MFA
MFA Financial, Inc.
Real Estate · REIT - Mortgage · NYQ
$9.60
Close 2026-05-28
✗ ETHICAL FAIL

UNKNOWN MOAT
HIGH
Data Confidence: 100%
Full financial profile available
Market Cap
$980.1M
Trailing P/E
10.91
Forward P/E
6.43
Rev Growth
-46.5%
Profit Margin
46.7%
ROE
7.4%
Analyst Target
$11.50
Recommendation
NONE
About MFA Financial, Inc.

MFA Financial, Inc., together with its subsidiaries, operates as a real estate investment trust in the United States. It operates through two segments: Mortgage-Related Assets and Lima One. The Mortgage-Related Assets segment primarily invests in and manages a diversified portfolio of residential whole loans, including nonqualified mortgage loans, business purpose loans such as single-family rental loans, single-family and multifamily transitional loans, legacy re-performing and non-performing loans, and agency-eligible investor loans. This segment also invests in residential mortgage-backed securities, including agency MBS, non-agency MBS, and credit risk transfer securities. The Lima One segment includes a stand-alone mortgage origination and servicing business; and originates and services business purpose loans for real estate investors, and related mortgage banking activities. The company offers residential whole loans, including purchased credit deteriorated and non-performing loans; and mortgage servicing rights-related assets. The company's investment activities through a combination of securitization transactions, term loan warehouse financing and repurchase agreement financing. The company qualifies as a real estate investment trust for federal income tax purposes. It generally would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. MFA Financial, Inc. was incorporated in 1997 and is based in New York, New York.

Ethical Screen
Business ActivityFAIL
Debt RatioN/A
Cash RatioN/A
Receivables RatioN/A
Revenue RatioN/A
OverallFAIL
Score Ethical: 50.0
Score Valuation: 78.5
Score Quality: 49.2
Score Combined: 52.4

Full Analysis

Opportunity scores, earnings history, insider transactions, institutional holders, analyst consensus, and more.

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Opportunity Scores
Valuation100.0
Quality45.5
Cash Flow50.0
Moat40.0
Balance Sheet0.0
Debt Purity50.0
Liquid Purity50.0
Rev Purity50.0
Compliance100.0
Tier: BRONZE · Score: 47.3 · Rank: #2545
Insider Transactions
No insider transaction data.
Top Institutional Holders
No institutional holder data.
Additional Fundamentals
Enterprise Value
$11.9B
Price/Book
0.55
Beta
1.549
Analysts
5
Total Revenue (TTM)
$288.1M
Total Debt
$11.1B
Dividend Yield
1500.0%
Short Ratio
2.20
Short % Float
0.0%
Employees
307

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Trade Consideration
The Opportunity
Score 52.4 (P78 — top 21.6% of scored tickers). Unknown Moat. Ethical FAIL. 5 analysts at None.
Price: $9.60 | Target: $15.00 (+56%)
Score
52
Moat
Unknown
Conviction
Standard
Upside
+56%
The Fundamentals
Revenue Growth-46.5%
Profit Margin46.7%
ROE7.4%
Forward P/E6.4
Market Cap$980.1M
Position Sizing Scenarios
Stop: $8.16 (-15%) | Entry: $9.60
SharesCostProfit to TargetR:R
To Consensus ($15.00, 5 analysts)
10$96.00+$54.00 (56%)3.8R
50$480.00+$270.00 (56%)3.8R
100$960.00+$540.00 (56%)3.8R
Risk Factors
  • High beta (1.55) — amplifies market moves by 1.55x
The Verdict
MFA Financial, Inc. holds a unknown competitive moat.
Quantitative Grade

A single score combining all analytical layers below. A is strongest, D is weakest.

D
Quant Score
39.1
Risk Grade
LOW_RISK
Layers
7
Quality: HMM_CRISIS
Risk Profile

How much could this ticker lose on a bad day? These metrics measure worst-case scenarios from historical data.

VaR 95%
-2.3%
worst expected daily loss, 19 in 20 days
CVaR 95%
-4.3%
avg loss on the worst 5% of days
Annual Volatility
Sortino Ratio
0.46
above 1.0 is good
Max Drawdown
-31.6%
Worst Day
Forward Outlook

Based on 10,000 simulated price paths, here is the probability of where this ticker could be in 30, 60, and 90 days.

30d Prob Up
90d Prob Up
Median Return 30d
Liquidity Score
70
Liquidity Grade
LIQUID
Trend & Momentum

What direction is this ticker actually moving, filtered through noise? Is it speeding up or slowing down?

Kalman Trend
Trend Strength
Momentum Signal
HMM Regime
RSI Signal
Technical Signals

Classic chart signals that institutional traders monitor. Golden Cross is bullish, Death Cross is bearish.

MA Crossover
ABOVE_200
Bollinger Position
LOWER_HALF
Beta
Relative Volume
Short Interest
Financial Health

Is this company financially sound? The Z-Score measures bankruptcy risk. The F-Score measures fundamental strength.

Altman Z-Score
below 1.81 = distress zone
Piotroski F-Score
Earnings Beat Rate
Earnings Consistency
Correlations

These tickers tend to move together (positive) or in opposite directions (negative). Useful for portfolio diversification.

Most Correlated
TickerCorrelation
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STWD0.725
RITM0.718
DX0.709
ADAM0.678
Inverse Correlated
TickerCorrelation
SUKOON.AE-0.160
SUNC-0.150
4083.SR-0.143
GBK.KW-0.136
DFDV-0.136
Seasonality

Does this ticker have consistent patterns on certain days or months? Historical tendencies, not guarantees.

Best Day
Wednesday
Worst Day
Monday
Best Month
Aug
Worst Month
May
Fri-Mon Effect
0.2891590888234897
Momentum Rankings

How does this ticker's recent performance compare to the entire universe? Ranked across 1, 3, 6, and 12-month returns.

1M Return
-6.7%
3M Return
-2.5%
6M Return
+13.8%
12M Return
+18.3%
Momentum Rank
#2550
Momentum Signal
FLAT

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