MFA | Ticker Profile - Titan Protect

MFA

MFA Financial, Inc.

Real Estate · REIT - Mortgage · NYQ

$9.28

Data: 2026-05-28

✗ ETHICAL FAIL

Unknown MOAT

HIGH

Data Confidence: 100.0%

Key Metrics

How this company measures up on the fundamentals that matter

Market Cap

$980M

Total market value of the company

Trailing P/E

10.91

Reasonably valued

Forward P/E

6.43

Based on estimated future earnings — lower means cheaper

Rev Growth

-46.5%

Year-over-year revenue change

Profit Margin

46.7%

How much profit the company keeps from each dollar of revenue

ROE

7.4%

Return on equity — how efficiently it uses shareholder money

Analyst Target

$11.50

+24% from current price — median analyst estimate

Recommendation

NONE

Consensus view from 5 analysts covering this stock

About MFA Financial, Inc.

MFA Financial, Inc., together with its subsidiaries, operates as a real estate investment trust in the United States. It operates through two segments: Mortgage-Related Assets and Lima One. The Mortgage-Related Assets segment primarily invests in and manages a diversified portfolio of residential whole loans, including nonqualified mortgage loans, business purpose loans such as single-family rental loans, single-family and multifamily transitional loans, legacy re-performing and non-performing loans, and agency-eligible investor loans. This segment also invests in residential mortgage-backed securities, including agency MBS, non-agency MBS, and credit risk transfer securities. The Lima One segment includes a stand-alone mortgage origination and servicing business; and originates and services business purpose loans for real estate investors, and related mortgage banking activities. The company offers residential whole loans, including purchased credit deteriorated and non-performing loans; and mortgage servicing rights-related assets. The company's investment activities through a combination of securitization transactions, term loan warehouse financing and repurchase agreement financing. The company qualifies as a real estate investment trust for federal income tax purposes. It generally would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. MFA Financial, Inc. was incorporated in 1997 and is based in New York, New York.

https://www.mfafinancial.com

Country: United States Employees: 307 Industry: REIT - Mortgage

Ethical Screening

Five compliance checks based on AAOIFI standards — all must pass for ethical clearance

Business Activity

FAIL

Core business does not involve prohibited activities

Debt Ratio

0.0% N/A

Debt must be below 33% of total assets

Cash Ratio

0.0% N/A

Interest-bearing cash below 33% of assets

Receivables

0.0% N/A

Receivables below 49% of assets

Revenue Purity

0.0% N/A

Non-compliant revenue below 5% — any excess requires purification

Quantitative Intelligence

Statistical analysis of price behaviour, risk, and market regime — independent of fundamental data

Regime

DISTRIBUTION

Smart money appears to be selling into strength — caution

Sharpe Ratio

0.520

Good returns relative to risk taken

Kelly Fraction

0.0152

Marginal edge — very small allocation suggested

Calmar Ratio

0.341

Drawdown risk outweighs the returns — higher risk profile

Annual Return

10.8%

Historical annualised return based on price data

Max Drawdown

-31.6%

Largest peak-to-trough decline — the worst it has been

HMM State

CRISIS

Elevated risk detected — extreme caution warranted

Days in State

How long the current regime has persisted — longer means more stable

Market Data

Trading characteristics and market positioning

Beta

1.55

Significantly more volatile than the market

52W High

$10.57

12% below the year high

52W Low

$8.78

6% above the year low

Avg Volume

1,403,919

Average daily shares traded — higher means easier to buy and sell

Short Ratio

2.2

Days it would take all short sellers to cover — higher means more crowded

Short % Float

3.3%

Low short interest — limited bearish positioning

Div Yield

1,500.0%

Annual dividend as a percentage of the share price

EPS (TTM)

$0.88

Earnings per share over the last 12 months

Financial Health

Balance sheet strength and cash generation — the foundation of long-term value

Debt/Equity

625.72

Heavy leverage — higher financial risk if revenues decline

Current Ratio

33.51

Strong balance sheet — comfortably covers short-term obligations

Quick Ratio

32.83

Like current ratio but excludes inventory — stricter test

Gross Margin

87.5%

Revenue left after cost of goods — higher means pricing power

Operating Margin

-2.3%

Profit from core operations before interest and tax

Free Cash Flow

N/A

Negative — the business is spending more than it generates

Revenue (TTM)

$288M

Total revenue over the last 12 months

Net Income

$91M

Profitable — the bottom line is positive

Analyst Coverage

Analysts

Target High

$31.00

Target Median

$11.50

Target Low

$10.00

Explore the Ethical Screener View Track Record

Data sourced from public filings and market feeds. Not financial advice. Updated: 2026-05-28

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