Finance of America Companies Inc (FOA) — Titan Protect Analysis

FOA

Finance of America Companies Inc

Financial · ·

$19.70

Data: 2026-06-03

✗ ETHICAL FAIL

NONE MOAT

LIMITED

Data Confidence: 0.0%

Key Metrics

How this company measures up on the fundamentals that matter

Market Cap

$169M

Total market value of the company

Trailing P/E

8.41

Very cheap relative to earnings

Forward P/E

3.55

Based on estimated future earnings — lower means cheaper

Rev Growth

-27.5%

Year-over-year revenue change

Profit Margin

7.2%

How much profit the company keeps from each dollar of revenue

ROE

15.6%

Return on equity — how efficiently it uses shareholder money

Analyst Target

$25.00

+27% from current price — median analyst estimate

Recommendation

NONE

Consensus view from 1 analysts covering this stock

About Finance of America Companies Inc

Finance of America Companies Inc. a financial service holding company, through its subsidiaries, provides home equity-based financing solutions for a modern retirement in the United States. The company operates through two segments: Retirement Solutions and Portfolio Management. It offers home equity conversion and non-agency reverse mortgage loans; and product development, loan securitization, loan sales, risk management, servicing oversight, and asset management services. The company was found

https://www.financeofamerica.com

Country: United States Employees: 782 Industry: Credit Services

Ethical Screening

Five compliance checks based on AAOIFI standards — all must pass for ethical clearance

Business Activity

FAIL

Core business does not involve prohibited activities

Debt Ratio

0.0% PENDING

Debt must be below 33% of total assets

Cash Ratio

0.0% PENDING

Interest-bearing cash below 33% of assets

Receivables

0.0% PENDING

Receivables below 49% of assets

Revenue Purity

0.0% PENDING

Non-compliant revenue below 5% — any excess requires purification

Quantitative Intelligence

Statistical analysis of price behaviour, risk, and market regime — independent of fundamental data

Regime

MARKDOWN

Price trending down — defensive positioning

Sharpe Ratio

1.186

Excellent risk-adjusted returns

Kelly Fraction

0.0951

Suggested allocation is meaningful — the edge justifies a position

Calmar Ratio

1.734

Returns exceed worst-case losses — strong risk profile

Annual Return

85.2%

Historical annualised return based on price data

Max Drawdown

-49.1%

Largest peak-to-trough decline — the worst it has been

HMM State

BEAR

Statistical model detects bearish conditions

Days in State

204

How long the current regime has persisted — longer means more stable

Market Data

Trading characteristics and market positioning

Beta

1.70

Significantly more volatile than the market

52W High

$29.58

33% below the year high

52W Low

$15.77

25% above the year low

Avg Volume

84,349

Average daily shares traded — higher means easier to buy and sell

Short Ratio

9.5

Days it would take all short sellers to cover — higher means more crowded

Short % Float

N/A

Div Yield

N/A

Annual dividend as a percentage of the share price

EPS (TTM)

$2.26

Earnings per share over the last 12 months

Financial Health

Balance sheet strength and cash generation — the foundation of long-term value

Debt/Equity

2,670.33

Heavy leverage — higher financial risk if revenues decline

Current Ratio

N/A

Quick Ratio

N/A

Like current ratio but excludes inventory — stricter test

Gross Margin

79.8%

Revenue left after cost of goods — higher means pricing power

Operating Margin

13.1%

Profit from core operations before interest and tax

Free Cash Flow

N/A

Negative — the business is spending more than it generates

Revenue (TTM)

$452M

Total revenue over the last 12 months

Net Income

$32M

Profitable — the bottom line is positive

Analyst Coverage

Analysts

Target High

$25.00

Target Median

$25.00

Target Low

$25.00

Explore the Ethical Screener View Track Record

Data sourced from public filings and market feeds. Not financial advice. Updated: 2026-06-03

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