Framework Journal · one stock, one dated entry

Recorded 2026-06-14 · Permanent

Auburn National Bancorp Inc AUBN

Outside both standards

An entry written while the outcome is still unknown. It will be scored by what the market does next, and it will never be edited to look cleverer than it was.

In plain words · Auburn National Bancorporation, Inc.

The label
Markdown

read at $24.80

Auburn National Bancorp Inc holds its Markdown at $24.80.

PHINPOOPSC
  • PHPhase · the trend structure carries the Markdown label
  • INInsiders · no filings inside 60 days, left as found
  • POPositioning · no disclosures inside 60 days, left as found
  • OPOptions · no verdict drawn today, left as found
  • SCScreen · does not pass the values gate
  • edge confirmed
  • edge broken
  • edge forming

Each arm is one independent read. Conviction is not a single call, it is how many edges converge.

The investor read · the season, not the day

As held on the ledger · 2026-06-14
PhaseMarkdown · caution
Quantitative stateThe statistical read favours the buyers, held for 27 days
Price$24.80
Valuation10.93 trailing · N/A forward price to earnings
Values screenFAIL · score 30.0
Beta0.46

The business, in plain words · what the numbers mean

The fundamentals · plain-English read
Trailing P/E10.9x
reasonably valued
Revenue growth11.5%
steady growth
Profit margin24.0%
healthy profit margins
Beta0.46
barely tracks the market's swings
Market cap$87M
Employees145

The risks · The things to watch: it's a small-cap, so the share price can swing harder than the market.

Plain-English interpretation of our own screen data. Analysis, not advice.

The trader read · the latest dated commentary

The framework reads accumulation. Smart money appears to be quietly building positions. This typically precedes a markup phase. Price has moved down 0.0% since our last review. Ethical screening: FAIL. This security does not pass our values-based screening criteria. The risk-adjusted return profile shows good risk-adjusted returns. Our composite framework grades it C, carrying a low risk profile. Technically it is sitting below its long-term trend line with momentum reading bullish. Over the past year the shares are up 18%. Our forward projection puts the odds of a 10% gain over the next month near 29%. Entered 2026-07-22 · Accumulation

The dated journal · newest first, never edited

2026-07-22 Accumulation $24.80 +0.0% Entry 4

The framework reads accumulation. Smart money appears to be quietly building positions. This typically precedes a markup phase. Price has moved down 0.0% since our last review. Ethical screening: FAIL. This security does not pass our values-based screening criteria. The risk-adjusted return profile shows good risk-adjusted returns. Our composite framework grades it C, carrying a low risk profile. Technically it is sitting below its long-term trend line with momentum reading bullish. Over the past year the shares are up 18%. Our forward projection puts the odds of a 10% gain over the next month near 29%.

2026-07-18 Accumulation $24.80 +0.0% Entry 3

The framework reads accumulation. Smart money appears to be quietly building positions. This typically precedes a markup phase. Price has moved down 0.0% since our last review. Ethical screening: FAIL. This security does not pass our values-based screening criteria. The risk-adjusted return profile shows good risk-adjusted returns. Our composite framework grades it C, carrying a low risk profile. Technically it is sitting below its long-term trend line with momentum reading bullish. Over the past year the shares are up 18%. Our forward projection puts the odds of a 10% gain over the next month near 29%.

2026-07-03 Accumulation $24.80 +0.0% Entry 2

The framework reads accumulation. Smart money appears to be quietly building positions. This typically precedes a markup phase. Price has moved down 0.0% since our last review. Ethical screening: FAIL. This security does not pass our values-based screening criteria. The risk-adjusted return profile shows good risk-adjusted returns.

2026-07-02 Accumulation $24.80 Entry 1

The framework reads accumulation. Smart money appears to be quietly building positions. This typically precedes a markup phase. Ethical screening: FAIL. This security does not pass our values-based screening criteria. The risk-adjusted return profile shows good risk-adjusted returns.

Each entry above was written on its date, before the outcome. A journal you can prune is not a journal.

What holding actually paid · price plus dividends

If $1,000 had been placed · historical, not a promise
PeriodPrice thenPrice returnDivs per share$1,000 becameTotal return
1 month $24.01 +4.7% · $1,047 +4.7%
2 months $23.75 +5.8% · $1,058 +5.8%
3 months $23.50 +6.9% · $1,069 +6.9%
6 months $24.60 +2.1% $0.27 $1,032 +3.2%
1 year $21.37 +17.6% $1.08 $1,227 +22.7%
2 years $17.08 +47.1% $2.16 $1,597 +59.7%
3 years $18.83 +33.4% $2.97 $1,492 +49.2%
5 years $29.83 -15.8% $5.09 $1,013 +1.3%

Historical returns from market close data. Past performance does not guarantee future results.

This entry now belongs to the ledger. Whatever AUBN does next, these words stay.

Auburn National Bancorp Inc · AUBN · Markdown · $24.80
Recorded 2026-06-14 · before the outcome · scored mechanically

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