EFSC
Enterprise Financial Services Corp
Financial Services · Banks - Regional · NMS
$60.61
Close 2026-05-28
✗ ETHICAL FAIL

UNKNOWN MOAT
HIGH
Data Confidence: 100%
Full financial profile available
Market Cap
$2.2B
Trailing P/E
11.44
Forward P/E
10.31
Rev Growth
+12.6%
Profit Margin
28.9%
ROE
10.3%
Analyst Target
$66.00
Recommendation
NONE
About Enterprise Financial Services Corp

Enterprise Financial Services Corp operates as the financial holding company for Enterprise Bank & Trust that offers banking and wealth management services to individuals and corporate customers in Arizona, California, Florida, Kansas, Missouri, Nevada, New Mexico, and in the United States. It provides interest and non-interest-bearing demand, money markets accounts, savings, and certificates of deposit. The company also provides commercial and industrial, commercial real estate, real estate construction and development, residential real estate, small business administration, consumer, and other loan products. In addition, it offers treasury management and international trade services; life insurance premium and sponsor finance; tax credit related lending; tax credit brokerage services; other deposit accounts, such as community associations, property management, legal industry and escrow services; treasury management product and services; customized solutions and products; cash management systems; fiduciary, investment management, and financial advisory services; and customer hedging products, international banking, card services, and tax credit businesses. Further, the company provides online, device applications, text, and voice banking; remote deposit capture; internet banking, mobile banking, cash management, positive pay, fraud detection and prevention, automated payables, check image, and statement and document imaging services; and controlled disbursements, repurchase agreements, and sweep investment accounts. Financial Services Corp was founded in 1988 and is headquartered in Clayton, Missouri.

Ethical Screen
Business ActivityFAIL
Debt RatioN/A
Cash RatioN/A
Receivables RatioN/A
Revenue RatioN/A
OverallFAIL
Score Ethical: 50.0
Score Valuation: 71.5
Score Quality: 72.2
Score Combined: 56.4

Full Analysis

Opportunity scores, earnings history, insider transactions, institutional holders, analyst consensus, and more.

Unlock with Membership
Opportunity Scores
Valuation100.0
Quality74.2
Cash Flow50.0
Moat40.0
Balance Sheet50.0
Debt Purity50.0
Liquid Purity50.0
Rev Purity50.0
Compliance100.0
Tier: BRONZE · Score: 53.9 · Rank: #1043
Insider Transactions
No insider transaction data.
Top Institutional Holders
No institutional holder data.
Additional Fundamentals
Enterprise Value
$2.1B
Price/Book
1.13
Beta
0.805
Analysts
5
Total Revenue (TTM)
$693.7M
Total Debt
$422.3M
Earnings Growth
-0.8%
Dividend Yield
214.0%
Short Ratio
2.80
Short % Float
0.0%
Employees
1,370

Elite Intelligence

Trade Consideration with position sizing, convergence signals, and risk analysis. Available to Elite members.

Upgrade to Elite
Trade Consideration
The Opportunity
Score 56.4 (P88 — top 11.5% of scored tickers). Unknown Moat. Ethical FAIL. 5 analysts at None.
Price: $60.61 | Target: $65.80 (+9%)
Score
56
Moat
Unknown
Conviction
Standard
Upside
+9%
The Fundamentals
Revenue Growth+12.6%
Profit Margin28.9%
ROE10.3%
Forward P/E10.3
Market Cap$2.2B
Position Sizing Scenarios
Stop: $51.52 (-15%) | Entry: $60.61
SharesCostProfit to TargetR:R
To Consensus ($65.80, 5 analysts)
10$606.10+$51.90 (9%)0.6R
50$3,030.50+$259.50 (9%)0.6R
100$6,061.00+$519.00 (9%)0.6R
Risk Factors
  • No elevated risk flags in current data
The Verdict
Enterprise Financial Services Corp holds a unknown competitive moat.
Quantitative Grade

A single score combining all analytical layers below. A is strongest, D is weakest.

B
Quant Score
61.8
Risk Grade
LOW_RISK
Layers
7
Risk Profile

How much could this ticker lose on a bad day? These metrics measure worst-case scenarios from historical data.

VaR 95%
-2.5%
worst expected daily loss, 19 in 20 days
CVaR 95%
-3.9%
avg loss on the worst 5% of days
Annual Volatility
Sortino Ratio
1.35
above 1.0 is good
Max Drawdown
-25.0%
Worst Day
Forward Outlook

Based on 10,000 simulated price paths, here is the probability of where this ticker could be in 30, 60, and 90 days.

30d Prob Up
90d Prob Up
Median Return 30d
Liquidity Score
80
Liquidity Grade
HIGHLY LIQUID
Trend & Momentum

What direction is this ticker actually moving, filtered through noise? Is it speeding up or slowing down?

Kalman Trend
Trend Strength
Momentum Signal
HMM Regime
RSI Signal
Technical Signals

Classic chart signals that institutional traders monitor. Golden Cross is bullish, Death Cross is bearish.

MA Crossover
GOLDEN_CROSS
Bollinger Position
UPPER_HALF
Beta
Relative Volume
0.6x
Short Interest
Financial Health

Is this company financially sound? The Z-Score measures bankruptcy risk. The F-Score measures fundamental strength.

Altman Z-Score
below 1.81 = distress zone
Piotroski F-Score
Earnings Beat Rate
Earnings Consistency
Correlations

These tickers tend to move together (positive) or in opposite directions (negative). Useful for portfolio diversification.

Most Correlated
TickerCorrelation
FRME0.865
BUSE0.862
UVSP0.858
BY0.850
STBA0.848
Inverse Correlated
TickerCorrelation
CINECO.BH-0.187
RVLPQ-0.175
CBOE-0.170
0003.HK-0.139
CME-0.136
Seasonality

Does this ticker have consistent patterns on certain days or months? Historical tendencies, not guarantees.

Best Day
Tuesday
Worst Day
Friday
Best Month
Jul
Worst Month
Mar
Fri-Mon Effect
-0.2716099848912567
Momentum Rankings

How does this ticker's recent performance compare to the entire universe? Ranked across 1, 3, 6, and 12-month returns.

1M Return
+1.5%
3M Return
+2.8%
6M Return
+13.4%
12M Return
+14.5%
Momentum Rank
#1957
Momentum Signal
UP

Get our daily market read free. Join thousands of traders.

Free Explorer Access