DLO | Ticker Profile - Titan Protect

DLO

DLocal Limited

Technology · Software - Infrastructure · NMS

$11.24

Data: 2026-06-06

✓ ETHICAL PASS

STRONG MOAT

HIGH

Data Confidence: 100.0%

Key Metrics

How this company measures up on the fundamentals that matter

Market Cap

$3.3B

Total market value of the company

Trailing P/E

17.56

Reasonably valued

Forward P/E

10.18

Based on estimated future earnings — lower means cheaper

Rev Growth

+54.9%

Year-over-year revenue change

Profit Margin

15.8%

How much profit the company keeps from each dollar of revenue

ROE

35.0%

Return on equity — how efficiently it uses shareholder money

Analyst Target

$18.00

+60% from current price — median analyst estimate

Recommendation

BUY

Consensus view from 10 analysts covering this stock

About DLocal Limited

DLocal Limited, together with its subsidiaries, provides payment processing services worldwide. The company offers a robust pay-in solution to help global merchants expand their online presence and receive payments, including international and local cards, online bank transfers, direct debit, cash, and hundreds of alternative payment methods (APMs). It also provides pay-in solutions for cross-border and local-to-local transactions, as well as pay-out solutions. In addition, the company offers dLocal for Platforms to manage global platform payments. It serves its products to commerce, streaming, ride-hailing, financial services, remittances, advertising, SaaS, travel, e-learning, on-demand delivery, gaming, and crypto industries. The company was founded in 2016 and is headquartered in Montevideo, Uruguay.

https://www.dlocal.com

Country: Uruguay Employees: 1,274 Industry: Software - Infrastructure

Ethical Screening

Five compliance checks based on AAOIFI standards — all must pass for ethical clearance

Business Activity

PASS

Core business does not involve prohibited activities

Debt Ratio

2.4% PASS

Debt must be below 33% of total assets

Cash Ratio

22.6% PASS

Interest-bearing cash below 33% of assets

Receivables

0.0% PASS

Receivables below 49% of assets

Revenue Purity

0.0% PASS

Non-compliant revenue below 5% — any excess requires purification

Valuation

Fair Value Est.

$32.30

What our model estimates this business is worth per share

Margin of Safety

65.2%

Deep discount to fair value — significant undervaluation

Rating

STRONG OPPORTUNITY

Overall assessment combining ethics, valuation, and quality

Percentile

99.9th

Ranks in the top 0% of our 13,571 screened universe

Ethical Score

90.5

Valuation Score

88.0

Quality Score

85.0

Combined

N/A

Trading at $12 against a fair value of $32, a 64% discount. Strong competitive moat. Passes all ethical screens. Ranks better than 100% of screened stocks.

Quantitative Intelligence

Statistical analysis of price behaviour, risk, and market regime — independent of fundamental data

Regime

DISTRIBUTION

Smart money appears to be selling into strength — caution

Sharpe Ratio

0.522

Good returns relative to risk taken

Kelly Fraction

0.0430

Modest edge detected — smaller position warranted

Calmar Ratio

0.328

Drawdown risk outweighs the returns — higher risk profile

Annual Return

14.4%

Historical annualised return based on price data

Max Drawdown

-43.7%

Largest peak-to-trough decline — the worst it has been

HMM State

SIDEWAYS

Price consolidating — no clear directional bias

Days in State

How long the current regime has persisted — longer means more stable

Market Data

Trading characteristics and market positioning

Beta

0.96

Less volatile than the market — more defensive

52W High

$16.78

33% below the year high

52W Low

$9.75

15% above the year low

Avg Volume

2,128,338

Average daily shares traded — higher means easier to buy and sell

Short Ratio

6.4

Days it would take all short sellers to cover — higher means more crowded

Short % Float

10.9%

Elevated short interest — bears are positioned against this

Div Yield

1.5%

Annual dividend as a percentage of the share price

EPS (TTM)

$0.64

Earnings per share over the last 12 months

Financial Health

Balance sheet strength and cash generation — the foundation of long-term value

Debt/Equity

19.83

Heavy leverage — higher financial risk if revenues decline

Current Ratio

1.33

Adequate but worth monitoring

Quick Ratio

1.23

Like current ratio but excludes inventory — stricter test

Gross Margin

36.0%

Revenue left after cost of goods — higher means pricing power

Operating Margin

15.7%

Profit from core operations before interest and tax

Free Cash Flow

$396M

Positive — the business generates more cash than it spends

Revenue (TTM)

$1.2B

Total revenue over the last 12 months

Net Income

$192M

Profitable — the bottom line is positive

Analyst Coverage

Analysts

Target High

$21.00

Target Median

$18.00

Target Low

$14.50

Explore the Ethical Screener View Track Record

Data sourced from public filings and market feeds. Not financial advice. Updated: 2026-06-06

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