SBSI
Southside Bancshares, Inc.
Financial Services · Banks - Regional · NYQ
$33.15
Data: 2026-05-28
✗ ETHICAL FAIL

Unknown MOAT
HIGH
Data Confidence: 100.0%
Key Metrics

How this company measures up on the fundamentals that matter

Market Cap
$978M
Total market value of the company
13.93
Reasonably valued
9.46
Based on estimated future earnings — lower means cheaper
Rev Growth
+8.8%
Year-over-year revenue change
Profit Margin
29.6%
How much profit the company keeps from each dollar of revenue
8.5%
Return on equity — how efficiently it uses shareholder money
Analyst Target
$37.00
+12% from current price — median analyst estimate
Recommendation
NONE
Consensus view from 3 analysts covering this stock
About Southside Bancshares, Inc.

Southside Bancshares, Inc. operates as the bank holding company for Southside Bank that provides various financial services to individuals, businesses, municipal entities, and nonprofit organizations. Its deposit products include savings, money market, and interest and noninterest bearing checking accounts, as well as certificates of deposit. The company offers consumer loan services, including 1-4 family residential, home equity, home improvement, automobile, and other consumer related loans; commercial loans, such as short-term working capital loans for inventory and accounts receivable, short and medium-term loans for equipment or other business capital expansion, commercial real estate loans, and municipal loans; and construction loans for 1-4 family residential and commercial real estate. It also provides trust and wealth management services comprising investment management, administration of irrevocable, revocable, and testamentary trusts, estate administration, and custodian services for individuals, partnerships, and corporations; brokerage services; and safe deposit services. In addition, the company offers retirement and employee benefit accounts consisting of plans and profit sharing plans; and telephone, internet, and mobile banking products. The company offers various banking services through branches, drive-thru facilities, loan production offices, automated teller machines, and interactive teller machines. Southside Bancshares, Inc. was founded in 1960 and is headquartered in Tyler, Texas.

https://www.southside.com

Country: United States Employees: 781 Industry: Banks - Regional
Ethical Screening

Five compliance checks based on AAOIFI standards — all must pass for ethical clearance

Business Activity
FAIL
Core business does not involve prohibited activities
Debt Ratio
0.0% N/A
Debt must be below 33% of total assets
Cash Ratio
0.0% N/A
Interest-bearing cash below 33% of assets
Receivables
0.0% N/A
Receivables below 49% of assets
Revenue Purity
0.0% N/A
Non-compliant revenue below 5% — any excess requires purification
Quantitative Intelligence

Statistical analysis of price behaviour, risk, and market regime — independent of fundamental data

MARKUP
Price trending up with increasing momentum
0.745
Good returns relative to risk taken
0.0497
Modest edge detected — smaller position warranted
0.671
Acceptable balance between returns and drawdown risk
Annual Return
18.3%
Historical annualised return based on price data
-27.3%
Largest peak-to-trough decline — the worst it has been
SIDEWAYS
Price consolidating — no clear directional bias
Days in State
368
How long the current regime has persisted — longer means more stable
Market Data

Trading characteristics and market positioning

0.58
Less volatile than the market — more defensive
52W High
$34.53
4% below the year high
52W Low
$26.32
26% above the year low
Avg Volume
99,875
Average daily shares traded — higher means easier to buy and sell
8.0
Days it would take all short sellers to cover — higher means more crowded
Short % Float
3.0%
Low short interest — limited bearish positioning
438.0%
Annual dividend as a percentage of the share price
$2.36
Earnings per share over the last 12 months
Financial Health

Balance sheet strength and cash generation — the foundation of long-term value

Quick Ratio
N/A
Like current ratio but excludes inventory — stricter test
Gross Margin
0.0%
Revenue left after cost of goods — higher means pricing power
Operating Margin
42.6%
Profit from core operations before interest and tax
N/A
Negative — the business is spending more than it generates
Revenue (TTM)
$240M
Total revenue over the last 12 months
Net Income
$71M
Profitable — the bottom line is positive
Analyst Coverage
Analysts
3
Target High
$38.00
Target Median
$37.00
Target Low
$36.00
Explore the Ethical Screener View Track Record

Data sourced from public filings and market feeds. Not financial advice. Updated: 2026-05-28

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