1180.SR
Al Rajhi Bank
Financials · Islamic Banks · Tadawul
$39.30
Data: 2026-05-09
✗ ETHICAL FAIL

Unknown MOAT
HIGH
Data Confidence: 100.0%
Key Metrics

How this company measures up on the fundamentals that matter

Market Cap
$233.2B
Total market value of the company
Trailing P/E
9.56
Very cheap relative to earnings
Forward P/E
10.86
Based on estimated future earnings — lower means cheaper
Rev Growth
+6.8%
Year-over-year revenue change
Profit Margin
0.0%
How much profit the company keeps from each dollar of revenue
ROE
12.4%
Return on equity — how efficiently it uses shareholder money
Analyst Target
N/A
Recommendation
N/A
Consensus view from ? analysts covering this stock
About Al Rajhi Bank

The Saudi National Bank, through its subsidiaries, provides banking and investment management services in the Kingdom of Saudi Arabia and internationally. The company offers current, Al Wessam, gold, commercial enterprise, and corporate accounts; Shariah-compliant financing solutions, financial solutions to MSMEs, point-of-sale Merchant Financing, personal and lease finance, and residential finance; and corporate finance solutions, including Ijara, Musharaka financing, Project and Structured Finance, Syndications and Placements, and Tawarruq.

Country: Saudi Arabia Industry: Banks - Regional
Ethical Screening

Five compliance checks based on AAOIFI standards — all must pass for ethical clearance

Business Activity
FAIL
Core business does not involve prohibited activities
Debt Ratio
0.0% N/A
Debt must be below 33% of total assets
Cash Ratio
0.0% N/A
Interest-bearing cash below 33% of assets
Receivables
0.0% N/A
Receivables below 49% of assets
Revenue Purity
0.0% N/A
Non-compliant revenue below 5% — any excess requires purification
Valuation
Fair Value Est.
$90.83
What our model estimates this business is worth per share
Margin of Safety
56.7%
Deep discount to fair value — significant undervaluation
Rating
AVOID
Overall assessment combining ethics, valuation, and quality
Percentile
37.6th
Ranks in the top 62% of our 13,571 screened universe
Ethical Score
10.0
Valuation Score
88.0
Quality Score
41.0
Combined
N/A

Trading at $39 against a fair value of $91, a 57% discount. Fails ethical screen (Business activity exclusion: Islamic Banks). Ranks better than 72% of screened stocks.

Quantitative Intelligence

Statistical analysis of price behaviour, risk, and market regime — independent of fundamental data

Regime
DISTRIBUTION
Smart money appears to be selling into strength — caution
Sharpe Ratio
0.686
Good returns relative to risk taken
Kelly Fraction
-0.0204
No positive edge detected — the data suggests staying out
Calmar Ratio
1.001
Returns exceed worst-case losses — strong risk profile
Annual Return
14.3%
Historical annualised return based on price data
Max Drawdown
-14.3%
Largest peak-to-trough decline — the worst it has been
HMM State
BEAR
Statistical model detects bearish conditions
Days in State
93
How long the current regime has persisted — longer means more stable
Market Data

Trading characteristics and market positioning

Beta
N/A
52W High
$N/A
52W Low
$N/A
Avg Volume
N/A
Average daily shares traded — higher means easier to buy and sell
Short Ratio
N/A
Days it would take all short sellers to cover — higher means more crowded
Short % Float
N/A
Div Yield
585.0%
Annual dividend as a percentage of the share price
EPS (TTM)
$4.11
Earnings per share over the last 12 months
Financial Health

Balance sheet strength and cash generation — the foundation of long-term value

Debt/Equity
N/A
Current Ratio
N/A
Quick Ratio
N/A
Like current ratio but excludes inventory — stricter test
Gross Margin
N/A
Revenue left after cost of goods — higher means pricing power
Operating Margin
74.6%
Profit from core operations before interest and tax
Free Cash Flow
N/A
Negative — the business is spending more than it generates
Revenue (TTM)
N/A
Total revenue over the last 12 months
Net Income
N/A
Loss-making — spending exceeds revenue after all costs
Explore the Ethical Screener View Track Record

Data sourced from public filings and market feeds. Not financial advice. Updated: 2026-05-09

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