GPN
Global Payments
Financials · Transaction & Payment Processing Services · US
$66.32
Data:
✗ ETHICAL FAIL

WEAK MOAT
HIGH
Data Confidence: 100.0%
Key Metrics

How this company measures up on the fundamentals that matter

Market Cap
$18.9B
Total market value of the company
Trailing P/E
28.70
Premium valuation
Forward P/E
4.30
Based on estimated future earnings — lower means cheaper
Rev Growth
+64.2%
Year-over-year revenue change
Profit Margin
0.0%
How much profit the company keeps from each dollar of revenue
ROE
2.9%
Return on equity — how efficiently it uses shareholder money
Analyst Target
$94.30
+42% from current price — median analyst estimate
Recommendation
BUY
Consensus view from 27 analysts covering this stock
About Global Payments

Global Payments Inc. provides payment technology and software solutions for card, check, and digital-based payments in the Americas, Europe, and the Asia-Pacific. It offers authorization, settlement and funding, customer support, chargeback resolution, reconciliation and dispute management, terminal rental, sales and deployment, payment security, and consolidated billing and reporting services. The company also provides an array of enterprise software solutions that streamline business operations of its customers in various vertical markets; and value-added solutions and services, such as point-of-sale software, analytics and customer engagement, payroll and reporting, and human capital management. It markets its products and services through direct sales force, trade associations, agent and enterprise software providers, referral arrangements with value-added resellers, independent sales organizations, payment facilitators, and financial institutions. The company was founded in 1967 and is headquartered in Atlanta, Georgia.

https://www.globalpayments.com/en-ap

Country: United States Employees: 26,000 Industry: Specialty Business Services
Ethical Screening

Five compliance checks based on AAOIFI standards — all must pass for ethical clearance

Business Activity
FAIL
Core business does not involve prohibited activities
Debt Ratio
0.0%
Debt must be below 33% of total assets
Cash Ratio
0.0%
Interest-bearing cash below 33% of assets
Receivables
0.0%
Receivables below 49% of assets
Revenue Purity
0.0%
Non-compliant revenue below 5% — any excess requires purification
Valuation
Fair Value Est.
$403.00
What our model estimates this business is worth per share
Margin of Safety
83.5%
Deep discount to fair value — significant undervaluation
Rating
AVOID
Overall assessment combining ethics, valuation, and quality
Percentile
76.2th
Ranks in the top 24% of our 13,571 screened universe
Ethical Score
10.0
Valuation Score
95.0
Quality Score
41.8
Combined
46.3

Trading at $69 against a fair value of $403, a 83% discount. Fails ethical screen (Business activity screen). Ranks better than 76% of screened stocks.

Quantitative Intelligence

Statistical analysis of price behaviour, risk, and market regime — independent of fundamental data

Regime
ACCUMULATION
Smart money appears to be building positions quietly
Sharpe Ratio
-0.201
Returns do not compensate for the risk — negative edge
Kelly Fraction
-0.0227
No positive edge detected — the data suggests staying out
Calmar Ratio
-0.304
Drawdown risk outweighs the returns — higher risk profile
Annual Return
-14.2%
Historical annualised return based on price data
Max Drawdown
-46.6%
Largest peak-to-trough decline — the worst it has been
HMM State
BULL
Statistical model sees bullish momentum
Days in State
2
How long the current regime has persisted — longer means more stable
Market Data

Trading characteristics and market positioning

Beta
0.76
Less volatile than the market — more defensive
52W High
$90.64
27% below the year high
52W Low
$62.45
6% above the year low
Avg Volume
3,637,448
Average daily shares traded — higher means easier to buy and sell
Short Ratio
4.4
Days it would take all short sellers to cover — higher means more crowded
Short % Float
5.5%
Moderate short interest
Div Yield
145.0%
Annual dividend as a percentage of the share price
EPS (TTM)
$2.41
Earnings per share over the last 12 months
Financial Health

Balance sheet strength and cash generation — the foundation of long-term value

Debt/Equity
0.96
Moderate leverage — manageable
Current Ratio
0.79
Below 1 means short-term obligations exceed liquid assets — risk flag
Quick Ratio
0.49
Like current ratio but excludes inventory — stricter test
Gross Margin
67.4%
Revenue left after cost of goods — higher means pricing power
Operating Margin
12.5%
Profit from core operations before interest and tax
Free Cash Flow
$7.1B
Positive — the business generates more cash than it spends
Revenue (TTM)
$8.9B
Total revenue over the last 12 months
Net Income
$630M
Profitable — the bottom line is positive
Analyst Coverage
Analysts
27
Target High
$194.00
Target Median
$94.30
Target Low
$60.00
Recent Insider Activity

SEC Form 4 filings — what company insiders are buying and selling

Date Insider Title Type Shares Value
2026-05-01 PLUMMER WILLIAM B Director 3,179 —
2026-05-01 WOODS MARION TROY Director 3,939 —
2026-05-01 OSNOSS JOSEPH Director 3,179 —
2026-05-01 SANKARAN VIVEKANAN Director 3,179 —
2026-05-01 ARROYO F. THADDEUS Director 3,179 —
2026-05-01 DESKUS ARCHANA Director 3,179 —
2026-05-01 WATSON PATRICIA A Director 3,179 —
2026-05-01 KLIPHOUSE KIRSTEN MARIE Director 3,179 —
2026-05-01 MCDANIEL CONNIE D Director 3,179 —
2026-05-01 JOHNSON JOIA M Director 3,179 —
Source: SEC Form 4 filings via public data. View all insider activity at
Insider Intelligence
Explore the Ethical Screener View Track Record

Data sourced from public filings and market feeds. Not financial advice. Updated:

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