An entry written while the outcome is still unknown. It will be scored by what the market does next, and it will never be edited to look cleverer than it was.
In plain words · Legacy Education Inc.
VERDICT
The label
Accumulation
read at $12.14
Legacy Education Inc. holds its Accumulation at $12.14.
PHPhase · the trend structure carries the Accumulation label
INInsiders · no filings inside 60 days, left as found
POPositioning · no disclosures inside 60 days, left as found
OPOptions · no verdict drawn today, left as found
SCScreen · passes the values gate
edge confirmed
edge broken
edge forming
Each arm is one independent read. Conviction is not a single call, it is how many edges converge.
INVESTOR
The investor read · the season, not the day
As held on the ledger · 2026-07-19
Phase
Accumulation
Quantitative state
The statistical read favours the sellers, held for 32 days
Price
$12.14
Valuation
20.23 trailing · 24.28 forward price to earnings
Values screen
PASS· score 91.2
Beta
N/A
OPPORTUNITY
The opportunity · what the numbers say it is worth
Our framework reads FAIR VALUE — it trades above our $11.88 fair value estimate, moderate competitive moat, 15.00% revenue growth.
Read at
$12.14
20.23 P/E · 24.28 fwd
Our fair value
$11.88
2% premium
Analyst target (avg)
$14.50
+19% to current
Target low $14.50Analyst target rangeTarget high $15.40
▲ current $12.14 · | average target
Price history & projections · where it has been, where the models see it going
The valuation journey · where the price sits against fair value and the Street
Current
$12.14
you are here
Conservative
$11.88
-2%
Analyst avg
$14.50
+19%
Our fair value
$11.88
-2%
Analyst high
$15.40
+27%
Green marks levels above today's price, red below; the shaded band is the gap between the price and our fair value.
Reading the gap · Our more conservative model reads it as roughly fairly valued here, while the Street is more bullish — a quality-at-a-fair-price name rather than a deep-value one.
Revenue growth
15.00%
Profit margin
10.89%
Debt to equity
31.35
Analyst consensus
None · 3 covering
Fair value and rating are our own model estimates; target range reflects third-party analyst estimates. Analysis, not advice.
SCREEN
The values screen, explained · five checks, plain English
This company clears both standards. There are two widely recognised ways to check whether a company is suitable for a Muslim investor. Here is how it did on each:
The common standard· AAOIFI Used by most halal investing apps✓ PASSES
Our stricter standard· asset-based The one Titan applies✓ PASSES
Business activityIts core business isn't built on prohibited lines — no gambling, alcohol, tobacco, weapons, or interest-based lending.Pass
Debt loadInterest-bearing debt is just 9.9% of its assets, well under the one-third ceiling — it does not run on borrowed money.Pass
Interest-bearing cashCash held in interest-bearing accounts and securities is 13.4% of assets, under the one-third limit.Pass
ReceivablesMoney owed to the company is 0.0% of assets, under the 49% limit.Pass
Revenue purityOnly 0.0% of revenue comes from non-compliant sources — under the 5% line.Pass
Every security is read against two recognised standards: our stricter asset-based screen (ratios measured against total assets) and the more widely used market-value standard (measured against market capitalisation). Where they agree we say so plainly; where they part ways — almost always on the debt check — we show both readings and mark it, because that disagreement is the finding, not a fault. We report the score; you and your scholar make the call.
PLAIN
The business, in plain words · what the numbers mean
Why it is worth knowing
A quality business — a moderate moat. At today's price it sits 2% above our $11.88 fair value — priced for the quality, not a bargain.
Screened names in the same industry · explore each on its own page.
TRADE
Where & how to trade · wherever in the world you are
LGCY trades on NYSE American. As a US-listed security it is accessible through almost any international broker offering US markets. New to this, or investing from outside the US? Our guide to accessing global markets covers brokers, currencies and the practical steps.
TRADER
The trader read · the latest dated commentary
The framework reads markdown. Price is trending lower. Sellers are in control and the prior trend has reversed. Price has moved down 0.0% since our last review. Ethical screening: PASS with near-perfect ethical score. The risk-adjusted return profile shows excellent risk-adjusted returns. Our composite framework grades it D. Technically it is holding around 3% above its long-term trend line with momentum reading neutral. Over the past year the shares are up 22%. Our forward projection puts the odds of a 10% gain over the next month near 41%. The street (3 analysts) rates it strong buy, with a mean price target of $15. Entered 2026-07-18 · Markdown
JOURNAL
The dated journal · newest first, never edited
2026-07-18Markdown$11.06+0.0%Entry 3
The framework reads markdown. Price is trending lower. Sellers are in control and the prior trend has reversed. Price has moved down 0.0% since our last review. Ethical screening: PASS with near-perfect ethical score. The risk-adjusted return profile shows excellent risk-adjusted returns. Our composite framework grades it D. Technically it is holding around 3% above its long-term trend line with momentum reading neutral. Over the past year the shares are up 22%. Our forward projection puts the odds of a 10% gain over the next month near 41%. The street (3 analysts) rates it strong buy, with a mean price target of $15.
2026-07-03Markdown$11.06+0.0%Entry 2
The framework reads markdown. Price is trending lower. Sellers are in control and the prior trend has reversed. Price has moved down 0.0% since our last review. Ethical screening: PASS with near-perfect ethical score (91). The risk-adjusted return profile shows excellent risk-adjusted returns.
2026-07-02Markdown$11.06Entry 1
The framework reads markdown. Price is trending lower. Sellers are in control and the prior trend has reversed. Ethical screening: PASS with near-perfect ethical score (91). The risk-adjusted return profile shows excellent risk-adjusted returns.
Each entry above was written on its date, before the outcome. A journal you can prune is not a journal.
INSIDERS
The insider ledger · Form 4 filings, as filed
Most recent filings · LGCY
Date
Insider
Title
Type
Shares
Value
2026-03-02
AMATO GERALD
Director
2,000
$28,301
2025-11-18
ROHMANN LEEANN
Chief Executive Officer
5,000
$43,420
2025-06-10
AMATO GERALD
Director
6,000
$57,462
2025-06-05
AMATO GERALD
Director
5,000
$46,800
2025-03-13
DEROSE ROBERT
Beneficial Owner of more than 10% of a Class of Security
3,000
$19,994
2025-02-14
DEROSE ROBERT
Beneficial Owner of more than 10% of a Class of Security
2,000
$16,580
2025-01-13
DEROSE ROBERT
Beneficial Owner of more than 10% of a Class of Security
3,000
$22,650
2024-12-16
DEROSE ROBERT
Beneficial Owner of more than 10% of a Class of Security
2,000
$18,200
2024-11-20
DEROSE ROBERT
Beneficial Owner of more than 10% of a Class of Security
1,000
$6,830
2024-11-15
DEROSE ROBERT
Beneficial Owner of more than 10% of a Class of Security