AX
Axos Financial, Inc.
Financial Services · Banks - Regional · NYQ
$87.10
Close 2026-05-28
✗ ETHICAL FAIL

UNKNOWN MOAT
HIGH
Data Confidence: 100%
Full financial profile available
Market Cap
$5.0B
Trailing P/E
10.61
Forward P/E
9.01
Rev Growth
+19.3%
Profit Margin
36.0%
ROE
16.8%
Analyst Target
$110.00
Recommendation
STRONG BUY
About Axos Financial, Inc.

Axos Financial, Inc., together with its subsidiaries, operates as a consumer and business banking provider in the United States. The company operates through two segments, Banking Business and Securities Business. It offers deposits products, including consumer and business checking, savings, time deposit, and commercial and deposits. The company also provides residential single family, multifamily, and commercial mortgage loans; commercial real estate secured, commercial and industrial non-real estate, and auto and consumer loans. In addition, it offers a range of investment and wealth management services, such as disclosed clearing, recordkeeping, trade reporting, and reorganization assistance services, as well as margin loans and securities lending services. The company was formerly known as BofI Holding, Inc. and changed its name to Axos Financial, Inc. in September 2018. Axos Financial, Inc. was incorporated in 1999 and is based in Las Vegas, Nevada.

Ethical Screen
Business ActivityFAIL
Debt RatioN/A
Cash RatioN/A
Receivables RatioN/A
Revenue RatioN/A
OverallFAIL
Score Ethical: 50.0
Score Valuation: 78.5
Score Quality: 80.2
Score Combined: 60.2

Full Analysis

Opportunity scores, earnings history, insider transactions, institutional holders, analyst consensus, and more.

Unlock with Membership
Opportunity Scores
Valuation100.0
Quality92.5
Cash Flow50.0
Moat40.0
Balance Sheet50.0
Debt Purity50.0
Liquid Purity50.0
Rev Purity50.0
Compliance100.0
Tier: SILVER · Score: 56.0 · Rank: #747
Insider Transactions
No insider transaction data.
Top Institutional Holders
No institutional holder data.
Additional Fundamentals
Enterprise Value
$6.8B
Price/Book
1.62
Beta
1.303
Analysts
6
Total Revenue (TTM)
$1.3B
Total Debt
$3.0B
Earnings Growth
+18.8%
Rec. Mean
1.50
Short Ratio
7.24
Short % Float
0.1%
Employees
1,989

Elite Intelligence

Trade Consideration with position sizing, convergence signals, and risk analysis. Available to Elite members.

Upgrade to Elite
Trade Consideration
The Opportunity
Score 60.2 (P95 — top 4.6% of scored tickers). Unknown Moat. Ethical FAIL. 6 analysts at Strong Buy.
Price: $87.10 | Target: $110.17 (+26%)
Score
60
Moat
Unknown
Conviction
Standard
Upside
+26%
The Fundamentals
Revenue Growth+19.3%
Profit Margin36.0%
ROE16.8%
Forward P/E9.0
Market Cap$5.0B
Position Sizing Scenarios
Stop: $74.03 (-15%) | Entry: $87.10
SharesCostProfit to TargetR:R
To Consensus ($110.17, 6 analysts)
10$871.00+$230.70 (26%)1.8R
50$4,355.00+$1,153.50 (26%)1.8R
100$8,710.00+$2,307.00 (26%)1.8R
Risk Factors
  • Elevated short interest (7.24 days to cover)
The Verdict
Axos Financial, Inc. holds a unknown competitive moat.
Quantitative Grade

A single score combining all analytical layers below. A is strongest, D is weakest.

C
Quant Score
42.7
Risk Grade
LOW_RISK
Layers
7
Risk Profile

How much could this ticker lose on a bad day? These metrics measure worst-case scenarios from historical data.

VaR 95%
-3.0%
worst expected daily loss, 19 in 20 days
CVaR 95%
-5.1%
avg loss on the worst 5% of days
Annual Volatility
Sortino Ratio
0.98
above 1.0 is good
Max Drawdown
-34.9%
Worst Day
Forward Outlook

Based on 10,000 simulated price paths, here is the probability of where this ticker could be in 30, 60, and 90 days.

30d Prob Up
90d Prob Up
Median Return 30d
Liquidity Score
75
Liquidity Grade
LIQUID
Trend & Momentum

What direction is this ticker actually moving, filtered through noise? Is it speeding up or slowing down?

Kalman Trend
Trend Strength
Momentum Signal
HMM Regime
RSI Signal
Technical Signals

Classic chart signals that institutional traders monitor. Golden Cross is bullish, Death Cross is bearish.

MA Crossover
GOLDEN_CROSS
Bollinger Position
UPPER_HALF
Beta
Relative Volume
1.3x
Short Interest
Financial Health

Is this company financially sound? The Z-Score measures bankruptcy risk. The F-Score measures fundamental strength.

Altman Z-Score
below 1.81 = distress zone
Piotroski F-Score
Earnings Beat Rate
Earnings Consistency
Correlations

These tickers tend to move together (positive) or in opposite directions (negative). Useful for portfolio diversification.

Most Correlated
TickerCorrelation
FNB0.845
UBSI0.844
HWC0.841
FULT0.839
HOMB0.839
Inverse Correlated
TickerCorrelation
CINECO.BH-0.203
CBOE-0.196
0002.HK-0.147
4325.SR-0.144
4385.T-0.141
Seasonality

Does this ticker have consistent patterns on certain days or months? Historical tendencies, not guarantees.

Best Day
Wednesday
Worst Day
Friday
Best Month
Jul
Worst Month
Feb
Fri-Mon Effect
-0.3318504290798452
Momentum Rankings

How does this ticker's recent performance compare to the entire universe? Ranked across 1, 3, 6, and 12-month returns.

1M Return
-11.8%
3M Return
-8.4%
6M Return
+9.0%
12M Return
+21.9%
Momentum Rank
#3172
Momentum Signal
FLAT

Get our daily market read free. Join thousands of traders.

Free Explorer Access