7010.SR
Saudi National Bank (SNB)
Financials · Diversified Banks · Tadawul
$43.10
Close 2026-05-09
✗ ETHICAL FAIL

UNKNOWN MOAT
HIGH
Data Confidence: 100%
Full financial profile available
Market Cap
$215.1B
Trailing P/E
14.41
Forward P/E
15.12
Rev Growth
+3.8%
Profit Margin
18.9%
ROE
16.8%
Analyst Target
$47.91
Recommendation
BUY
About Saudi National Bank (SNB)

Saudi Telecom Company, together with its subsidiaries, provides telecommunications, information, media, and digital payment services in the Kingdom of Saudi Arabia and internationally. The company establishes, manages, operates, and maintains fixed and mobile telecommunication networks, systems, and infrastructures; delivers, provides, maintains, and manages diverse telecommunication and information technology (IT) services; prepares, plans, and studies for technical, financial, and administrative aspects of telecommunication and IT services; expands and develops telecommunication networks, systems, and infrastructure; offers transfer of internet services; and wholesales and retails, imports, exports, purchases, owns, leases, manufactures, promotes, sells, develops, designs, setups, and maintains devices, equipment, and components.

Opportunity Summary
Trading at $43 against a fair value of $48, a 10% discount. Fails ethical screen (Business activity exclusion: FAIL). Ranks better than 12% of screened stocks.
Ethical Screen
Business ActivityFAIL
Debt RatioN/A
Cash RatioN/A
Receivables RatioN/A
Revenue RatioN/A
OverallFAIL
Score Ethical: 10.0
Score Valuation: 67.0
Score Quality: 49.0
Score Combined: 41.5
Fair Value Est: $48.14 · Margin of Safety: +11.7% · Tier: AVOID

Full Analysis

Opportunity scores, earnings history, insider transactions, institutional holders, analyst consensus, and more.

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Opportunity Scores
Valuation100.0
Quality43.5
Cash Flow24.0
Moat40.0
Balance Sheet0.0
Debt Purity50.0
Liquid Purity50.0
Rev Purity50.0
Compliance100.0
Tier: SILVER · Score: 55.1 · Rank: #856
Earnings History (Last 8 Quarters)
DateEPS Est.Reported EPSSurprise %
2026-07-290.71Pending--
2026-05-030.670.74+11.0%
2026-02-240.670.67-0.7%
2025-11-060.650.82+25.2%
2025-08-040.660.76+15.8%
2025-04-280.690.73+6.1%
2025-03-240.590.05-91.5%
2024-11-050.730.93+28.2%
Quarterly Financials
PeriodRevenueNet IncomeEBITDAGross ProfitOp. IncomeEPS
2026-03-31$19.9B$3.7B$6.8B$9.8B$3.7B0.74
2025-12-31$19.9B$3.2B$6.3B$9.8B$3.9B
2025-09-30$19.3B$4.1B$6.9B$9.3B$3.4B0.82
2025-06-30$19.5B$3.8B$6.5B$9.6B$3.4B0.77
2025-03-31$19.2B$3.6B$6.2B$9.1B$3.3B0.73
2024-12-31
Insider Transactions
No insider transaction data.
Top Institutional Holders
No institutional holder data.
Analyst Recommendations
3 Months Ago
2
6
8
16 analysts
2 Months Ago
2
6
8
16 analysts
Last Month
2
6
7
15 analysts
Current
2
6
8
16 analysts
Strong Buy Buy Hold Sell Strong Sell
Additional Fundamentals
Enterprise Value
$220.4B
Price/Book
2.59
Beta
0.172
Analysts
16
Total Revenue (TTM)
$78.5B
Total Debt
$24.8B
Earnings Growth
+1.4%
Dividend Yield
510.0%
Rec. Mean
2.12

