CI
Cigna
Health Care · Health Care Services · US

$287.37
Close 2026-05-15
✓ ETHICAL PASS

WEAK MOAT

HIGH
Data Confidence: 100%
Full financial profile available

Market Cap
$76.0B
Trailing P/E
11.55
Forward P/E
8.57
Rev Growth
+4.6%
Profit Margin
2.3%
ROE
16.3%
Analyst Target
$340.50
Recommendation
STRONG BUY

About Cigna

The Cigna Group, together with its subsidiaries, provides insurance and related products and services in the United States. It operates through two segments: Evernorth Health Services and Cigna Healthcare. The Evernorth Health Services segment includes Pharmacy Benefit Services and Specialty and Care Services, offering pharmacy benefit management, drug claim adjudication, retail pharmacy network administration, benefit design consultation, drug utilization review, drug formulary management, pharmacy benefits, home delivery pharmacy, specialty pharmacy, specialty pharmaceutical distribution, and clinical programs for whole-person health outcomes. The Cigna Healthcare segment comprises U.S. Healthcare and International Health, delivering comprehensive medical and coordinated solutions such as employer medical plans, individual and family plans, behavioral health, consumer health engagement, dental, pharmacy management, stop-loss insurance, global health care, and local health care solutions, as well as health care benefits for mobile individuals and employees of multinational organizations. The company offers other operations, including corporate-owned life insurance, reinsurance, and certain run-off and non-strategic businesses. The company distributes its products and services through brokers and consultants; directly to employers, unions and other groups, or individuals; and private and public exchanges. The company was formerly known as Cigna Corporation and changed its name to The Cigna Group in February 2023. The company was founded in 1792 and is headquartered in Bloomfield, Connecticut.

Opportunity Summary
Trading at $287 against a fair value of $403, a 29% discount. Passes all ethical screens. Ranks better than 93% of screened stocks.

Ethical Screen
Business Activity PASS
Debt Ratio (0.20%) PASS
Cash Ratio (0.02%) PASS
Receivables Ratio (0.23%) PASS
Revenue Ratio (0.00%) PASS
Overall PASS
Score Ethical: 85.8
Score Valuation: 90.5
Score Quality: 54.2
Score Combined: 63.9
Fair Value Est: $402.56 · Margin of Safety: +28.6% · Tier: OPPORTUNITY

Full Analysis

Opportunity scores, earnings history, insider transactions, institutional holders, analyst consensus, and more.

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Opportunity Scores
Valuation100.0
Quality47.3
Cash Flow100.0
Moat25.0
Balance Sheet77.0
Debt Purity39.6
Liquid Purity93.2
Rev Purity100.0
Compliance73.2
Tier: GOLD · Score: 77.1 · Rank: #117

Earnings History (Last 8 Quarters)
Date EPS Est. Reported EPS Surprise %
2026-07-30 7.56 Pending
2026-04-30 7.61 7.79 +2.4%
2026-02-05 7.88 8.08 +2.5%
2025-10-30 7.64 7.83 +2.5%
2025-07-31 7.15 7.20 +0.7%
2025-05-02 6.35 6.74 +6.2%
2025-01-30 7.82 6.64 -15.1%
2024-10-31 7.25 7.51 +3.5%

Quarterly Financials
Period Revenue Net Income EBITDA Gross Profit Op. Income EPS
2026-03-31 $273.2B $3.3B $7.6B $25.1B $7.1B 12.60
2025-12-31 $72.4B $1.2B 4.64
2025-09-30 $69.5B $1.9B $3.3B $6.1B $2.3B 7.02
2025-06-30 $66.9B $1.5B $3.0B $5.9B $2.1B 5.76
2025-03-31 $65.5B $1.3B $4.7B $6.4B $1.7B 9.76
2024-12-31 $3.0B $6.2B $1.9B

Insider Transactions
Date Name Role Shares Value
2026-05-13 CORDANI DAVID M Chief Executive Officer 212,543 $36.2M
2026-05-12 CORDANI DAVID M Chief Executive Officer 201,878 $59.1M
2026-04-22 MAZZARELLA KATHLEEN M. Director 782
2026-04-22 FOSS ERIC J. Director 782
2026-04-22 ZARCONE DONNA F Director 782
2026-04-22 HENNIGAN MICHAEL J Director 782
2026-04-22 WISEMAN ERIC C Director 782
2026-04-22 KURIAN GEORGE Director 782
2026-04-22 MCCLELLAN MARK B Director 782
2026-04-22 ROSS KIMBERLY A Director 782
Top Institutional Holders
Holder Shares Value % Held
Blackrock Inc. 22.6M $6.5B 0.1%
Vanguard Capital Management LLC 17.1M $4.9B 0.1%
State Street Corporation 12.3M $3.5B 0.0%
Massachusetts Financial Services Co. 11.6M $3.3B 0.0%
Dodge & Cox Inc. 11.6M $3.3B 0.0%
FMR, LLC 11.0M $3.1B 0.0%
Sanders Capital, LLC 10.3M $2.9B 0.0%
Geode Capital Management, LLC 6.2M $1.8B 0.0%
Vanguard Portfolio Management LLC 6.2M $1.8B 0.0%
GQG Partners LLC 6.0M $1.7B 0.0%

