Framework Journal · one stock, one dated entry

Recorded 2026-07-19 · Permanent

Arabia Insurance Cooperative Company 8160.SR

Clears both ethical standards

An entry written while the outcome is still unknown. It will be scored by what the market does next, and it will never be edited to look cleverer than it was.

In plain words · Arabia Insurance Cooperative Company engages in the provision of insurance products and services in the Kingdom of Saudi Arabia.

The label
Accumulation

read at $8.41

Arabia Insurance Cooperative Company holds its Accumulation at $8.41.

PHINPOOPSC
  • PHPhase · the trend structure carries the Accumulation label
  • INInsiders · no filings inside 60 days, left as found
  • POPositioning · no disclosures inside 60 days, left as found
  • OPOptions · no verdict drawn today, left as found
  • SCScreen · passes the values gate
  • edge confirmed
  • edge broken
  • edge forming

Each arm is one independent read. Conviction is not a single call, it is how many edges converge.

The investor read · the season, not the day

As held on the ledger · 2026-07-19
PhaseAccumulation
Quantitative stateThe statistical read favours the buyers, held for 85 days
Price$8.41
ValuationN/A trailing · N/A forward price to earnings
Values screenPASS
Beta0.30

The business, in plain words · what the numbers mean

The fundamentals · plain-English read
Revenue growth65.3%
growing very fast
Profit margin-8.7%
currently unprofitable
Return on equity-11.0%
not currently earning a positive return on equity
Debt to equity0.64
moderate, manageable leverage
Current ratio3.93
comfortably covers its short-term bills
Beta0.30
barely tracks the market's swings
Market cap$446M

The risks · The things to watch: it's a small-cap, so the share price can swing harder than the market; its business and earnings are exposed to Saudi Arabia and to currency swings.

Plain-English interpretation of our own screen data. Analysis, not advice.

Related securities · others in 8160.SR's space worth a look

Screened names in the same industry · explore each on its own page.

The trader read · the latest dated commentary

The framework reads accumulation. Smart money appears to be quietly building positions. This typically precedes a markup phase. Price has moved up 3.3% since our last review. Ethical screening: PASS with ethical screening pending. The risk-adjusted return profile shows negative risk-adjusted returns. Our composite framework grades it C, carrying a low risk profile. Technically it is sitting below its long-term trend line with momentum reading bearish. Over the past year the shares are down 30%. Our forward projection puts the odds of a 10% gain over the next month near 5%. Entered 2026-07-20 · Accumulation

The dated journal · newest first, never edited

2026-07-20 Accumulation $8.41 +3.3% Entry 5

The framework reads accumulation. Smart money appears to be quietly building positions. This typically precedes a markup phase. Price has moved up 3.3% since our last review. Ethical screening: PASS with ethical screening pending. The risk-adjusted return profile shows negative risk-adjusted returns. Our composite framework grades it C, carrying a low risk profile. Technically it is sitting below its long-term trend line with momentum reading bearish. Over the past year the shares are down 30%. Our forward projection puts the odds of a 10% gain over the next month near 5%.

2026-07-18 Accumulation $8.14 +0.0% Entry 4

The framework reads accumulation. Smart money appears to be quietly building positions. This typically precedes a markup phase. Price has moved down 0.0% since our last review. Ethical screening: PASS with ethical screening pending. The risk-adjusted return profile shows negative risk-adjusted returns. Our composite framework grades it C, carrying a low risk profile. Technically it is sitting below its long-term trend line with momentum reading bearish. Over the past year the shares are down 30%. Our forward projection puts the odds of a 10% gain over the next month near 5%.

2026-07-16 Accumulation $8.14 +0.0% Entry 3

The framework reads accumulation. Smart money appears to be quietly building positions. This typically precedes a markup phase. Price has moved down 0.0% since our last review. Ethical screening: PASS with ethical screening pending. The risk-adjusted return profile shows negative risk-adjusted returns. Our composite framework grades it C, carrying a low risk profile. Technically it is sitting below its long-term trend line with momentum reading bearish. Over the past year the shares are down 30%. Our forward projection puts the odds of a 10% gain over the next month near 5%.

2026-07-03 Accumulation $8.14 +0.0% Entry 2

The framework reads accumulation. Smart money appears to be quietly building positions. This typically precedes a markup phase. Price has moved down 0.0% since our last review. Ethical screening: PASS with ethical screening pending. The risk-adjusted return profile shows negative risk-adjusted returns.

2026-07-02 Accumulation $8.14 Entry 1

The framework reads accumulation. Smart money appears to be quietly building positions. This typically precedes a markup phase. Ethical screening: PASS with ethical screening pending. The risk-adjusted return profile shows negative risk-adjusted returns.

Each entry above was written on its date, before the outcome. A journal you can prune is not a journal.

What holding actually paid · price plus dividends

If $1,000 had been placed · historical, not a promise
PeriodPrice thenPrice returnDivs per share$1,000 becameTotal return
1 month $8.40 -1.8% · $982 -1.8%
2 months $8.37 -1.4% · $986 -1.4%
3 months $8.03 +2.7% · $1,027 +2.7%
6 months $10.25 -19.5% · $805 -19.5%
1 year $11.82 -30.2% · $698 -30.2%
2 years $14.50 -43.1% · $569 -43.1%
3 years $12.54 -34.2% · $658 -34.2%
5 years $26.34 -68.7% · $313 -68.7%

Historical returns from market close data. Past performance does not guarantee future results.

This entry now belongs to the ledger. Whatever 8160.SR does next, these words stay.

Arabia Insurance Cooperative Company · 8160.SR · Accumulation · $8.41
Recorded 2026-07-19 · before the outcome · scored mechanically

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