ABCB | Ticker Profile - Titan Protect

ABCB

Ameris Bancorp

Financial Services · Banks - Regional · NYQ

$85.47

Data: 2026-05-28

✗ ETHICAL FAIL

Unknown MOAT

HIGH

Data Confidence: 100.0%

Key Metrics

How this company measures up on the fundamentals that matter

Market Cap

$5.7B

Total market value of the company

Trailing P/E

13.36

Reasonably valued

Forward P/E

11.86

Based on estimated future earnings — lower means cheaper

Rev Growth

+12.8%

Year-over-year revenue change

Profit Margin

37.1%

How much profit the company keeps from each dollar of revenue

ROE

11.0%

Return on equity — how efficiently it uses shareholder money

Analyst Target

$92.00

+8% from current price — median analyst estimate

Recommendation

NONE

Consensus view from 7 analysts covering this stock

About Ameris Bancorp

Ameris Bancorp operates as the bank holding company for Ameris Bank that provides various banking services to retail and commercial customers. It operates through four segments: Banking Division, Retail Mortgage Division, Warehouse Lending Division, and Premium Finance Division. The company offers commercial and retail checking, interest-bearing savings, money market, individual retirement, and certificates of deposit accounts. It also provides commercial real estate, residential real estate mortgage, agricultural, and commercial and industrial loans; consumer loans, including home improvement and home equity loans, as well as loans secured by savings accounts and personal credit lines. In addition, the company originates, administers, and services commercial insurance premium loans; equipment finance loans; and small business administration loans. Further, it operates full-service domestic banking offices, and mortgage and loan production offices. Ameris Bancorp was founded in 1971 and is headquartered in Atlanta, Georgia.

https://www.amerisbank.com

Country: United States Employees: 2,642 Industry: Banks - Regional

Ethical Screening

Five compliance checks based on AAOIFI standards — all must pass for ethical clearance

Business Activity

FAIL

Core business does not involve prohibited activities

Debt Ratio

0.0% N/A

Debt must be below 33% of total assets

Cash Ratio

0.0% N/A

Interest-bearing cash below 33% of assets

Receivables

0.0% N/A

Receivables below 49% of assets

Revenue Purity

0.0% N/A

Non-compliant revenue below 5% — any excess requires purification

Quantitative Intelligence

Statistical analysis of price behaviour, risk, and market regime — independent of fundamental data

Regime

MARKDOWN

Price trending down — defensive positioning

Sharpe Ratio

1.177

Excellent risk-adjusted returns

Kelly Fraction

0.0921

Suggested allocation is meaningful — the edge justifies a position

Calmar Ratio

1.223

Returns exceed worst-case losses — strong risk profile

Annual Return

36.1%

Historical annualised return based on price data

Max Drawdown

-29.5%

Largest peak-to-trough decline — the worst it has been

HMM State

BEAR

Statistical model detects bearish conditions

Days in State

265

How long the current regime has persisted — longer means more stable

Market Data

Trading characteristics and market positioning

Beta

0.94

Less volatile than the market — more defensive

52W High

$87.99

3% below the year high

52W Low

$59.54

44% above the year low

Avg Volume

525,193

Average daily shares traded — higher means easier to buy and sell

Short Ratio

4.6

Days it would take all short sellers to cover — higher means more crowded

Short % Float

5.0%

Moderate short interest

Div Yield

94.0%

Annual dividend as a percentage of the share price

EPS (TTM)

$6.36

Earnings per share over the last 12 months

Financial Health

Balance sheet strength and cash generation — the foundation of long-term value

Debt/Equity

N/A

Current Ratio

N/A

Quick Ratio

N/A

Like current ratio but excludes inventory — stricter test

Gross Margin

0.0%

Revenue left after cost of goods — higher means pricing power

Operating Margin

49.4%

Profit from core operations before interest and tax

Free Cash Flow

N/A

Negative — the business is spending more than it generates

Revenue (TTM)

$1.2B

Total revenue over the last 12 months

Net Income

$435M

Profitable — the bottom line is positive

Analyst Coverage

Analysts

Target High

$100.00

Target Median

$92.00

Target Low

$89.00

Explore the Ethical Screener View Track Record

Data sourced from public filings and market feeds. Not financial advice. Updated: 2026-05-28

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