XYZ
Block, Inc.
Financials · Transaction & Payment Processing Services · US
$68.15
Data:
✗ ETHICAL FAIL

WEAK MOAT
HIGH
Data Confidence: 100.0%
Key Metrics

How this company measures up on the fundamentals that matter

Market Cap
$44.5B
Total market value of the company
58.50
Expensive — high growth expected
15.30
Based on estimated future earnings — lower means cheaper
Rev Growth
+4.9%
Year-over-year revenue change
Profit Margin
0.0%
How much profit the company keeps from each dollar of revenue
3.7%
Return on equity — how efficiently it uses shareholder money
Analyst Target
$90.08
+32% from current price — median analyst estimate
Recommendation
BUY
Consensus view from 41 analysts covering this stock
About Block, Inc.

Block, Inc., together with its subsidiaries, builds ecosystems focused on commerce and financial products and services in the United States and internationally. It operates through two segments: Square and Cash App. The Square segment offers managed payment services; software solutions; hardware products, such as registers, terminals, stands, and readers for contactless and chips; banking services consisting of lending, instant transfer, and checking and savings accounts; and full-service setup and support services. This segment also provides loyalty, marketing, team management, and payroll services; and gift cards. It also offers Square Handheld, a portable point-of sale device for transaction purposes. The Cash App segment offers financial tools, including peer-to-peer payments, bitcoin, and stock investment brokerage; Cash App Card, a debit card; Cash App Pay, mobile-friendly way for cash app customers to pay at merchants across online and in-person channels; direct deposit, stock brokerage, and tax preparation services; and Afterpay, a buy now, pay later platform. In addition, the company operates TIDAL, a platform for musicians and fans; TBD, an open developer platform focused on making the decentralized financial world accessible; Bitkey, a self-custody bitcoin wallet; and proto. The company was formerly known as Square, Inc. and changed its name to Block, Inc. in December 2021. Block, Inc. was incorporated in 2009 and is based in Oakland, California.

https://www.block.xyz

Country: United States Employees: 10,205 Industry: Software - Infrastructure
Ethical Screening

Five compliance checks based on AAOIFI standards — all must pass for ethical clearance

Business Activity
FAIL
Core business does not involve prohibited activities
Debt Ratio
0.0%
Debt must be below 33% of total assets
Cash Ratio
0.0%
Interest-bearing cash below 33% of assets
Receivables
0.0%
Receivables below 49% of assets
Revenue Purity
0.0%
Non-compliant revenue below 5% — any excess requires purification
Valuation
$98.00
What our model estimates this business is worth per share
30.5%
Trading below fair value — margin of safety exists
Rating
AVOID
Overall assessment combining ethics, valuation, and quality
45.7th
Ranks in the top 54% of our 13,571 screened universe
Ethical Score
10.0
Valuation Score
73.0
Quality Score
33.0
Combined
38.4

Trading at $75 against a fair value of $98, a 24% discount. Fails ethical screen (Business activity screen). Ranks better than 11% of screened stocks.

Quantitative Intelligence

Statistical analysis of price behaviour, risk, and market regime — independent of fundamental data

MARKDOWN
Price trending down — defensive positioning
0.301
Positive but modest risk-adjusted returns
0.0262
Modest edge detected — smaller position warranted
0.044
Drawdown risk outweighs the returns — higher risk profile
Annual Return
2.3%
Historical annualised return based on price data
-53.0%
Largest peak-to-trough decline — the worst it has been
SIDEWAYS
Price consolidating — no clear directional bias
Days in State
40
How long the current regime has persisted — longer means more stable
Market Data

Trading characteristics and market positioning

2.57
Significantly more volatile than the market
52W High
$82.50
17% below the year high
52W Low
$48.21
41% above the year low
Avg Volume
7,607,040
Average daily shares traded — higher means easier to buy and sell
3.9
Days it would take all short sellers to cover — higher means more crowded
Short % Float
4.3%
Low short interest — limited bearish positioning
N/A
Annual dividend as a percentage of the share price
$1.28
Earnings per share over the last 12 months
Financial Health

Balance sheet strength and cash generation — the foundation of long-term value

0.38
Conservative use of debt — low financial risk
1.99
Healthy liquidity position
Quick Ratio
0.97
Like current ratio but excludes inventory — stricter test
Gross Margin
45.1%
Revenue left after cost of goods — higher means pricing power
Operating Margin
-2.6%
Profit from core operations before interest and tax
$-794,561,728
Negative — the business is spending more than it generates
Revenue (TTM)
$24.5B
Total revenue over the last 12 months
Net Income
$807M
Profitable — the bottom line is positive
Analyst Coverage
Analysts
41
Target High
$119.16
Target Median
$90.08
Target Low
$58.00
Recent Insider Activity

SEC Form 4 filings — what company insiders are buying and selling

Date Insider Title Type Shares Value
2026-05-21 JENNINGS OWEN BRITTON Officer 627 $43,835
2026-05-15 JENNINGS OWEN BRITTON Officer 438 $30,818
2026-04-21 ESPERANZA CHRISTINEGRACE GANAL Officer 3,000 $225,000
2026-04-21 AHUJA AMRITA Chief Operating Officer 30,919 $2,318,925
2026-04-07 AHUJA AMRITA Chief Operating Officer 268,727
2026-04-07 GRASSADONIA BRIAN Officer 117,569
2026-04-07 ESPERANZA CHRISTINEGRACE GANAL Officer 151,159
2026-04-07 JENNINGS OWEN BRITTON Officer 268,727
2026-04-07 WEBER ARNAUD Officer 285,523
2026-04-06 JENNINGS OWEN BRITTON Officer 133 $8,013
Source: SEC Form 4 filings via public data. View all insider activity at
Insider Intelligence
Explore the Ethical Screener View Track Record

Data sourced from public filings and market feeds. Not financial advice. Updated:

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