How this company measures up on the fundamentals that matter
Aflac Incorporated, through its subsidiaries, provides supplemental health and life insurance products. It operates in two segments, Aflac Japan and Aflac U.S. The Aflac Japan segment offers cancer, medical, nursing care, whole life, and GIFT insurance products, as well as WAYS and child endowment, and Tsumitasu insurance products in Japan. Its Aflac U.S. segment provides accident, disability, cancer, critical illness, hospital indemnity, dental, vision, and life insurance products in the United States. The company also provides hearing, final expense, pet, Medicare supplement, supplemental dental and vision, short-term disability, and absence management insurance products, as well as cafeteria plans. It sells its products to individuals, families, and business owners through individual, independent corporate, and affiliated corporate agencies; banks; independent associates/career agents; and brokers. Aflac Incorporated was founded in 1955 and is headquartered in Columbus, Georgia.
Five compliance checks based on AAOIFI standards — all must pass for ethical clearance
Trading at $113 against a fair value of $191, a 41% discount. Moderate competitive position. Fails ethical screen (Business activity screen). Ranks better than 75% of screened stocks.
Statistical analysis of price behaviour, risk, and market regime — independent of fundamental data
Trading characteristics and market positioning
Balance sheet strength and cash generation — the foundation of long-term value
SEC Form 4 filings — what company insiders are buying and selling
| Date | Insider | Title | Type | Shares | Value |
|---|---|---|---|---|---|
| 2026-05-19 | JAPAN POST HOLDINGS CO., LTD. | Beneficial Owner of more than 10% of a Class of Security | 50,000 | $5,939,992 | |
| 2026-05-18 | JAPAN POST HOLDINGS CO., LTD. | Beneficial Owner of more than 10% of a Class of Security | 41,700 | $4,939,291 | |
| 2026-05-15 | KENNY THOMAS J | Director | 1,740 | $202,832 | |
| 2026-05-15 | JAPAN POST HOLDINGS CO., LTD. | Beneficial Owner of more than 10% of a Class of Security | 23,500 | $2,745,886 | |
| 2026-05-14 | JAPAN POST HOLDINGS CO., LTD. | Beneficial Owner of more than 10% of a Class of Security | 24,500 | $2,852,290 | |
| 2026-05-14 | COLLINS ARTHUR REGINALD | Director | 2,300 | $268,065 | |
| 2026-05-13 | JAPAN POST HOLDINGS CO., LTD. | Beneficial Owner of more than 10% of a Class of Security | 24,200 | $2,791,597 | |
| 2026-05-12 | JAPAN POST HOLDINGS CO., LTD. | Beneficial Owner of more than 10% of a Class of Security | 24,300 | $2,818,084 | |
| 2026-05-11 | JAPAN POST HOLDINGS CO., LTD. | Beneficial Owner of more than 10% of a Class of Security | 24,100 | $2,767,870 | |
| 2026-05-08 | MOSKOWITZ JOSEPH L | Director | 600 | $68,238 |
Data sourced from public filings and market feeds. Not financial advice. Updated: