IFS
Intercorp Financial Services Inc.
Financial Services · Banks - Regional · NYQ
$49.97
Close 2026-05-28
✗ ETHICAL FAIL

UNKNOWN MOAT
HIGH
Data Confidence: 100%
Full financial profile available
Market Cap
$5.6B
Trailing P/E
9.29
Forward P/E
7.54
Rev Growth
+27.6%
Profit Margin
35.9%
ROE
18.0%
Analyst Target
$56.24
Recommendation
STRONG BUY
About Intercorp Financial Services Inc.

Intercorp Financial Services Inc., together with its subsidiaries, provides banking, insurance, wealth management, and payment services for retail and commercial clients in Peru. The company offers loans, credit facilities, deposits, and current accounts; life annuity products with single payment and life insurance products, as well as other retail insurance products; and brokerage and investment management services. It also engages in the development, management, operation, and processing of credit and debit cards; facilitation of payments and services through commercial stores; and installation and maintenance of infrastructure for transactions through electronic commerce modality and networks of payment methods processors. In addition, the company manages mutual funds and investment funds; and provides investment consultancy and related services. The company was incorporated in 1897 and is headquartered in Lima, Peru. Intercorp Financial Services Inc. operates as a subsidiary of Intercorp Perú Ltd.

Ethical Screen
Business ActivityFAIL
Debt RatioN/A
Cash RatioN/A
Receivables RatioN/A
Revenue RatioN/A
OverallFAIL
Score Ethical: 50.0
Score Valuation: 78.5
Score Quality: 84.0
Score Combined: 61.1

Full Analysis

Opportunity scores, earnings history, insider transactions, institutional holders, analyst consensus, and more.

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Opportunity Scores
Valuation100.0
Quality95.2
Cash Flow50.0
Moat40.0
Balance Sheet50.0
Debt Purity50.0
Liquid Purity50.0
Rev Purity50.0
Compliance100.0
Tier: SILVER · Score: 56.3 · Rank: #712
Insider Transactions
No insider transaction data.
Top Institutional Holders
No institutional holder data.
Additional Fundamentals
Enterprise Value
$6.1B
Price/Book
1.57
Analysts
3
Total Revenue (TTM)
$5.8B
Total Debt
$13.9B
Earnings Growth
+37.3%
Dividend Yield
360.0%
Rec. Mean
1.33
Short Ratio
1.36
Short % Float
0.0%
Employees
9,229

Elite Intelligence

Trade Consideration with position sizing, convergence signals, and risk analysis. Available to Elite members.

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Trade Consideration
The Opportunity
Score 61.1 (P96 — top 3.6% of scored tickers). Unknown Moat. Ethical FAIL. 3 analysts at Strong Buy.
Price: $49.97 | Target: $58.59 (+17%)
Score
61
Moat
Unknown
Conviction
Standard
Upside
+17%
The Fundamentals
Revenue Growth+27.6%
Profit Margin35.9%
ROE18.0%
Forward P/E7.5
Market Cap$5.6B
Position Sizing Scenarios
Stop: $42.47 (-15%) | Entry: $49.97
SharesCostProfit to TargetR:R
To Consensus ($58.59, 3 analysts)
10$499.70+$86.20 (17%)1.1R
50$2,498.50+$431.00 (17%)1.1R
100$4,997.00+$862.00 (17%)1.1R
Risk Factors
  • No elevated risk flags in current data
The Verdict
Intercorp Financial Services Inc. holds a unknown competitive moat and is growing revenue at +27.6%.
Quantitative Grade

A single score combining all analytical layers below. A is strongest, D is weakest.

B
Quant Score
66.1
Risk Grade
LOW_RISK
Layers
7
Quality: HIGH_SORTINO
Risk Profile

How much could this ticker lose on a bad day? These metrics measure worst-case scenarios from historical data.

VaR 95%
-2.6%
worst expected daily loss, 19 in 20 days
CVaR 95%
-3.9%
avg loss on the worst 5% of days
Annual Volatility
Sortino Ratio
2.06
above 1.0 is good
Max Drawdown
-13.6%
Worst Day
Forward Outlook

Based on 10,000 simulated price paths, here is the probability of where this ticker could be in 30, 60, and 90 days.

30d Prob Up
90d Prob Up
Median Return 30d
Liquidity Score
55
Liquidity Grade
MODERATE
Trend & Momentum

What direction is this ticker actually moving, filtered through noise? Is it speeding up or slowing down?

Kalman Trend
Trend Strength
Momentum Signal
HMM Regime
RSI Signal
Technical Signals

Classic chart signals that institutional traders monitor. Golden Cross is bullish, Death Cross is bearish.

MA Crossover
ABOVE_200
Bollinger Position
UPPER_HALF
Beta
Relative Volume
1.1x
Short Interest
Financial Health

Is this company financially sound? The Z-Score measures bankruptcy risk. The F-Score measures fundamental strength.

Altman Z-Score
below 1.81 = distress zone
Piotroski F-Score
Earnings Beat Rate
Earnings Consistency
Correlations

These tickers tend to move together (positive) or in opposite directions (negative). Useful for portfolio diversification.

Most Correlated
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Inverse Correlated
TickerCorrelation
010950.KS-0.152
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017670.KS-0.130
NISUY-0.124
096770.KS-0.115
Seasonality

Does this ticker have consistent patterns on certain days or months? Historical tendencies, not guarantees.

Best Day
Wednesday
Worst Day
Friday
Best Month
Aug
Worst Month
Nov
Fri-Mon Effect
-0.008115149002826644
Momentum Rankings

How does this ticker's recent performance compare to the entire universe? Ranked across 1, 3, 6, and 12-month returns.

1M Return
+9.0%
3M Return
+2.9%
6M Return
+27.2%
12M Return
+40.5%
Momentum Rank
#1201
Momentum Signal
UP

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