PRI | Ticker Profile - Titan Protect

PRI

Primerica, Inc.

Financial Services · Insurance - Life · NYQ

$265.84

Data: 2026-05-28

✗ ETHICAL FAIL

Unknown MOAT

HIGH

Data Confidence: 100.0%

Key Metrics

How this company measures up on the fundamentals that matter

Market Cap

$8.5B

Total market value of the company

Trailing P/E

11.39

Reasonably valued

Forward P/E

10.25

Based on estimated future earnings — lower means cheaper

Rev Growth

+8.1%

Year-over-year revenue change

Profit Margin

22.6%

How much profit the company keeps from each dollar of revenue

ROE

32.3%

Return on equity — how efficiently it uses shareholder money

Analyst Target

$300.00

+13% from current price — median analyst estimate

Recommendation

BUY

Consensus view from 6 analysts covering this stock

About Primerica, Inc.

Primerica, Inc., together with its subsidiaries, provides financial products and services to middle-income households in the United States and Canada. It operates in three segments: Term Life Insurance; Investment and Savings Products; and Corporate and Other Distributed Products. The Term Life Insurance segment underwrites individual term life insurance products. The Investment and Savings Products segment provides mutual funds and various retirement plans, managed investments, variable and fixed annuities, and fixed indexed annuities; and offers segregated funds. The Corporate and Other Distributed Products segment provides mortgage loans; prepaid legal services that assist subscribers with legal matters, such as drafting wills, living wills and powers of attorney, trial defense, and motor vehicle-related matters; ID theft defense services; auto and homeowners' insurance; home automation solutions; and insurance products, including supplemental and accidental death, and disability insurance. It distributes and sells its products through licensed sales representatives to middle-income households. Primerica, Inc. was founded in 1927 and is headquartered in Duluth, Georgia.

https://www.primerica.com

Country: United States Employees: 2,301 Industry: Insurance - Life

Ethical Screening

Five compliance checks based on AAOIFI standards — all must pass for ethical clearance

Business Activity

FAIL

Core business does not involve prohibited activities

Debt Ratio

0.0% N/A

Debt must be below 33% of total assets

Cash Ratio

0.0% N/A

Interest-bearing cash below 33% of assets

Receivables

0.0% N/A

Receivables below 49% of assets

Revenue Purity

0.0% N/A

Non-compliant revenue below 5% — any excess requires purification

Quantitative Intelligence

Statistical analysis of price behaviour, risk, and market regime — independent of fundamental data

Regime

DISTRIBUTION

Smart money appears to be selling into strength — caution

Sharpe Ratio

0.590

Good returns relative to risk taken

Kelly Fraction

0.0497

Modest edge detected — smaller position warranted

Calmar Ratio

0.594

Acceptable balance between returns and drawdown risk

Annual Return

11.6%

Historical annualised return based on price data

Max Drawdown

-19.6%

Largest peak-to-trough decline — the worst it has been

HMM State

CRISIS

Elevated risk detected — extreme caution warranted

Days in State

How long the current regime has persisted — longer means more stable

Market Data

Trading characteristics and market positioning

Beta

0.91

Less volatile than the market — more defensive

52W High

$288.03

8% below the year high

52W Low

$230.09

16% above the year low

Avg Volume

192,393

Average daily shares traded — higher means easier to buy and sell

Short Ratio

5.3

Days it would take all short sellers to cover — higher means more crowded

Short % Float

4.4%

Low short interest — limited bearish positioning

Div Yield

165.0%

Annual dividend as a percentage of the share price

EPS (TTM)

$23.83

Earnings per share over the last 12 months

Financial Health

Balance sheet strength and cash generation — the foundation of long-term value

Debt/Equity

73.79

Heavy leverage — higher financial risk if revenues decline

Current Ratio

3.60

Strong balance sheet — comfortably covers short-term obligations

Quick Ratio

1.09

Like current ratio but excludes inventory — stricter test

Gross Margin

71.5%

Revenue left after cost of goods — higher means pricing power

Operating Margin

30.3%

Profit from core operations before interest and tax

Free Cash Flow

$1.1B

Positive — the business generates more cash than it spends

Revenue (TTM)

$3.4B

Total revenue over the last 12 months

Net Income

$770M

Profitable — the bottom line is positive

Analyst Coverage

Analysts

Target High

$322.00

Target Median

$300.00

Target Low

$263.00

Political Trading Activity

Congressional trading disclosures involving this instrument

Date	Politician	Party	Type	Amount
30 Apr2026	Dave McCormick	Republican	sell	15K–50K
2026-04-13	Ro Khanna	Democrat	Sale	15K–50K

Source: Congressional disclosure filings. View all political trades at

Insider Intelligence

Explore the Ethical Screener View Track Record

Data sourced from public filings and market feeds. Not financial advice. Updated: 2026-05-28

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