile

Annual Return

-34.7%

Historical annualised return based on price data

Max Drawdown

-85.5%

Largest peak-to-trough decline — the worst it has been

HMM State

BEAR

Statistical model detects bearish conditions

Days in State

How long the current regime has persisted — longer means more stable

Market Data

Trading characteristics and market positioning

Beta

-0.02

Very low correlation to market moves

52W High

$27.39

0% below the year high

52W Low

$13.50

103% above the year low

Avg Volume

Average daily shares traded — higher means easier to buy and sell

Short Ratio

N/A

Days it would take all short sellers to cover — higher means more crowded

Short % Float

N/A

Div Yield

237.0%

Annual dividend as a percentage of the share price

EPS (TTM)

$1.59

Earnings per share over the last 12 months

Financial Health

Balance sheet strength and cash generation — the foundation of long-term value

Debt/Equity

0.00

Conservative use of debt — low financial risk

Current Ratio

N/A

Quick Ratio

N/A

Like current ratio but excludes inventory — stricter test

Gross Margin

N/A

Revenue left after cost of goods — higher means pricing power

Operating Margin

43.4%

Profit from core operations before interest and tax

Free Cash Flow

N/A

Negative — the business is spending more than it generates

Revenue (TTM)

$232.3B

Total revenue over the last 12 months

Net Income

$63.9B

Profitable — the bottom line is positive

Explore the Ethical Screener View Track Record

Data sourced from public filings and market feeds. Not financial advice. Updated: 2026-05-15

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