Zhibao Technology Inc ZBAO

An entry written while the outcome is still unknown. It will be scored by what the market does next, and it will never be edited to look cleverer than it was.

In plain words · Zhibao Technology Inc., through its subsidiaries, provides digital insurance brokerage services in the People's Republic of China.

The label

Markup

read at $0.63

Zhibao Technology Inc holds its Markup at $0.63.

PHPhase · the trend structure carries the Markup label
INInsiders · no filings inside 60 days, left as found
POPositioning · no disclosures inside 60 days, left as found
OPOptions · no verdict drawn today, left as found
SCScreen · does not pass the values gate

edge confirmed
edge broken
edge forming

Each arm is one independent read. Conviction is not a single call, it is how many edges converge.

The investor read · the season, not the day

As held on the ledger · 2026-06-14
Phase	Markup
Quantitative state	The statistical read favours the sellers, held for 8 days
Price	$0.63
Valuation	N/A trailing · N/A forward price to earnings
Values screen	FAIL · score 30.0
Beta	1.14

The values screen, explained · five checks, plain English

Does not pass. Excluded industry: Insurance Brokers

Business activity Excluded industry: Insurance Brokers Fail
Debt load Interest-bearing debt is of its assets, above the one-third ceiling the screen allows. Fail
Interest-bearing cash Interest-bearing cash and securities are of assets, above the one-third limit. Fail
Receivables Money owed to the company is of assets, above the 49% limit. Fail
Revenue purity of revenue comes from non-compliant sources, over the 5% line. Fail

Five checks adapted from AAOIFI screening standards — business activity plus four balance-sheet ratios. All five must pass for ethical clearance.

The business, in plain words · what the numbers mean

The fundamentals · plain-English read
Revenue growth	40.7% growing very fast
Profit margin	-19.5% currently unprofitable
Return on equity	-99.7% not currently earning a positive return on equity
Debt to equity	1.12 a meaningful debt load worth watching
Beta	1.14 moves a little more than the market
Market cap	$21M
Employees	137

The risks · The things to watch: it's a small-cap, so the share price can swing harder than the market; its business and earnings are exposed to China and to currency swings.

Plain-English interpretation of our own screen data. Analysis, not advice.

The trader read · the latest dated commentary

The framework reads markup. Price is trending higher with momentum. The crowd has caught on and buyers are in control. Price has moved down 0.0% since our last review. Ethical screening: FAIL. This security does not pass our values-based screening criteria. The risk-adjusted return profile shows negative risk-adjusted returns. Our composite framework grades it D. Technically it is sitting below its long-term trend line with momentum reading neutral. Over the past year the shares are down 40%. Our forward projection puts the odds of a 10% gain over the next month near 22%. Entered 2026-07-18 · Markup

The dated journal · newest first, never edited

2026-07-18 Markup $0.63 +0.0% Entry 3

The framework reads markup. Price is trending higher with momentum. The crowd has caught on and buyers are in control. Price has moved down 0.0% since our last review. Ethical screening: FAIL. This security does not pass our values-based screening criteria. The risk-adjusted return profile shows negative risk-adjusted returns. Our composite framework grades it D. Technically it is sitting below its long-term trend line with momentum reading neutral. Over the past year the shares are down 40%. Our forward projection puts the odds of a 10% gain over the next month near 22%.

2026-07-03 Markup $0.63 +0.0% Entry 2

The framework reads markup. Price is trending higher with momentum. The crowd has caught on and buyers are in control. Price has moved down 0.0% since our last review. Ethical screening: FAIL. This security does not pass our values-based screening criteria. The risk-adjusted return profile shows negative risk-adjusted returns.

2026-07-02 Markup $0.63 Entry 1

The framework reads markup. Price is trending higher with momentum. The crowd has caught on and buyers are in control. Ethical screening: FAIL. This security does not pass our values-based screening criteria. The risk-adjusted return profile shows negative risk-adjusted returns.

Each entry above was written on its date, before the outcome. A journal you can prune is not a journal.

What holding actually paid · price plus dividends

If $1,000 had been placed · historical, not a promise
Period	Price then	Price return	Divs per share	$1,000 became	Total return
1 month	$0.77	-15.7%	·	$843	-15.7%
2 months	$0.76	-14.5%	·	$855	-14.5%
3 months	$1.00	-34.9%	·	$651	-34.9%
6 months	$0.92	-29.4%	·	$707	-29.4%
1 year	$1.08	-39.8%	·	$602	-39.8%
2 years	$3.90	-83.4%	·	$167	-83.4%

Historical returns from market close data. Past performance does not guarantee future results.

This entry now belongs to the ledger. Whatever ZBAO does next, these words stay.

Zhibao Technology Inc · ZBAO · Markup · $0.63
Recorded 2026-06-14 · before the outcome · scored mechanically

All of today's entries See the running score

Zhibao Technology Inc ZBAO

This entry now belongs to the ledger. Whatever ZBAO does next, these words stay.

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