MBIN | Ticker Profile - Titan Protect

MBIN

Merchants Bancorp

Financial Services · Banks - Regional · NCM

$47.51

Data: 2026-05-28

✗ ETHICAL FAIL

Unknown MOAT

HIGH

Data Confidence: 100.0%

Key Metrics

How this company measures up on the fundamentals that matter

Market Cap

$2.1B

Total market value of the company

Trailing P/E

11.39

Reasonably valued

Forward P/E

8.20

Based on estimated future earnings — lower means cheaper

Rev Growth

+15.8%

Year-over-year revenue change

Profit Margin

39.0%

How much profit the company keeps from each dollar of revenue

ROE

10.2%

Return on equity — how efficiently it uses shareholder money

Analyst Target

$51.00

+7% from current price — median analyst estimate

Recommendation

NONE

Consensus view from 3 analysts covering this stock

About Merchants Bancorp

Merchants Bancorp operates as the diversified bank holding company in the United States. It operates through three segments: Multi-family Mortgage Banking, Mortgage Warehousing, and Banking. The Multi-family Mortgage Banking segment engages in the mortgage banking, which originates, and services government sponsored mortgages, including bridge financing products to refinance, acquire, or reposition multi-family housing projects, and construction lending for housing development and healthcare facilities financing. This segment also offers customized loan products for need-based skilled nursing facilities, such as independent living, assisted living, and memory care; and tax credit equity syndicator service. The Mortgage Warehousing segment funds agency eligible residential loans, as well as commercial loans to non-depository financial institutions. The Banking segment offers a range of financial products and services to consumers and businesses, which includes retail banking, commercial lending, agricultural lending, retail and correspondent residential mortgage banking, and small business administration lending. Merchants Bancorp was founded in 1990 and is headquartered in Carmel, Indiana.

https://investors.merchantsbancorp.com

Country: United States Employees: 735 Industry: Banks - Regional

Ethical Screening

Five compliance checks based on AAOIFI standards — all must pass for ethical clearance

Business Activity

FAIL

Core business does not involve prohibited activities

Debt Ratio

0.0% N/A

Debt must be below 33% of total assets

Cash Ratio

0.0% N/A

Interest-bearing cash below 33% of assets

Receivables

0.0% N/A

Receivables below 49% of assets

Revenue Purity

0.0% N/A

Non-compliant revenue below 5% — any excess requires purification

Quantitative Intelligence

Statistical analysis of price behaviour, risk, and market regime — independent of fundamental data

Regime

DISTRIBUTION

Smart money appears to be selling into strength — caution

Sharpe Ratio

0.456

Positive but modest risk-adjusted returns

Kelly Fraction

0.0351

Modest edge detected — smaller position warranted

Calmar Ratio

0.242

Drawdown risk outweighs the returns — higher risk profile

Annual Return

10.6%

Historical annualised return based on price data

Max Drawdown

-43.9%

Largest peak-to-trough decline — the worst it has been

HMM State

SIDEWAYS

Price consolidating — no clear directional bias

Days in State

How long the current regime has persisted — longer means more stable

Market Data

Trading characteristics and market positioning

Beta

1.16

Moves slightly more than the broader market

52W High

$50.26

5% below the year high

52W Low

$28.75

65% above the year low

Avg Volume

184,996

Average daily shares traded — higher means easier to buy and sell

Short Ratio

10.5

Days it would take all short sellers to cover — higher means more crowded

Short % Float

6.6%

Moderate short interest

Div Yield

94.0%

Annual dividend as a percentage of the share price

EPS (TTM)

$4.10

Earnings per share over the last 12 months

Financial Health

Balance sheet strength and cash generation — the foundation of long-term value

Debt/Equity

N/A

Current Ratio

N/A

Quick Ratio

N/A

Like current ratio but excludes inventory — stricter test

Gross Margin

0.0%

Revenue left after cost of goods — higher means pricing power

Operating Margin

58.0%

Profit from core operations before interest and tax

Free Cash Flow

N/A

Negative — the business is spending more than it generates

Revenue (TTM)

$585M

Total revenue over the last 12 months

Net Income

$188M

Profitable — the bottom line is positive

Analyst Coverage

Analysts

Target High

$58.00

Target Median

$51.00

Target Low

$46.00

Explore the Ethical Screener View Track Record

Data sourced from public filings and market feeds. Not financial advice. Updated: 2026-05-28

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