FLG
Flagstar Bank, National Association
Financial Services · Banks - Regional · NYQ
$14.00
Close 2026-05-28
✗ ETHICAL FAIL

UNKNOWN MOAT
HIGH
Data Confidence: 86%
Full financial profile available
Market Cap
$5.8B
Trailing P/E
Forward P/E
9.00
Rev Growth
+21.2%
Profit Margin
-2.8%
ROE
-0.7%
Analyst Target
$16.00
Recommendation
BUY
About Flagstar Bank, National Association

Flagstar Bank, National Association provides banking products and services in the United States. The company's deposit products include interest-bearing checking and money market, savings, and non-interest-bearing accounts, as well as certificates of deposit. It offers loan products comprising multi-family loans; commercial real estate loans; acquisition, development, and construction loans; commercial and industrial loans; one-to-four family loans; specialty finance loans and leases; warehouse loans; and home equity lines of credit, as well as other consumer loans, including overdraft loans. The company offers non-deposit investment and insurance products; and online and mobile banking services. It primarily serves individuals, small and mid-size businesses, and professional associations. The company was formerly known as Flagstar Financial, Inc. Flagstar Bank, National Association was founded in 1859 and is headquartered in Hicksville, New York.

Ethical Screen
Business ActivityFAIL
Debt RatioN/A
Cash RatioN/A
Receivables RatioN/A
Revenue RatioN/A
OverallFAIL
Score Ethical: 50.0
Score Valuation: 78.5
Score Quality: 33.8
Score Combined: 45.8

Full Analysis

Opportunity scores, earnings history, insider transactions, institutional holders, analyst consensus, and more.

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Opportunity Scores
Valuation85.0
Quality25.0
Cash Flow50.0
Moat40.0
Balance Sheet50.0
Debt Purity50.0
Liquid Purity50.0
Rev Purity50.0
Compliance100.0
Tier: BRONZE · Score: 46.7 · Rank: #2734
Insider Transactions
No insider transaction data.
Top Institutional Holders
No institutional holder data.
Additional Fundamentals
Enterprise Value
$11.0B
Price/Book
0.78
Beta
1.031
Analysts
16
Total Revenue (TTM)
$2.0B
Total Debt
$11.6B
Dividend Yield
29.0%
Rec. Mean
2.12
Short Ratio
0.01
Short % Float
0.0%
Employees
5,631

Elite Intelligence

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Trade Consideration
The Opportunity
Score 45.8 (P64 — top 36.2% of scored tickers). Unknown Moat. Ethical FAIL. 16 analysts at Buy.
Price: $14.00 | Target: $15.69 (+12%)
Score
46
Moat
Unknown
Conviction
Standard
Upside
+12%
The Fundamentals
Revenue Growth+21.2%
Profit Margin-2.8%
ROE-0.7%
Forward P/E9.0
Market Cap$5.8B
Position Sizing Scenarios
Stop: $11.90 (-15%) | Entry: $14.00
SharesCostProfit to TargetR:R
To Consensus ($15.69, 16 analysts)
10$140.00+$16.90 (12%)0.8R
50$700.00+$84.50 (12%)0.8R
100$1,400.00+$169.00 (12%)0.8R
Risk Factors
  • No elevated risk flags in current data
The Verdict
Flagstar Bank, National Association holds a unknown competitive moat and is growing revenue at +21.2%.
Quantitative Grade

A single score combining all analytical layers below. A is strongest, D is weakest.

B
Quant Score
61.4
Risk Grade
LOW_RISK
Layers
7
Risk Profile

How much could this ticker lose on a bad day? These metrics measure worst-case scenarios from historical data.

VaR 95%
-4.1%
worst expected daily loss, 19 in 20 days
CVaR 95%
-5.9%
avg loss on the worst 5% of days
Annual Volatility
Sortino Ratio
0.71
above 1.0 is good
Max Drawdown
-28.3%
Worst Day
Forward Outlook

Based on 10,000 simulated price paths, here is the probability of where this ticker could be in 30, 60, and 90 days.

30d Prob Up
90d Prob Up
Median Return 30d
Liquidity Score
75
Liquidity Grade
LIQUID
Trend & Momentum

What direction is this ticker actually moving, filtered through noise? Is it speeding up or slowing down?

Kalman Trend
Trend Strength
Momentum Signal
HMM Regime
RSI Signal
Technical Signals

Classic chart signals that institutional traders monitor. Golden Cross is bullish, Death Cross is bearish.

MA Crossover
ABOVE_200
Bollinger Position
UPPER_HALF
Beta
Relative Volume
0.8x
Short Interest
Financial Health

Is this company financially sound? The Z-Score measures bankruptcy risk. The F-Score measures fundamental strength.

Altman Z-Score
below 1.81 = distress zone
Piotroski F-Score
Earnings Beat Rate
Earnings Consistency
Correlations

These tickers tend to move together (positive) or in opposite directions (negative). Useful for portfolio diversification.

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Inverse Correlated
TickerCorrelation
QIIK.QA-0.148
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KFH.KW-0.144
4150.SR-0.140
Seasonality

Does this ticker have consistent patterns on certain days or months? Historical tendencies, not guarantees.

Best Day
Friday
Worst Day
Thursday
Best Month
Jan
Worst Month
Dec
Fri-Mon Effect
0.4804763917962895
Momentum Rankings

How does this ticker's recent performance compare to the entire universe? Ranked across 1, 3, 6, and 12-month returns.

1M Return
+1.1%
3M Return
+4.7%
6M Return
+24.8%
12M Return
+20.2%
Momentum Rank
#1574
Momentum Signal
UP

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