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Trade Consideration
The Opportunity
Score 41.5 (P48 — top 51.7% of scored tickers). Unknown Moat. Ethical FAIL. 16 analysts at Buy.
Price: $43.10 | Target: $47.91 (+11%) | Fair Value: $48.14 (+12%)
Score
42
Moat
Unknown
Conviction
Standard
Upside
+11%
The Fundamentals
Revenue Growth+3.8%
Profit Margin0.0%
ROE16.8%
Forward P/E15.1
Market Cap$215.1B
Earnings Track Record
DateEstimateReportedSurprise
2026-07-29$0.71Pending
2026-05-03$0.67$0.74+11.0%
2026-02-24$0.67$0.67-0.7%
2025-11-06$0.65$0.82+25.2%
2025-08-04$0.66$0.76+15.8%
2025-04-28$0.69$0.73+6.1%
Position Sizing Scenarios
Stop: $36.63 (-15%) | Entry: $43.10
SharesCostProfit to TargetR:R
To Consensus ($47.91, 16 analysts)
10$431.00+$48.10 (11%)0.7R
50$2,155.00+$240.50 (11%)0.7R
100$4,310.00+$481.00 (11%)0.7R
To Fair Value ($48.14)
10$431.00+$50.40 (12%)0.8R
50$2,155.00+$252.00 (12%)0.8R
100$4,310.00+$504.00 (12%)0.8R
Risk Factors
  • No elevated risk flags in current data
The Verdict
Saudi National Bank (SNB) holds a unknown competitive moat.
Quantitative Grade

A single score combining all analytical layers below. A is strongest, D is weakest.

B
Quant Score
62.1
Risk Grade
LOW_RISK
Layers
8
Quality: HIGH_SORTINO
Risk Profile

How much could this ticker lose on a bad day? These metrics measure worst-case scenarios from historical data.

VaR 95%
-1.4%
worst expected daily loss, 19 in 20 days
CVaR 95%
-2.0%
avg loss on the worst 5% of days
Annual Volatility
Sortino Ratio
1.63
above 1.0 is good
Max Drawdown
-9.2%
Worst Day
Forward Outlook

Based on 10,000 simulated price paths, here is the probability of where this ticker could be in 30, 60, and 90 days.

30d Prob Up
90d Prob Up
Median Return 30d
Liquidity Score
67
Liquidity Grade
LIQUID
Trend & Momentum

What direction is this ticker actually moving, filtered through noise? Is it speeding up or slowing down?

Kalman Trend
Trend Strength
Momentum Signal
HMM Regime
RSI Signal
Technical Signals

Classic chart signals that institutional traders monitor. Golden Cross is bullish, Death Cross is bearish.

MA Crossover
ABOVE_200
Bollinger Position
NEAR_UPPER
Beta
Relative Volume
1.2x
Short Interest
Financial Health

Is this company financially sound? The Z-Score measures bankruptcy risk. The F-Score measures fundamental strength.

Altman Z-Score
below 1.81 = distress zone
Piotroski F-Score
Earnings Beat Rate
75.0%
Earnings Consistency
Correlations

These tickers tend to move together (positive) or in opposite directions (negative). Useful for portfolio diversification.

Most Correlated
TickerCorrelation
1150.SR0.451
1010.SR0.424
1120.SR0.424
7030.SR0.422
1140.SR0.409
Inverse Correlated
TickerCorrelation
WEJOF-0.194
TWNPQ-0.179
FDP-0.167
DK-0.152
FLYW-0.146
Seasonality

Does this ticker have consistent patterns on certain days or months? Historical tendencies, not guarantees.

Best Day
Monday
Worst Day
Thursday
Best Month
Jan
Worst Month
Nov
Fri-Mon Effect
-0.1469168025629651
Earnings Drift

After this company beats earnings, does the price keep going up? Drift tracks post-earnings momentum.

Avg Drift After Beat
-2.7%
Beat Drift Positive %
40.0%
Consistency
Momentum Rankings

How does this ticker's recent performance compare to the entire universe? Ranked across 1, 3, 6, and 12-month returns.

1M Return
+4.6%
3M Return
+3.6%
6M Return
+4.5%
12M Return
+8.8%
Momentum Rank
#2050
Momentum Signal
FLAT

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