CVBF | Ticker Profile - Titan Protect

CVBF

CVB Financial Corp.

Financial Services · Banks - Regional · NMS

$20.50

Data: 2026-05-28

✗ ETHICAL FAIL

Unknown MOAT

HIGH

Data Confidence: 100.0%

Key Metrics

How this company measures up on the fundamentals that matter

Market Cap

$3.6B

Total market value of the company

Trailing P/E

13.39

Reasonably valued

Forward P/E

10.88

Based on estimated future earnings — lower means cheaper

Rev Growth

+0.3%

Year-over-year revenue change

Profit Margin

40.3%

How much profit the company keeps from each dollar of revenue

ROE

9.2%

Return on equity — how efficiently it uses shareholder money

Analyst Target

$23.00

+12% from current price — median analyst estimate

Recommendation

NONE

Consensus view from 5 analysts covering this stock

About CVB Financial Corp.

CVB Financial Corp. operates as bank holding company for Citizens Business Bank, National Association, a state-chartered bank that provides banking and financial services to small to mid-sized businesses and individuals. The company offers checking, savings, money market, and certificates of time deposit products for business and personal accounts, municipalities and districts, and specialized deposit products for title and escrow; and serves as a federal tax depository for business customers. It also provides commercial lending products comprising lines of credit and other working capital financing, accounts receivable lending, and letters of credit; agriculture loans to finance the operating needs of wholesale dairy farm operations, cattle feeders, livestock raisers, and farmers; lease financing services for municipal governments; commercial real estate and construction loans; consumer financing products, including automobile leasing and financing, lines of credit, credit cards, home mortgages, and home equity loans; and equipment and vehicle leasing services. In addition, the company offers various specialized services, such as treasury management systems for monitoring and managing cash flow, a merchant card processing program, armored pick-up and delivery, payroll services, remote deposit capture, electronic funds transfers, wires and automated clearinghouse, and online account access; and foreign exchange and letters of credit services. Further, it provides financial and trust services, such as fiduciary services, mutual funds, annuities, 401(k) plans, and individual investment accounts. CVB Financial Corp. was founded in 1974 and is headquartered in Ontario, California.

https://www.cbbank.com

Country: United States Employees: 1,079 Industry: Banks - Regional

Ethical Screening

Five compliance checks based on AAOIFI standards — all must pass for ethical clearance

Business Activity

FAIL

Core business does not involve prohibited activities

Debt Ratio

0.0% N/A

Debt must be below 33% of total assets

Cash Ratio

0.0% N/A

Interest-bearing cash below 33% of assets

Receivables

0.0% N/A

Receivables below 49% of assets

Revenue Purity

0.0% N/A

Non-compliant revenue below 5% — any excess requires purification

Quantitative Intelligence

Statistical analysis of price behaviour, risk, and market regime — independent of fundamental data

Regime

ACCUMULATION

Smart money appears to be building positions quietly

Sharpe Ratio

0.697

Good returns relative to risk taken

Kelly Fraction

0.0394

Modest edge detected — smaller position warranted

Calmar Ratio

0.601

Acceptable balance between returns and drawdown risk

Annual Return

18.2%

Historical annualised return based on price data

Max Drawdown

-30.2%

Largest peak-to-trough decline — the worst it has been

HMM State

CRISIS

Elevated risk detected — extreme caution warranted

Days in State

368

How long the current regime has persisted — longer means more stable

Market Data

Trading characteristics and market positioning

Beta

0.67

Less volatile than the market — more defensive

52W High

$21.48

5% below the year high

52W Low

$17.95

14% above the year low

Avg Volume

1,786,806

Average daily shares traded — higher means easier to buy and sell

Short Ratio

3.0

Days it would take all short sellers to cover — higher means more crowded

Short % Float

5.4%

Moderate short interest

Div Yield

390.0%

Annual dividend as a percentage of the share price

EPS (TTM)

$1.53

Earnings per share over the last 12 months

Financial Health

Balance sheet strength and cash generation — the foundation of long-term value

Debt/Equity

N/A

Current Ratio

N/A

Quick Ratio

N/A

Like current ratio but excludes inventory — stricter test

Gross Margin

0.0%

Revenue left after cost of goods — higher means pricing power

Operating Margin

54.6%

Profit from core operations before interest and tax

Free Cash Flow

N/A

Negative — the business is spending more than it generates

Revenue (TTM)

$519M

Total revenue over the last 12 months

Net Income

$208M

Profitable — the bottom line is positive

Analyst Coverage

Analysts

Target High

$27.00

Target Median

$23.00

Target Low

$23.00

Explore the Ethical Screener View Track Record

Data sourced from public filings and market feeds. Not financial advice. Updated: 2026-05-28

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