Analyst Recommendations
3 Months Ago
6
16
2
24 analysts

2 Months Ago
6
16
3
25 analysts

Last Month
6
15
4
25 analysts

Current
6
15
3
24 analysts

Strong Buy
Buy
Hold
Sell
Strong Sell

Additional Fundamentals
Enterprise Value
$99.0B
Price/Book
1.79
Beta
0.313
Analysts
24
Total Revenue (TTM)
$277.9B
Total Debt
$30.9B
Earnings Growth
+29.1%
Dividend Yield
2.1%
Rec. Mean
1.50
Short Ratio
4.26
Short % Float
0.0%
Employees
65,669

Elite Intelligence

Trade Consideration with position sizing, convergence signals, and risk analysis. Available to Elite members.

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Trade Consideration

The Opportunity
Score 63.9 (P98 — top 1.7% of scored tickers). Weak Moat. Ethical PASS. 24 analysts at Strong Buy.
Price: $287.37 | Target: $341.75 (+19%) | Fair Value: $402.56 (+40%)

Score
64

Moat
WEAK

Conviction
Standard

Upside
+19%

The Fundamentals
Revenue Growth+4.6%
Profit Margin2.3%
ROE16.3%
Forward P/E8.6
Market Cap$76.0B

Earnings Track Record
Date Estimate Reported Surprise
2026-07-30 $7.56 Pending
2026-04-30 $7.61 $7.79 +2.4%
2026-02-05 $7.88 $8.08 +2.5%
2025-10-30 $7.64 $7.83 +2.5%
2025-07-31 $7.15 $7.20 +0.7%
2025-05-02 $6.35 $6.74 +6.2%
Position Sizing Scenarios
Stop: $244.26 (-15%) | Entry: $287.37
Shares Cost Profit to Target R:R
To Consensus ($341.75, 24 analysts)
10 $2,873.65 +$543.80 (19%) 1.3R
50 $14,368.25 +$2,719.00 (19%) 1.3R
100 $28,736.50 +$5,438.00 (19%) 1.3R
To Fair Value ($402.56)
10 $2,873.65 +$1,151.90 (40%) 2.7R
50 $14,368.25 +$5,759.50 (40%) 2.7R
100 $28,736.50 +$11,519.00 (40%) 2.7R
Risk Factors
  • Elevated short interest (4.26 days to cover)

The Verdict
Cigna passes all ethical screens and holds a weak competitive moat.

Quantitative Grade

A single score combining all analytical layers below. A is strongest, D is weakest.

C
Quant Score
50.7
Risk Grade
LOW_RISK
Layers
8
Quality: CONSISTENT_BEATER

Risk Profile

How much could this ticker lose on a bad day? These metrics measure worst-case scenarios from historical data.

VaR 95%
-2.8%
worst expected daily loss, 19 in 20 days
CVaR 95%
-4.9%
avg loss on the worst 5% of days
Annual Volatility
Sortino Ratio
-0.24
above 1.0 is good
Max Drawdown
-32.1%
Worst Day

Forward Outlook

Based on 10,000 simulated price paths, here is the probability of where this ticker could be in 30, 60, and 90 days.

30d Prob Up
90d Prob Up
Median Return 30d
Liquidity Score
95
Liquidity Grade
HIGHLY LIQUID

Trend & Momentum

What direction is this ticker actually moving, filtered through noise? Is it speeding up or slowing down?

Kalman Trend
Trend Strength
Momentum Signal
HMM Regime
RSI Signal

Technical Signals

Classic chart signals that institutional traders monitor. Golden Cross is bullish, Death Cross is bearish.

MA Crossover
DEATH_CROSS
Bollinger Position
LOWER_HALF
Beta
Relative Volume
1.5x
Short Interest

Financial Health

Is this company financially sound? The Z-Score measures bankruptcy risk. The F-Score measures fundamental strength.

Altman Z-Score
below 1.81 = distress zone

Piotroski F-Score

Earnings Beat Rate
87.5%
Earnings Consistency

Correlations

These tickers tend to move together (positive) or in opposite directions (negative). Useful for portfolio diversification.

Most Correlated
Ticker Correlation
ELV 0.463
CVS 0.447
BAX 0.442
XLV 0.381
UNH 0.360
Inverse Correlated
Ticker Correlation
QIC.KW -0.272
PAPER.KW -0.212
LPTVQ -0.193
CLEANING.KW -0.177
VIA -0.160

Seasonality

Does this ticker have consistent patterns on certain days or months? Historical tendencies, not guarantees.

Best Day
Tuesday
Worst Day
Thursday
Best Month
Nov
Worst Month
Oct
Fri-Mon Effect
0.03750846709259918

Earnings Drift

After this company beats earnings, does the price keep going up? Drift tracks post-earnings momentum.

Avg Drift After Beat
+5.0%
Beat Drift Positive %
66.7%
Consistency

Momentum Rankings

How does this ticker’s recent performance compare to the entire universe? Ranked across 1, 3, 6, and 12-month returns.

1M Return
+1.9%
3M Return
+0.5%
6M Return
+5.3%
12M Return
-8.3%
Momentum Rank
#2556
Momentum Signal
FLAT

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