OMF | Ticker Profile - Titan Protect

OMF

OneMain Holdings, Inc.

Financial Services · Credit Services · NYQ

$55.36

Data: 2026-05-28

✗ ETHICAL FAIL

Unknown MOAT

HIGH

Data Confidence: 100.0%

Key Metrics

How this company measures up on the fundamentals that matter

Market Cap

$6.3B

Total market value of the company

Trailing P/E

8.09

Very cheap relative to earnings

Forward P/E

6.24

Based on estimated future earnings — lower means cheaper

Rev Growth

+9.1%

Year-over-year revenue change

Profit Margin

26.2%

How much profit the company keeps from each dollar of revenue

ROE

23.9%

Return on equity — how efficiently it uses shareholder money

Analyst Target

$67.50

+22% from current price — median analyst estimate

Recommendation

BUY

Consensus view from 14 analysts covering this stock

About OneMain Holdings, Inc.

OneMain Holdings, Inc., a financial service holding company, engages in the consumer finance and insurance businesses in the United States. The company provides origination, underwriting, and servicing of consumer loans, consisting of personal loans and auto finance. It also offers secured auto financing; credit cards; optional credit insurance products, including life, disability, and involuntary unemployment insurance; optional non-credit insurance; guaranteed asset protection coverage as a waiver product or insurance; and membership plans. The company provides personal loans through its branch network, central operations, digital affiliates, and its website. The company was formerly known as Springleaf Holdings, Inc. and changed its name to OneMain Holdings, Inc. in November 2015. OneMain Holdings, Inc. was incorporated in 2013 and is based in Evansville, Indiana. OneMain Holdings, Inc. operates as a subsidiary of Omh (Ml), L.P.

https://www.onemainfinancial.com

Country: United States Employees: 9,300 Industry: Credit Services

Ethical Screening

Five compliance checks based on AAOIFI standards — all must pass for ethical clearance

Business Activity

FAIL

Core business does not involve prohibited activities

Debt Ratio

0.0% N/A

Debt must be below 33% of total assets

Cash Ratio

0.0% N/A

Interest-bearing cash below 33% of assets

Receivables

0.0% N/A

Receivables below 49% of assets

Revenue Purity

0.0% N/A

Non-compliant revenue below 5% — any excess requires purification

Quantitative Intelligence

Statistical analysis of price behaviour, risk, and market regime — independent of fundamental data

Regime

MARKDOWN

Price trending down — defensive positioning

Sharpe Ratio

0.582

Good returns relative to risk taken

Kelly Fraction

0.0474

Modest edge detected — smaller position warranted

Calmar Ratio

0.508

Acceptable balance between returns and drawdown risk

Annual Return

15.2%

Historical annualised return based on price data

Max Drawdown

-29.9%

Largest peak-to-trough decline — the worst it has been

HMM State

SIDEWAYS

Price consolidating — no clear directional bias

Days in State

How long the current regime has persisted — longer means more stable

Market Data

Trading characteristics and market positioning

Beta

1.25

Moves slightly more than the broader market

52W High

$71.93

23% below the year high

52W Low

$45.78

21% above the year low

Avg Volume

1,384,411

Average daily shares traded — higher means easier to buy and sell

Short Ratio

3.8

Days it would take all short sellers to cover — higher means more crowded

Short % Float

3.7%

Low short interest — limited bearish positioning

Div Yield

774.0%

Annual dividend as a percentage of the share price

EPS (TTM)

$6.71

Earnings per share over the last 12 months

Financial Health

Balance sheet strength and cash generation — the foundation of long-term value

Debt/Equity

663.19

Heavy leverage — higher financial risk if revenues decline

Current Ratio

N/A

Quick Ratio

N/A

Like current ratio but excludes inventory — stricter test

Gross Margin

93.4%

Revenue left after cost of goods — higher means pricing power

Operating Margin

37.4%

Profit from core operations before interest and tax

Free Cash Flow

N/A

Negative — the business is spending more than it generates

Revenue (TTM)

$3.0B

Total revenue over the last 12 months

Net Income

$796M

Profitable — the bottom line is positive

Analyst Coverage

Analysts

Target High

$85.00

Target Median

$67.50

Target Low

$55.00

Explore the Ethical Screener View Track Record

Data sourced from public filings and market feeds. Not financial advice. Updated: 2026-05-28

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