The Label · The Season, Not the Day
This name holds its distribution label.
First Merchants Corporation holds its Distribution at $25.15. The statistical read favours the sellers, held for 9 days.
As held on the ledger · 2026-06-14
| Phase | Distribution · caution |
| Quantitative state | The statistical read favours the sellers, held for 9 days |
| Price at the screen | $25.15 |
| Valuation | 6.60 trailing · N/A forward price to earnings |
| Values screen | FAIL · score 30.0 |
| Beta | 0.87 |
The Workings
Five Screens, Shown in Full
Does not pass. Prohibited keyword in sector/industry: bank
| Test | Figure | Limit | What it means | Status |
|---|
| Business activity |
Excluded |
Core business clean |
Prohibited keyword in sector/industry: bank |
Fail |
| Debt load |
Excluded |
Below 33% |
Interest-bearing debt is of its assets, above the one-third ceiling the screen allows. |
Fail |
| Interest-bearing cash |
Excluded |
Below 33% |
Interest-bearing cash and securities are of assets, above the one-third limit. |
Fail |
| Receivables |
Excluded |
Below 49% |
Money owed to the company is of assets, above the 49% limit. |
Fail |
| Revenue purity |
Excluded |
Below 5% |
of revenue comes from non-compliant sources, over the 5% line. |
Fail |
Five checks adapted from AAOIFI screening standards: business activity plus four balance-sheet ratios. All five must pass for ethical clearance. Every figure is arithmetic on public accounts, not judgement.
The Business, in Plain Words
The fundamentals · plain-English read
| Trailing P/E | 6.6xvery cheap relative to earnings |
| EPS, trailing | 3.81 |
| Revenue growth | -2.5%revenue is shrinking |
| Profit margin | 31.2%highly profitable on every dollar of sales |
| Return on equity | 8.0%a modest return on shareholder capital |
| Dividend yield | 746.00% |
| Beta | 0.87steadier than the market |
| 52-week range | 24.73 - 27.09 |
| Employees | 2,086 |
The risks · The main risks here are ordinary market swings and the chance our fair-value read proves too optimistic.
Plain-English interpretation of our own screen data. Analysis, not advice.
Where & How to Trade
FRMEP trades on Nasdaq. As a listed security it is accessible through almost any international broker offering its home market. New to this, or investing from abroad? Our guide to accessing global markets covers brokers, currencies and the practical steps.